OF NEW YO BK.
artisans A. Memoir, President.
m; cm... H
* _ tatement for the Year Ending Dec. 31:97-
According to the Standard of the Insurance Department of the State of New York.
Received for
remiums
From all other Sources
INCOMEQ
To Policy-holders for Claims by Death . .
T0 olicy-holders for Endowments, Dividends, etc.
For all other Accounts
ASSETSa
United States Bonds and other Securities .'
First Lien Loans on Bond and Mortgage . .
Loans on Stocks and Bonds . . .
Real Estate . . . .' .
Cash in Banks and Trust Companies . .
Accrued Interest, Net Deferred Premiums, etc. .
Reserve for Policies and other Liabilities .
Surplus . . . . .
Insurance and Annuities in Force . .
- $42,693,201 99
. 1 1,469,406 2.4
$54,162,608 23
nnsn'umsnmnmms. _
. $13,279,630 66
. 12,712,424 76
. 13,132,005 57'
$36,124,060 99
- $132,017.34! 45
- 69,423,937 3!
.2 12,880,308 00
. 21,618,454 88
- 11,705,195 82
. 6,141,200 20
5153,7864” 63..
. - 218,278,243 07
- $35,508,194 so
. $936,634,496 63
lhave carefullyexamined the foregoing Statement and find the same to be correct:
liabilitiesoalculated by the Insurance Department. CHARLES A. ERELLER, Auditor.
From the Surplus a dividend will be apportioned as usual
- rReport of'the Examining Committee.
Office Of the Mutual Life Insurance Company of New York.
T 0 THE HONORABLE, THE BOARD OF TRUSTEES or .
THE MUTUAL LIFE IISUBAHGE COMPANY OF NEW YORK.
Theundersigned, a Committee appointed by your honorable body, on the twenty»
second day of December. l897,to examine the Annual Statement of the Company and
to verify the same, respectfully——-—r
REPORT
That, pursuant to the power and authority thereby conferred, the Committee have, at Various dates betWeen the
date of the said reference and the date of tb is Report, attended at the office of the Company, and have been Waited on
by the Treasurer, the Comptroller,the_ Auditor, and the Cashier, together With the respective assistants of such Ome‘ers
and .have carefully gone over all the items contained in the said Statement, and have found the same to be come at. Thev
have examined and counted every certificate of stock, bond and other Obligation held by the Company, and compared
the prices at which the same are carried in said Statement with the market quotations, and find the same not exceeding
such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on real
property held by the Company, and find the same to be as stated.
pany’s holdings of real estate and have verified the deposits of money in the various banks and trust companies
J
have counted the cash on hand held by the Cashier.
And the Committee certify that all the books. papers, documents, and evidence of title of every descriptlon neces
They have also verified the valuation of the Com-
and
sary in such examination have been freely submitted to the Committee by the said Officers and their assistants and that
the same are accurate, in good order, and well kept. . ’
And the Committee further certify that the investments of the Company are of a high order, and that the system
and methods adopted by the Company in recording its transactions and caring for the assets are enti
All of which is respectfully submitted. ., CHAS. R. HENDERSON
NEW YORK, January 21, 1898.
S. V. R. CRUGER
ELBRIDGE T. GERRY
J. HOBART HERRICK
tled to commendation
A. N. WATERHOUSE
JAMES C. HOLDEN
Board. of Trustees-
SAMUEL D. BABCOCK
RICHARD A. McCuaDr
JAMES C. HOLDEN
‘HEBMANN C. VON POST.
WILLIAM J. SEprL
OLIVER HAnnIupit‘ff '
0 A. L.
DUDLEY OLGO'H' ‘
..“-"-.
FREDERIO CnouwsLL
J ULIEN T. DAvIEs'
A. N. WATEBHOUSE
b‘. V. R. CRUGEB
CHARLES R. HENDERSON
RUFUS W. 19120an1;
J. HOBART Hsnmox
Wu. P. DIXON
| Roman A. GRANNIss' .
HENRY H. ROGERs
WILLIAM fBADCOGK
STUYVESAN'I‘ ,FISH
H. WALTER WEBB
J no. W AUOmNOLoss
THEODORE MORFOBD
AUGUSTUB D. J UILLIABD
CuAkLss E. MILLER
WAL'rsn R GILLE'r'rr
GEORGE G. HAVEN
ADRIAN ISELIN J 1:.
GEORGE S. BOWDOIN
WILLIAM C. WHITNEY
WILLIAM ROCKEFELLE'B
JAMES N. JARVIE
CHAS D. DICKEY J's
ELBRIDGE T, x-Gnanr
JAMES Sparse;
ROBERT A. GRANISS, Vice-President.
WILLIAM J. EASTUN, Secretary.
JOHN A. FUNDA, Assistant
WILLIAM P. SANDS, Cashier.
CHARLES A, PRELLER, Auditor. ,
C. CLIFFORD GRETSINGER, As-sistant Auditor.
JOHN C. ELLIOI‘
ELIAS J. MARSH, M, D'
Treasurer.
WALTER R. GILLETTE G M
ISAAC F. LLOYD, 2d Vice-President ! enerar
81'.
DUEH du-P. BRECK, Corresponding Secretars
ALBERT KLAMROTH, Assistant Secretary.
FREDERIC CROMWELL. Treasurer. . . .
JAMES TIM PSON. 2d AssistantTreasuren
EDWARD r. HOLDEN, muesli-“wanes. .
EMORY MOCLINTOCK, Actuary.
MEDICAL DIBEorons:
A. E. CAME, Local Agent.“
JOHN TATLOCK, In , Assistant Actuary.
WILLIAM W. RICHARDS, Comptroller.
‘ _ HENRY 5. BROWN, Assistant Comptroller
.. , Superintendent of Domestic Agencies. '
E ) WARD LYMAN SHORT. General Solicitor.
GRANVILLE 31. WHITE, M D.‘
o. s. WINSTON u. D. Consulting. "
mesons a staunch. @eneuall Agent...
. “ \
.,L;»-..wa
, .
. ..
preferable for this use. the denim-cow
able. '
T H E E. v E N 1 N: e;- eeavu s
NEW YORK FASHIONS.
For originality and elaborate orna‘
mentation this season’s styles far out-
shine the confections of former yearS.
and the ru'flies, flounces, embroideries,
laces and startling combinations of ma-
terials and colors is something wonder-
ful to behold. ' .
In wraps and costumes for evening
wear the conturieres art is given the
fullest play andbrocades and satins,
the fllmiest chiffons and nets are em-
ployed with decided lovely if some-
what daring results. Embroideries in
intricate and aresbesque designs With
the narrowest of bebe ribbon on dainty
gauzes is one of the novel modes of or-
namentation used to enhance the beau-
ty of the evening gown and applica-
tions of the finest lace, and velvet in the
most delicate Shades are extensively
employed with charming effect on
these toilettes whose workmanship is
almost beyond description.
Fur, velvet, satin and the richest bro-
cades are popular fabrics for the hand-
some opera cloak or wrap, and as the
season is now at hand when entertain.-
ments and balls are in full swing, a de- _
scription of a few of these exquisite
garments would be verytimely. In the
first place the wraps designed thi§year
follow the graceful, flowing lines em-
played in the outdoor capes, many of
them having the short front, and long
shawl-like effect in back which is one
of this season’s innovations. The rich-
est materials are used for linings, a
satin or brocaded garment in many
cases being lined throughout with fur.
Never before have the materials for
deveIOping these lovely toilettes been
so gorgeous, or the styles so numerous
and it is safe to say that the swell
dressmaker will make good use of this
fact.
The Medici collar, that becoming
fashion which tends to impart a chic
and stylish appearance to the simplest
toilette, is seen .On the majority of the
evening wraps, many of the ball and
reception gowns alsohavlng this fin-
ish.
A magnificent opera cloak, recently
imported, built of plain amethyst blue
satin, has the fashionable curved effect
in front, but does not dip in the back.
The entire garment is bordered with a
finely pleated ruche of white chiffon,
headed with a. band of sable, which rich
fur is also employed for the small
shoulder cape, made with high Medici
collar, which overlaps another cape of
white chiffon. A fold of amethyst vel-
vet, caught on either side with dazzling
jeweled buttons, fastens the cloak in
front, and from beneath this depends
stole ends of exquisite white lace. The
garment is lined with cream white
satin. ~
, Bands of for will be employed to a
great extent for bordering the bottom*
and outlining the panels of handsome
dinner and ballgowns, as well as On
the wraps. and though many people ob-
ject to using fur on gowns designed for
the house, it. certainly imparts a finish
and a richness to a costume I which
nothing else can give. Chinchilla, er-.
mine and sable are all employed for
this purpose with charming results.
A dainty and attractive theater wrap
turned out by one of our swell dress-
makers for a dainty young debutante,
is composed of cream white crepe de
chine and embroidered satin, trimmed
with fur and velvet. The cape proper,
of pleated chiffon is made with scallop-
ed edges, to which the satin fiounce is
attached, headed with a narrow band
of fur and embroidered satin, the lat-
for textile also forming the small yoke
and high collar. Stole ends of the
pleated chiffon bordered with embroid-
ered satin, extend down the front and
are finished at the end with a band of
the fur and a deep ruffle of satin.
A smart blouse, made of pale blue
China silk is prettily combined with
guipuro lace. The fronts are made of
silk covered with guipure, over which
are arranged the crossway tucks, sewn
on in three groups of four tucks each.
The right side of the front fastens
across to the left side, forming three
van dykes, and is edged with a pleated
frill of silk. The back is plain.
The upper portion of the sleeve is
tucked to form a sort of epaulette and
trimmed with four crossway tucks at
the wrist to correspond with the blduse ,
front. Alhigh cdllar.band and jeweled
waist belt completes the toilette.
One could go on for. an indefinite
time describing these lovely articles of
feminine flnery and suffice it to say
that some of the most beautiful toil-
ettes will be seen this winter, and the
“winter girl" attired in soft draperies
of filmy tissues, adorned with the most
exquisite needlework, has a very fair
chance of outshining her attractive
rival, the “summer girl."
Useful Boxes.
The shops are filled with cretonne—
covered boxes, neatly md‘de and of sev-
eral sizes. that may be. put to a varie-
ty of uses. One may well go with the
young freshman to college to keep his
shirts fresh and unrumpled. and with
his sister to her Alma Mater for the
care of her shirt waists. In the sew-
ing-room they are invaluable to hold
Work and pieces often needed prompt-I
ly. Onecovered in sOme good dark
material may stand in the family Sit-
ting-room to hold the games, a favorite
toy, or other impedimenta' that chil—
dren want at hand, Those covered in
plain denim stand in some homes be—
hind the hearth-piece for the three or
four reserve sticks of hickory needed
in the open fire. Plain wood chests are
ered boxes being suggested only as a
cheap substitute that is not objection
Exasperating.
Cf all and words or tongue or pan,
The saddest are: ’ it might have been."
But none can cause one so much Woe
As those short words, “I told you 50:"
a.
J
r
A} Stylish Toilette. .
' A navel and handsome costume turn-
ed out recently by a..,.well known dress-
maker is of checked velvet in two
i shades of violet. The bodice is a sort
of double breasted bolero, cut in an
elaborate manner- and fastening with
two large jeweled buttons. This is out-
-s\\\
L
, n
I”? .
. ,7.
J. ’
,I
7 .f‘ 19.:
lined with plain satin and is worn over
a. vest and yoke of violet velvet, made
with high crush collar. The sleeves
also represent the elaborate scheme
employed on the waist. A violet vel-
vet toque adorned with a wired velvet
bow and a fluffy plume completes this
stylish toilette.
Buying Table Linen.
The young housekeeper buying her
outfit Of table linen will find it an econ-
2my to provide a generous supply of
tray cloths and carvers’ cloths.‘ These
for general use need not be embroider-
ed, and are preferable, indeed, of hem-
stitched finish or fringed. They are a
genuine saving to the large cloth be-
neath, and, being much more easily
laundered, can be renewed with great
frequency. It is the practice of an old
housekeeper, who is an adept at fine
hemstitching, to out. up the best parts
of a fine tablecloth'which shows signs
of wear into a set of cloths. Where
the art of such decoration is unac-
quired, the cloth may be neatly hem-
med and finished with an edge of linen
torchon.
To Clean the Bearings.
Many riders make the mistake of
thinking that in order to clean out
bearings it is necessary to take these to
pieces. This is a most egregious error,
and acting upon it nearly always
causes more harm than good. Balls
get lost or misplaced, and many acci-
dents are clearly traceable to the tink-
ering with a. machine indulged in by
some incompetent person. Much the
preferable plan is to fill the oil-can
with kerosene, and thoroughly syringe
out the bearings without taking them
apart. A strip of soft cloth wound
round the outside ends of the bearings
will prevent the paraffin from running
down the spokes, and making an un-
pleasant mess round the tires.
An Old Fashioned Stitch.
The old-fashioned cross-stitch, some-
what enlarged and done over a stamped
design rather than on canvas, is very
popular this season. A new floss, too,
that is heavy and silken in appearance,
but is not so expensive as the silk floss,
isused to work out these simple but
artistic and effective designs. In to:
ble-centers and tea-cloths the Oriental
effects, new last season, are in still
greater vogue. These cloths when cir-
cular have an inverted and broken
scallop or scroll which is worked in a
different but harmonizing color. A
curious pattern seen 011 one such cloth
strongly suggested a Turkish rug, the
angular lines cleverly brought,‘ how?
ever, into a. circle.
Origin of the Barber Pole.
It was formerly customary for bar-
bers to perform the minor operations in
surgery, and it was usually to a barber
that anybody wishing to be bled. ap-
plied. '
To assist in the operation is was nec-
essary for the patient to grasp a pole
firmly in order to distend the vein in
the arm from which the blood was to
be taken.
When the pole was not in use it was
placed outside the door as a sign that
oleeding was done within.
Woman’s Diet.
When her liver is sluggish and her
complexion is not all that she could
wish it to be, a woman will find a few
weeks’ diet an excellent means of res-
toration. If her-nerves are run dowx...
tea and coffee should be abjured for a
while, and stimulants left severely
alone. Plenty of oranges should be
eaten. especially early in the morning.
—-.
Foreign Noblemaln (introducing
American heiress)——Mother, may 1
present my aflianced bride?
Digniflcd Dowager—Hem! Youn:
roman, can you support Irv son i:
he style to which he has been accus
anneal—Chicago Tribune.
._.- _._._ __.~.__-_‘_ .._-. ——- M
ms Plcvuse DIDN’T sum '
ABmkgrobnd Which Put as Congress...
In a False Position.
“I guess.” said the congressman. at
he entered the photograph studio
“that I’d better let you take these
back and try it over again."
“Didn’t your photographs pleas:
you?” asked the young woman behind
the Show case.
“Yes, they pleased me first rate."
-“The‘flikeness is remarkably good,”
she'commented, as she held out one at
arm’s length. _ - '
“It is. If the resemblance weren’t
quite so strong I might have kept them
for my family and myself to look at
We would tell the neighbors it was
somebody else, and have made them
believe it. But there would be no
use in trying to deceive them with
that picture.”
‘W‘Vhat is it you object to?”
“The surroundings.”
“But this is one of the most popula:
backgrounds in our gallery. Every
body understands that such things an.
only painted on canvas.”
"‘NO,” was the reply, “everybody
doesn’t understand it. I wouldn’t
have one of those pictures get into thi
hands of the opposition just before
election for $10,000. You’ll have it
give me some pictures with anothel
background, even if I pay for having
it painted to order. Look where you
have me! Seated on a plush arm.
chair, in halls of Byzantine architect
ure, with a garden of palms in the
background. It won't do. What I’ll
have to have is a perspective showing
a barn and a hay wagon, with a hired .
man“ in the middle distance, while.)
stand in the foreground, with an cam
est expression on my face, as if i
were telling him exactly what wt
must do if we expect to save thl
country.”—Washington 'Star.
FLOWER-LOVING ROYALTY.
Queen Victoria’s Favorites are Lilies of tin
Valley. ,
The members of the royal family
confess to a great love for flowers 0
all kinds. The queen has a speci
weakness for lilies of the valley and
violets, and cares to have them she“!
her rooms. Her i~ntimate""~ friend
knowing her- favorite blosSoms, ‘sen
her these in‘_‘ profusion upon her‘ birth
day, at Chri‘stm-a‘s‘and the new year
Violets, the" pet‘flowers of the latq
Emperor Frederick of Germany, havi
become quite sacred in the eyes oi
his widow, and she has often been
deeply touched when, while paying
her annual visits to England, mere '
strangers have offered violets “in re
membrance of her beloved husband."
The Duchess of York is much inter.
ested in the cultivation of flowers. Fol
her own personal adornment she pre
fers lilies 'of the valley and whitc
roseS——the roses of York. The
Princess of Wales, however, is tilt
most ardent enthusiast for flowers
and is never content unless her room:
are simply one mass of scented bios
soms. In her own boudoir at Marl
borough house, and at Sandringham
every available table or stand bear!
a burden of plants in pots, and vase:
frequently replenished with choice cul
flowers; and in the hall at Sandring
ham the palms and greenery are 3
sight to behold. As for the Prince oi
Wales, he cannot endure to be withoul
his “buttonhole.”—Paris Daily Mes
senger.
A Lye-Eating Family. _
“Strange, pliant subject is this hu
man frame; adapts itself to most any
thing! Feed it on alcohol a while am:
it craves more; give it arsenic, strych
nine, or any old poison, and s. craving
is at once set up.”. So began a popular
railroad “talking man,” as he drew
back from his typewriter and wiped
his glasses. “Upon my recent trip it
West Texas I came upon a case in
point. Out beyond Fort Davis there
is a section of country which for una
dulterated alkalinity beats anything
on earth. What water there is taste:
somewhere between castor OIL and
vichy and soda, while every bit 0!
plant and animal life has become so
lmpregnated with caustic potash that
leaves and skins, barks and furs glis-
ten like the costume of a ballet dance-1
in a ‘feerle,’ and alkali has become a:
necessary to them as drink to a dip
somaniac.
“I saw one family which had ini:
_ bibed and eaten such quantities. of al-
‘kaline matter that
_ the neutralizing
effect of the slightest acid was torture
{to them, what they craved being more
.and more of the burning salts. In thell
composite kitchen and dining room i
noticed a row of bright new tin can:
upon. a shelf. 1 first took them to be
condensed milk. but picture my horror
when the mistress of the house tool;
down one of the cans, which I then
saw was concentrated lye, opened it,
and gave a heaping spoonful to each
of the children all around. They lick.
ed it down with evident relish and
went back to their games.-~New Or-
leans Times-Democrat.
An Early Woman Editor.
Jonas Green edited and published
the Maryland Gazette at Annapolis,
Md., for twenty-one years, and upon
his death, in 1767, it was co‘ntlnued by
his widow, Anne Catharine Green,
during the most evculful period of
Maryland history. During a hot news--=
paper controversy with Rev. Bennett
Allen. “the fighting parsou of Mary.
land,” who subsequently killed Lord
Dulany in a due], the parson visited
Mrs. Green’s printing otiice and threat-
ened to “knock up her press if she
printed any more pieces" about him.
His conduct only had the eflect of
making Mrs. Green a popular heroine
and bringing about her election to the
ofiice of pri'nter for the proprietary
government, which she held until long
after the llevolulion—Philadelphia
Times.
Norwalk Chronicler