Q
WEEKLY - HonWA‘nk-- GAZETTE.
THE '. M TUAL '. LIFE
INSURANCEOO.
OF NEW YORK.
RICHARD A. MCCURDY, President.
IS THE
IIIIIIIIIT I. I'll INSIIIINIIII ll
’ IN THE WORLD.
ASSETS OVER 204,000,000
INCOME.
$36,123,163 82
11,897,706 12 $48,020,869 94
13153 URSEMENTS.
Received for premiums
From all other sources
21,089,257 08
9,789,634 18
~.......__—._._.............
$30,878,891 26
To policy holders
For all other accounts
ASSETS.
United States bonds and Other securities $83,970,690 67
71,339,415 92
~ 11,366,100 00
21,691,733 39
9,655,198 91
6,615,645 07
_______-____.___—————
$204,638,783 96
182,109,456 14
First lien loans on bonds and mortgage
- Loans on stocks and bond
Real estate
Cash in banks and trust companies
Accrued interest, deferred premiums, 'e'to.
Reserve for policies, and other‘liabilities
Surplus $22,529,327 82
$750,290,677 97
855,207,778 42
Insurance annuities assumed and renewed
Insurance and annuities in force Dec. 31, 1894 .
$6,067,724 26
2,528,825 84
17,931.103 82
4,575.718 91
51,923,039 96
Increase in total income 1 ,
Increase in premium income
Increase in assets I
Increase in surplus
Increase of insurance and annuities in force
ROBERT A. GRAN le, Vice-President.
WALTER R. GILLETTE, General Manager.
ISAAC F. LLOYD, Second Vice-President,
. WILLIAM J. EASTON, Secretary,
ALBERT KLAMROTH, Assistant Secretary.
JAMES TIMPSON, 2d Ass’t Treas.
HENRY E. DUNCAN. Jr., Cor
EDWARD P. HOLDEN, Assistant Cashier,
EDWARD LYMAN SHORT, Gen. Solicitor.
WM. W. RICHARDS, Comptroller.
HENRY S. BROWN, Asst. Comptroller.
MEDICAL Dmmroas—GUSTAVUS S. WINSTON M D‘
E. J. MARSH, M. D.
GRANVILLE M. WHITE, M. D.
FREDERIC CROMWELL, Treasurer.
JOHN A. FONDA, Assistant Treasurer.
WILLIAM P. SANDS, Cashier
CHARLES A. PRELLER, Auditor.
EMORY MOCLINTOCK LL.D., F. I. A., Actuary.
JOHN TATLOCK, J15, Asst. Actuary.
CHAS. B PERRY, 2d Asst. Actuary.
JOHN W. NIOEOLS,
New Haven, General Agt. for State of Connecticut.
1
' * 1.59.111,
Local Agent.
eooo POINTS OF A HORSE.
The Eye and the Head Show the. Animal's
Nature.
Henry Childs Me1win has a paper in
the March Century on ” The Horse Mar-
ket,” from which the following is ex-
tracted:
And this brings us to consider what
are the marks of a good, serviceable
horse, such as most people want to buy.
The chief points are the eye and head,
for, Whether on the score of safety or of
pleasure in ownership, the essential thing
is to: have a horse that is intelligent and
gentle, or one that is intelligent and
vicious, rather than stupid, for stupid
horses are the most dangerous of all.
Every horse Shows his character in his
head, and chitflv 1n the eye, just as ce1~
tainly as a man shows his character in
his face; although, as in the case of men,
it- is not always easy to read what is writ-
ten in the equine features But as to
horses of positive character, positively
good or positively bad, there need be no
mistake. Ionce bought a mare of a dealer
for a woman’s use without even taking
her out of the stable- She seemed to be
sound, and I felt sure from her eye that
she was unusually gentle and safe, and so
she proved to be. On the other hand, out
of six or eight horses shown to me at a
sale stable, on another occasion, Irejected
one—the best in the lot otherwise—be-
cause his eye, not absolutely bad, was
such as to arouse suspicion; and the
owner afterward admitted to me that the
animal was different from the rest in be«
ing a little “mean.”
I mention these instances to show that
any person of average intelligence can
learn, by taking pains, to read the equine
character. Horse dealers and trainers
seldom make a study of this matter, be—
cause they do not care about it. \tht
you should look for is a large, clear, lu-
minous eye; what you should distrust is
a small eye, a protruding eye, a sunken
eye, an eye that shows the white, glanc-
ing backward, which indicates bad tem—
per; and above all, a glassy, tremulous
eye, which indicates stupidity. It is hard
to describe, but easily recognized. There
should be a. considerable space between
the eyes. The cars and the carriage of
them are hardly less significant. W'ell
out ears that move continually with a
general tendency to be pricked forward
indicate a good and lively disposition.
Large ears, if well shaped, are better
than very small or “mouse” cars. Lop
ears, coarse ears, ears planted either very
far apart or very close together, are to be
viewed with great distrust.
Next in importance to the head comes
the feet. They should be of medium size,
neither steep like a mule’s, not flat, but
sloping at a medium angle. The best feet
are “cup shaped,” that is, so formed that
when you pick them up they will hold
water.
As to the other points of a horse, I shall
not attempt to go into details, because I
fear that they would convey information
only to those who do not need it. But
this may be said generally by way of ad~
vice: Avoid a long backed or thin waist-
ed, still more a. long legged horse. Look
for a. compact, rather low standing beast,
with a good head, good eyes and well
shaped ears, and you cannot go far wrong.
KNEW ALL THE FIREBUGS.
Remarkable State of Affairs Disclosed
Bearing Upon Incendiary Fires.
A startling condition of affairs in New
York and neighboring cities was dis-
closed by the testimony of the principal
witness for the prosecution in the case of
Max H. Grauer, an insurance agent and
adjuster, on an indictment for arson in
the first degree.
This witness, Simon Rosenbaum, ap~
. peared from his testimony to have been
connected with the various gangs of fire~
bugs which have operated for years in
New York, Brooklyn, Newark and Jersey
City, endangering the lives of the dwell-
ers in tenement houses and defrauding
the insurance companies.
According to his testimony, given with
reluctance, under cross-examination,
Rosenbaum was known in effect as the
“porilz,” a jargon word, synonymous
with *‘ pantata,” the Bohemian title
which came into public notice during the
Lexow investigation, and explained to
mean chief or leader.
Rosenbaum was at the head of the gang
of firebugs which frequently extended
its operations to Long Island and towns
in New Jersey, and occasionally to Bos-
ton, Lynn and Worcester, Mass. He be-
came a witness for the people, and gave
Fire Marshal Mitchell a vast amount of
information, which resulted in the con-
viction of Mrs. Sarah Silbermeister, Mrs.
Ida Lieberman and Louis Rothman.
Max H. Grauer, the insurance adjuster,
was sentenced to the full penalty, which
is imprisonment for life. Mrs. Sarah
Silbermeister and Louis Rothman are
serving terms of twenty-five and fifteen
years respectively.
JOSEPH H. CHOATE.
Rockoned as at the Head of the lustro-
politan Bar.
Joseph H. Choate is regarded among
members of the legal profession as the
most astute as well as profound lawyer
of the New York bar.
JOSEPH II. CHOATE.
His methods are genteel, but keener
than a Damascus blade. Few witnesses
dare undertake under his questioning to
weave a fabrication, and the truth it
told none too well is liable to get an op-
posing victim in trouble. -
Mr. Choate likes particularly to shat—
ter the hypocrisy of a man’ s life. It was
he who, without other provocation than
his general dislike to Sage’s methods of
obtaining riches, called in open court re-
cently your Uncle Russel Sage :1 self-con-
victed swin'ller 131111 robber. ,
TEE FUN IN A BE AR.
THE MORAL HUNTER DRAWS FROM
HIS EXPERIENCE.
The Bear Stripped Him, He Says, and,
Put On the Clothes. As Evidence of.
Good Faith He Won’t Shoot Bears Any
More.
“I don’t care what anybody says or
thinks,” said Max Ransom of NEW York
city, an observant sportsman and one
who thinks twice before he shoots, “but
I am convinced that the predominating
trait in the character of the great Amer-
ican bear is a longing for fun.
“Two or three of us were up in Penn-
sylvania one fall deer hunting. One day,
after standing on a runway for two or
three hours, and judging that the dogs
had taken the deer in another direction,
I put my gun down and walked away a
short distance to a barberry bush to
pick some of the tart berries. A frost
had knocked the berries all off the, bush
and they lay thick on the-ground beneath
it. I stooped down and was enjoying the
refreshing mountain fruit wncn I felt
something tap me on the shoulder. I
looked up and there, towering above me
and with a grin on its face as near as a.
grin could possibly be on a face not hu-
man, stood a hear at least five feet tall,
being on its hind feet, looking down at
me, his forepaws hanging loose against
his chest. It was the bear, of course,
that had tapped me on the shoulder.
“Now here was :1 situation. I couldn’t
get at my gun. 1111111 :1 knife in my
pocket, but with that univ e1 5.11 belief I
have always had that the bear is a fierce,
uv1y and pugnacious be: 151'. that wandeis
about with his eye constantly skinned
for some one he can pitch into and scat~
ter about and chew up, I didn’t think it
would be wise for me to rise from the
base of that towering bear, right into his
clutch, you might say, and defy him
with a knife. The bear seemed to be
waiting for me to do something. I was
in squatting posture and really couldn’t
make 11p my mind what to do. So I re
mained just as I was, trying to think
what ought to be done under the circum-
stances. Iguess the bear must have got
impatient, for he reached down and
tapped me on the shoulder again. It was
just a gentle tap, as if he were calling my
attention to something or other. Then I
made up my mind. I thought I might
throw myself quickly forward, get to my
feet, out and run, and make a circuit
among the trees, supposing all the time
that the bear would be chasing me until
I could get back to where my gun was.
Once there, I could have no further ap—
prehension as to the result.
“801 made a surge forward, but be-
fore my head had scarcely changed its
position the bear’s paw closed on my
shoulder. In an instant he jerked me to
my feet, turned me square around, and
there I stood, face to face with him, he
with a. paw on each of my shoulders. I
thought my only chance now was to get
my knife in action before the bear finished
me, and I carefully slipped my hand in
my pocket and got the knife. I was
stealthily passing my other hand over to
open the knife when the bear calmly
rrached dowu with one paw. snatched it
out of my hand and threw it away.
From the position the bear' was in I
might have given him a tremendous kick
in the stomach and doubled him up so I
could have got to my gun before he got
over the effects of the kick. but I didn’t
think of it, and I’m glad now that I
didn’t. I wouldn’t have known then
what there really is in bears, and would
have gone on killing them in cold
blood.
“After the bear threw my knife away
he took off my hat, looked it over, and
then put it on his own head in a. rakish
way. He was more than grinning now;
he was actually laughing and his eyes
twinkled mischievously. The next move
he made was to unbutton my hunting
coat and take it off of me as slick as
could be. This he threw off to one side
and then took ofi' my vest. l—Ie laid the
vest on the coat.
“‘Heavens!’ I said to myself. ‘This
bea1 is going to strip me so he can chaw
me up better.
“After taking off my 1 1st, the bear
pushed me down 011 the two ga1ments
and deliberately and expertly drew off
my boots! Then—he sat down opposite me
and drew the boots on his own feet.
After he had done that he yanked me off
the coat and vest, and tried to put the
vest on himself. It was too small, but he
got the coat on all right, and then he was
a sight that made me tumble right down
there and howl. It was the funniest
thing I ever saw. My mirth seemed to
please the bear, and he danced around
like a. tipsy raftsman, cutting all sorts of
fandangos and pigeon wings. I guess
LL18 lasted ten minutes, and I was sore
all through from laughing, when sud-
denly the bear stopped, cocked his head
on one side and listened a moment. Then
be stripped my coat 011' and tossed it to
- me, and sitting down pulled off the boots
a 1d gave them back. To take off the hat
and hand it over was only the work of a
second, and then the bear hurried away
into the brush and disappeared. He had
hardly got away before along came my
companions with their guns. The bear
had heard them, and he knew what would
happen to him from men with guns, and
so he got away as quickly as he could.
“Of course, my friends were surprised
to see me sitting there half stripped, and
when I told them what had occurred
they acted as if they didn’t believe me.
And they’ve acted that way ever since.”
—N. Y. Sun.
Perpetual Pleading.
Lawyer—This case is likely to go hard
with you, for the jury has accepted Dig-
ginton’splea that you hypnotize 1d him
into the commission of the c1ime.
Prisoner-01], I guess not. Ican prove
that another fellow hypnotized me into
hypnotizing Digginton. As to who hyp-
notized the follow that hypnotized me,
that is his lookout—Indianapolis Jour-
nal.
Blighted.
“I guessl ain’t a successin the pun
business,” confessed Mr. Smallwort. “I
put in three hours the other n'ght get-
ting up a joke about a ride on :1 horse at
the price of a c ntbeing like the wife of
Ulysses, because it was a penny lope,
and when 1 mad it to my iamily my
eldest daughtei informed me, in her su-
peiior way. that the Wold “as pro-{4
nounced Penellopy.” —- Ci 1c1nnnti '1‘1i-
bune. .
. An Instance.
Tomm\——P.i, what is an 111 ,.1)’ noth-
ing?
Mr. 1' 1152— I (1011’ t know. 11...:55 it is a
dude bel’oie bleakfast. -- l “linuapolis
Journal.
‘Leaving Pier 23.1East2Biver, N. Y.. 5 p.
Ifa man wants
a GOOD chew I
B. L. Tobacco
i
I
will suit
I
9
,1.
g
I
2 every time.
g Its flavor lS
)pcrfect, and
.'
1 it is the
5
% LongestCheW
in the world.
So among»
Fertilizer.
SOPERPHOSPHATE OF LIME,
GROUND BONE,
POTATO MANORE,
Mail’s Special Fertilizers, Line,
11191 an 11111111111111
Retailed at Wholesale
Prices by
Raymond Bros. '
EW YORK.NEW HAVEN <15 HARTFORD
RAILROAD
—-Nr.w Yonx Div-zeros;
I October 1694.
TramsleaoeSouth Norwallc asfollows:
FOR NEW YORK—Accommodation trains at
9 36 a. m., 1.11, 2.54, 4.07, 5.30, 6.50. 8.00. 10. .20
p.111. Express trains Fat5.20 5.26. 6.15 (lacs
6, 55 (local).7. 08 (local), 4. 55 (local). 8.21 (loca.
9.03 (local) 9. 58, 10.45. 11. 37. (local) 91. m. 12.25
2. 25.4. 20,520.15. 207. 57 p. 111. F or Washington via
Harlem River 1.13a.m. (dany.
SUNDAYS. —Accommodation 9 15 a. 111.. 6.14
(local),7. 23. (local)9. 28p. m Expresr '1. 20 5. 26
a'ls‘on an Hsvnx AND THE EAST. —Accommo
dation trains at 6.32. 7. 38, 8.46 and 1‘ 44 a. m. .,
1. 40. 4.20 5.27. 6.27. 7. 28 (to Bridgeport)
8.41 9. 41 and 11. 15p to. Express trains at 1. 01. 1. 20
9.11 10. 09, 11. 06 a. m. 12. 05. 3. 03. 5.07 (Nauga~
tuck Express)7. 10 p.m.
SUNDAYS. —Accommodatioln7. 38. 9.123.. m. and
7.15 p. m. Ex ress 1. 01 and
‘.HEMPSTEAD Gen. Pass Agt.
The Hawaii Fire Insurance to
like now Completed its
'32:). SUCCESSFUL BUSINESS YEAR,
And has not outstanding a dollar of nnpai
losses or claims for losses. No sound com:
any insm es for lessG
B. ST. JOHN.
. Beavan, Pres...
:RGEo. ROOWLES. Sec’ v.
Tress
TNA INSRUANCE 00., of Hartford
Incorporated 1812. Charter Perpetua
Capital and Assets, $8,902,272.64.
Insures against loss and damage by' FIRE on
terms adapted to the haziard and oonsister
with the laws of (éom‘pensat
ES A? MERRILL.
Sole agents for Norwalk and vicinitv
J. Belden Hurlbutt,
111011111111 Counselor at Law.
Room 4, up stah's,
GAZETTE BUILDING.
DAILY FREIGHT LINE
BETWEEN
NEW YORK, NORWALK AND SO
:NORWALK.
I’ropellers I
CITY of NORWALK,
EAGLE and
VULCAN -
Norwalk'5 p. m, South Norwaik 6 p. m.
Steamers go after and deliver goods any-
where in New York or vicinity upon. an plica—
tion to agents.
Norwalk Chronicler