e 9 OF NEW YORK. RICHARD A. MoG‘U‘RDY, President. Statemntfor the Year Ending Dec. 3159?. According to the Standard of the Insurance Department of the State of New York. IN @fiMEo Received for Premiums ' .. . . . From all other Sources . . . . a. DISBUESEMENTISQ To Policyuholders for Claims by Death . . . To Policy=holders for Endowments, Dividends, etc. For all other Accounts ‘ . . . . ASSETSC United States Bonds and other Securities . First Lien Loans on Bond and Mortgage - . . Loans on Stocks and Bonds . . . Real Estate . . . . . Cash in Banks and Trust Companies . ' . Accrued Interest, Net Deferred Premiums, etc. . Reserve for Policies and other Liabilities . Surplus . . ' . . . Insurance and Annuities in Force , . . lhave carefully examined the foregoing Statement and find thg same to be correct; liabilities calculated by the Insurance Department. . CHARLES A. PRELLER, Auditor. From the Surplus a dividend will be apportioned as usual Report of. the Examining Committee. Office of the mutual Life Insurance Company of New York. To THE HONORABLE, THE BOARD OF TRUSTEES on THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK. The undersigned, a Committee appointed by your honorable body, on the twenty-- second day of December, I 897,to examine the Annual Statement of the Company and to verify the same, respectfully-W REPORT That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the date of the said reference and the date of this Report, attended at the office of the Company, and have been waited on by the Treasurer, the Compm~oller,the Auditor, and the Cashier, together with the respective assistants of such officers and have carefully gone over all the items contained in the said Statement, and have found the same to be corrc ct. Thev have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared the prices at which the same are carried in said Statement with the market quotations, and find the same not exceeding such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on real They have also verified the valuation of the Com- Pany’s holdings of real estate and have verified the deposits of money in the various banks and trust companles. property held by the Company, and find the same to be as stated. have counted thecash on‘hand held by the Cashier. And the Committee certify that all the books. papers, documents, and evidence of title of every description neces- sary in such examination have been freely submitted to the Committee by the said officers and their assistants and that, ‘ l the same are accurate, in good order, and well kept. And the Committee further certify that the investments of the Company are of a high order, and that the sfStem and methods adopted by the Company in recording its transactions and caring for the assets are entitled to commendation ELBRIDGE T. GERRY J. HOBART HERRICK CHAS. R. HENDERSON S. V. R. CRUGER All of which is respectfully submitted. NEW YORK, January 21, 1898. Board of Trustees- ' FREDERm CRonrwsLL HENRY H. ROGERS J ULIEN T. DAVIES A. N. WATERHOUSE S. V. R. CRUGEB CHARLES R. HENDERSON RUFUS W. PECKHAM J. HOBART HERRIOK Wu. P. DIXON ROBERT A. GRANNISS SAMUEL D. BABCOCK RICHARD A. McCURDr JAMES C HOLDEN HERMANN C. VON Poem- WILLIAM J. SEWELL OLIVER HABBIMAN ROBERT OLYPHANT GEORGE F. BAKEB DUDLEY OLOOTT | THEODORE MORFORD WILLIAM BABCOCK STUYVESANT FISH CHARLES E. MILLER H. WALTER WEBB ROBERT A. GRANISS, Vice-President. JNO. W AUCHINCLoss AUGUSTUS D. J UILLIARD WALTER R GILLETTE WALTER R. GILLETTE, General Manager. ISAAC F. LLOYD, 2d Vice-President WILLIAM J, EAS'I'CN, Secretary. ‘ - “ ' FREDERIC CROMWELL, T' ' . JOHN A. FUN DA, Assistant Treasurer. Ieasurer WILLIAM P. SANDS, Cashier. JOIlfilNMgRY MOCLINTOCK, Actuary. ‘ ATLOCK, JR Assistant Act . CHARLES A, PRELLER, Auditor. ’ WILLIAMuaVV C. CLIFFORD GRETSIN GER, As-Jistant Auditor. HENRY 5. BROWN DUEB du—P. BRECK, Corresponding Secretary ALBERT KLAMROTH, Assistant Secretar , JAMES TIM l’SON. 2d Assistant Treasurer. EDWARD P. HOLDEN RICHARDS, Comptroller. , Assistant Comptroller, J OHN C. ELLIO l‘, Superintendent of Domestic Agencies. E') WARD LYMA'N SHORT, General Solici ‘ MEDICAL DIRECTORS: ELIAS J. MARSH, M, D' G. S. WINSTON M. D. Consulting. arduous a @fihHIRT, eeuerat Agents. A. ._,-. CAMP, LocalAgent. .. tor. . GRANVILLE Ill. WHITE, M I). , Asgistant Cashier. t , THE: ; rum Lire liSURANGE £0.17"). , $42,693,201 99 11,469,406 2.4 $54,162,608 23 $13,279,630 66 I29'7I29424- 76 '10,132,005 57 $36,124,060 9'9 $132,017.34! 45 59,423,937 3oI 12,880,308 00 21,618,454 88 I197059195 8’ 6,141,200 20 32.53.786.437 63 218,278,243 07 $35,508.12 4 so $936,934,496 3 and A- N. WATERHOUSE JAMES C. HOLDEN GEORGE G. HAVEN ADRIAN ISELIN J R. GEORGE S. BOWDOIN WILLIAM C. WHITNEY WILLIAM ROCKEEELLEE JAMES N. JARVIE CHAS D. DICKEY JR ELBRIDGE T GERRY JAMES SPEYEBJ : . Inlllll‘. ~: MORNING PRAYER Jesus, keep me all _ this day. When at school and when at play. 'When at work and when at rest. Bless me and I shall be blest. ul'ltv 41,,” III! . ..._— ””huuuumn on n m- u", “"“mml We. 'I 1"” May I do all things as [ ought. May I hate each evil thought: Let no false or angry word From my lips this day be heard. GEN. SHAFTER’S LESSON. “'lnen a Boy, lie Learned Self- Reliance. (Told by Himself.) “Once. when I was a boy at school— I wasn’t more than ten or eleven years old at the time—our teacher call-ed up the class in mental arith- metic and began putting questions, beginning with the pupil at the head of the row and going down toward the foot, until some one could give the correct answer. I stood some- where near the middle, and next be- low me was. a boy who was three years older and considerably ahead of me in the various studies that we had. “ ‘I-Iow much are thirteen and nine and eight?’ the teacher asked. “While one after another of the boys and girls ahead of me guessed and failed to get it right, I figured it out what I thought the answer ought to be. The question had almost got to me when I heard the big hey just below me whispering, apparently to himself, but loud enough for me to hear, Twenty-nine, twenty—nine, twen- ly-nine.’ “Finally, the pupil above me failed to answer correctly, and then it was .my turn. "‘Wcll, Willie.’ said the teacher, ‘let’s see if you know the answer. Come, now, beprompt.’ “I cocked my head proudly on one side, cast a triumphant look on those who had ‘fallen down' on the prob- lem, and said so loud that everybody .n the school room could hear me: “ ‘Twen‘ty-uiu-ci’ “-‘Nexf. How many Ind nine and eight?’ “ ‘Aw,’ said the big boy below me, with a look of supreme contempt at How, are thirteen the rest of us, ‘thirty.’ “That is what I had figured It to be myself. and when the teacher said ‘correc‘f,’ I wanted to fight. “I didn't assault him, but I made up my mind there and then to deppnd an my own judgment in the future. and ever since, when I have had any- thing to do, and have figured out what I considered the best way to do it, I have’gone ahead, remembering. when people criticised or tried to throw me off the track, how that big boy made a fool of me in the mental arithmetic class.”——Clevcland Leader. A Little Dead Bird. The celebrated Russian novelist, Turgenieff, tells a touching incident from his own life, which awakened in him sentiments that have colored all his writings. . \Vhen he was a boy of ten his father took him out one day bird shooting. As they trumped across the brown stubble, a golden pheasant rose with a low whirr from the ground at his feet, and, with the joy of a sports- man, he raised his gun and fired, wild with excitement, when the creature fell fluttering at his side. Life was ebbing fast, but the instinct of the mother was stronger than death itself, and with a feeble flutter of her wings the mother bird reached the nest where her young brood Were huddled, unconscious of danger. Then, with Such a look of pleading and reproach that his heart stood still at the ruin he had wrought (and never to his dy- ing day did he forget the feeling of guilt that came to him at that mo- ment), the little brown head toppled over, and only the dead body of the mother shielded her nestlings. “Father! Father!" he cried, “what have I done?" as he turned his honor stricken face to his father. But not to his father’s eye had this little trag- edy been enacted. and he said: “Well done, my son; that was well done for your first shot. You will soon be a fine sportsman.” ' “Never. father! Never again shall I destroy any living creature. If that is sport, I will have none of it. Life is more beautiful to me than death- and since I cannot give life, I will not take it.”—Dumb Animals. Food-Earner for a Thad. There is a toad in Kansas City whose lines seem to have fallen in pleasant places. It has its living pro- vided for it, instead of having. like other toads, to work for it. This ani- mal lives in a‘wall near the outskirts of the city. near which hangs an electric arc lamp for the illumination of the street. Regularly every night the toad comes out and watches under the lump for the insects which,bliuded by the glare. 'all to the pavement and crawl around. . ; The toad remains motionless until a beetle or a moth falls near him, when his Luxg. red tongue flashes out, and the insect disappears down his. . l l ! throat. After feeding steadily for an hour he hops buck lazily to his stone walk—Kansas City Star. Drapery for Double \Vindow. A pretty way of treating a double window is to mark the division with a set of shelves, which may be made for books or bric-a-brac, and in a bed— room a little cabinet filling one of. apertures is useful for valuables or medicines. The lower part of each window has a sash curtain of pale 4 -. _'|3_ k. l W -,'. ~ ' l "'1 l'i ' , t. Mull. .. :‘ yellow china silk (pink and white, however, wouldbe equally pretty), with guipure applications at the top. and has applied guipure edging at the bottom. The two windows are then draped as one, with French Chintz, in white roses on a yellow ground, one side being looped up and the other banging straight. Somr- Uses of Water. A strip of flannel or a soft napkin, folded lengthwise, dipped in hot water and wrung out, and then applied around the neck of a child that has the croup- will surely bring relief in a few minutes. _ A linen towel folded several times and dipped in hot water, quickly wrung, and applied over the site of toothache or neuralgia, will generally afford prompt relief. ‘ This treatment for colic has been found to work like magic. Nothing so promptly cuts short a congestion of the lungs, sore throat or rheumatism as 'hot water, when applied early in the case and thor- oughly. Hot water taken freely half an hour before bedtime is an excellent ca— thartic in the case of constipation, while it has a soothing effect upon the stomach and bowels. This treatment, continued a few months, with the addition of a cupful of hot water slowly sipped half an hour before each meal, with proper attention ’IO diet, will cure most cases of dyspepsia. -. Ordinary headaches almost always yield to the simultaneous application of hot water to the feet and back of the neck—Philadelphia Press. The Saving of Steps. A very little Story, with a very big moral, was told at a gathering of housekeepers who Were considering the “saving of steps," and it will bear repeat-ing. The story was of a wise Chinese woman, who raised her family to rank and wealth by her wisdom. One of her rules was that they never should go to or from work in the fields empty handed. Going, they took from the house garbage, ashes and something else, which. a nuisance near the dwel- ling, served as fertilizers further afield. Com-ing back, they brought sticks for fuel, or stones for walls, and thus cleared the fields while they provided for the house. The princi- ple is a wise one, and many a trip up and down stairs might be saved by its adoption in the home. Scrap Book Paste. A line paste for scrap books can be made from alum water and flour, one and a half teaspoonfuls of powdered alum dissolved in enough cold water to make a pint of paste. Pour the water, when the alum is dissolved, on enough flour to thicken it as stiff as common paste. Bring it to a boil, stir all the time, and when done add a few drops of oil of cloves. The alum prevents fermentation, and the oil of cloves prevents or- destroys all vege- table mold. ' I Turning the Other Check. A newkissf has recently been intro-_ duced, with more than a'fair meas-, ure of success. among the women of our most exclusive society circles. It is not, strictly speaking, a kiss either, but a touching of cheeks. The checks meet instead of the, lipSr It is done in this way: '_The-‘parties approach quite close to each other and while shaking hands each inclines the body forward. the heads pass. and the right check of one is pressed against the left check of the other. ' Something \Vm-th Knowing. Nothing frets a woman like a reugh, muddy skin. A cure-all for blemishes is certainly simple enough. It is this: Wash the face in very salty sweet milk every night and let it dry with- out wiping. A mixture made of one sum l tablespoonful of milk and'a tea- spoonful of salt applied to the most obstinate blemish of the skin will cure it almost like magic. remedy prescribed by one of the best ‘skiu authorities in England. and it is said that the use of milk and salt is j half the secret of the English woman's. smooth, beautiful skin. , qv'IJJS‘A—. -—- 4'39. A“ ' . ~...,. This is the Broad Tires on the Farm. -My opinion [has been asked as to the benefit. which would be derived by the use of broad tires on country roads and on the fields. There is no question in my mind that on hard roads or solid ground broad tires are the best. The broad tire is also best on moderately soft ground, but on ground soft enough for the wheels to sink below the felloes the suction is so great that in some instances it has required four horses to move an amp ty wagon. .The lime carters in this section have learned this fact and when the mud is deep either use nar- row tires or do not cart at all. If broad tires were used exclusive- ly on the roads the ruts would be cor- respondingly wide, but with part nar- row tires the broad tires will sink in the ruts in case of freezing and will pull hard. The tendency of broad tires to pick up dirt is a strong argu- ment against the use of steel wheels. A neighbor purchased one of the low down steel wagons and putting on a load of manure drove to the field; the wagon felloes settled below the sur- face, and four horses could not start. it. With broad tires the wagon bodies must be set high, which will require more lifting to load it, for it must be made long and narrow. In my opinion if a farmer keeps two farm wagons, one of them should be broad tired, to use when or where the ground is solid. The other should be narrow tired for use when necessary when the mud is deep. If but one is kept it will be safest to have the tire not over two inches wide—P. M. Hart- well, New Jersey, in Agriculturist. Cupola Attracts Lightning. It may seem strange that anyone should place an invitation to lightning upon his barn, yet such a thing is frequently done merely for looks and ventilation. A barn has no more need of a cupola than it has for a chim- ney. The lightning rod was much in use a quarter of a century ago, but no new ones have been put up of late years. The object of the rods was to steal away the fluid from the clouds and transfer it to :the earth without precipitating an explosion. We do not know. that buildings were ever dam- aged by lightning when thus protect- ed, but for some reason the rods have gone nearly Out of use. Certainly these projecting points are made out of material that will attract lightning better than the rest of the building, and if the rod is sumcicnt to carry the current the building would be much protected by them. The cI-‘iola‘ presents sometimes several points con— siderably higher than the rest of the building, but the material is of wood, and if the bolt once reaches it the wood is not a good enough conductor to carry the current without fending it. Besides, there is no direct com- munication with the ground. If cu- polas are to be erected, let them be protected by lightning rods of suffi- cient size to transmit the electricity to the earth without following the timbers of the barn. Eurr Kuapp’s Farm Fur-rows. One of the greatest faults is fault- finding. ‘Tfie milking stool is a poor curry- comb. . He who eats more than he produces robs the world. Some men who pet their neighbor‘s children will only pound their own., No grind, no grist. Failure sighs while success hustlcs. An old field may produce new grain. Lazy bees, no honey: lazy farmer, no money. Who refuses to toll has no right to the 9011. Every shine has its shadows, and even a shadow has its use. If you do not want it, the greatest of bargains is not cheap—American Agriculturist. Ornamental Ducks, The most beautiful varieties of ducks, as of other fowls, are not of first rank for practical purposes. The crested duck corresponds to the crest- ed Polish fowl, and, like that variety, has been so closely bred for its me culiarlties of appearance that its lay- ing qualities and hardiness have been - impaired. For profit the crested duck is not to be compared for a moment with the Pekin, Cayuga or Aylesbury. but the grower who is willing to take beauty in place of a part of the cash returns will find these and other or- namental breeds a desirable addition to the farm stock of poultry. The Strawberry Bed In Winter. Where heavy winds prevail and the ground is not covered with snow, the mulching material on the strawberry bed is very apt to be blown off or be- come displaced. It is therefore quite important 'to examine the beds from time to. time and replace the covering on the bare plants. It costs nothing and is time well spent. Broken and interrupted rows in the strawberry bed are a discouraging sight at pick- ing time. Castor Oil \‘l‘ill Remove Warts. Apply it as often as necessary and convenient, so that the warts will be kept greased and moist With it. For instance with cows, «put it on the warts twice a day, once after each milking. Inside of a Week the warts will come off and stay off. This cure will work on human flesh, also.
Norwalk Chronicler