lPE distance 3.
RISEARD A. McGURDY, President.
atemenl for the Year Ending Dec. 31,’97.
According to the Standard of the Insurance Department of the State of New York.
INooME.
$42,693.20! 99
11,469,406 24
$54,162,608 23
Received for Premiums
From all otherSources .
DISBURSEMENTSQ
TolPolicy-holders for Claims by Death
To Policyaholders for Endowments, Dividends, etc.
For all other Accounts
$13,279,630 66
12,712,424 76
10,132,005 57
$36,124,060 99
ASSETSQ
United States Bonds and other Securities
First Lien Loans on Bond and Mortgage
Loans on Stocks and Bonds
Real Estate
Cash in, Banks and'Trust Companies .
Accrued Interest, Net Deferred Premiums, etc.
$132,017.34! 45
69,423,937 31
12,880,308 00
21,618,454 88
11,705,195 82
W
$353,786,437 ‘6
218,278,243 07
$35,508,194 59
$936,634.496 33
Reserve for Policies and other Liabilitiés
Surplus
Insurance and Annuities in Force
Ihave carefully examined the foregoing Statement and find the same to be correct;
liabilities calculated by the Insurance Department. CHARLES A. PRELLER, Auditor.
From the Surplus a dividend will be apportioned as usual
Report of” the Examining Committee.
Office of the Mutual Life Insurance Company of New York.
To THE HONORABLE, THE BOARD OF TRUSTEES OF
THE MUTUAL LIFE INSURAIGE COMPANY OF NEW YORK.
The undersigned, a Committee appointed by your honorable body, on the twenty-
second day of December, I897,to examine the Annual Statement ofthe Company and
to verify the same, respectfully——
._ , REPORT
That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the
date of the said reference and the date of this Report, attended at the office of the Company, and have been waited on
by the Treasurer, the Comptroller,the Auditor, and the Cashier, together with the respective assistants of such officers
and have carefully, gone over all the items contained in the said Statement, and have found the same to be corrc (‘t The
have examined and counted every certificate of stock, bond and other Obligation held by the Company and chm ared
the prices at which the same are carried in said Statement with the market quotations, and find the samé not excegdi
such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on r Dbl
property held by the Company, and find the same to be as stated. They have also verified the valuatio; Of the 0062:.
pany’s holdings of real estate and have verified the deposits of money in the various banks and trust companies and
have'counted the cash on hand held by the Cashier. ’
And the Committee certify that all the books, papers, documents, and evidence of title of every description 11
sary in such examination have been freely submitted to the Committee by the said Officers and their assistants 806::-
the same are accurate, in good order, and well kept. ' '
And the Committee further certify that the investments of the Company are of a high order
and methods adopted by the Company in recording its transactions and caring for the assets are ent.i ,
All of which is respectfully submitted. CHAS. R. HENDERSON ELBRIDGE T. GERRY
NEW YORK, January 21, 1898. S. V. R. CRUGER J. HOBART HERRICK
and that
and that the sy’stem
tied to commendation
A. N. WATERHOUSE
JAMES C. HOLDEN
Board of Trustees-
FREDEBIC CROMWELL
J ULIEN T. DAVIES
A. N. WATERHOUSE
S. V. R. CRUGEB
CHARLES R. HENDERSON
RUFUS W. PEOKHAM
J. HOBART HERRIOK
WM. P. DIXON
ROBERT A. GRANNIss ,
HENRY H. ROGERS
JNO. W AUCHINOLoss
THEODORE MORFORD
WILLIAM BABCOCK
STUYVESAN’I‘ FISH
AUGUSTUS D. J UILLIARD
CHARLES E. MILLER
WALTER R GILLETTE
H. WALTER WEBB
SAMUEL D. BABCOCK
RICHARD A. MCCUBDY
JAMES C. HOLDEN
HERMANN C. VON POST
WILLIAM J. SEWELL
OLIVER HARRIMAN
ROBERT OLYPHAN’I'
GEORGE F. BAKER
DUDLEY OLOOT'I’ I
GEORGE G. HAVEN
ADRIAN ISELIN JR.
GEORGE S. BOWDOIN
WILLIAM C. WHITNEY
WILLIAM ROOKEFELLER
JAMES N. JARVIE
CHAS D. DICKEY JR.
ELBRIDGE T GERRY
JAMES SERIES;
\
ROBERT A. GRANISS, Vice-President.
_ WALTER R. GILLETTE, General Manager.
ISAAC F. LLOYD, 2d Vice-President ' DUEH du—PS BRECK Corr-es ondin
WILLIAM J. EASTON, Secretary. ALBERT KLAMROTH, Assisfant Sail-Eggmy
JOHN A F mm A . t t gREDERIC CROMWELL, Treasurer. . " '
. L , $818 an . reasurer. JAMES TIM PSON. 2d Assistant .
WILLIAM P. SANDS, Cashier. EDWARD P. HOLDEN, Assistan'flgxhuile:
EMORY MOCLINTOCK, Actuary. '
CHARLES A, PRELLER Alodl'itN TATLOCK, JR , Assistant Actuary.
, u l or. WILLIAM W. J
C. CLIFFORD GRETSIN GER, Assistant Auditor. HENRY S. BRORVVNEIAESigtsafngCHOESEAIISI
JOHN C. ELLIO I‘, Superintendent of Domestic Agencies.
E') WARD LYMAN SHORT. General Solicitor. '
MEDICAL DIRECTORS:
ELIAS J. MARSH, M. D' GRANVILLE M. WHITE, M D
o. S. WINSTON M. D. Consulting. ‘ '
\
sinuous e @ILBERT, Seneca! Agents.
A. H. SAME, Local Agent.
l
l
, l
THE EVENING GAZETTE
TOLD BY A DAIRY.
Saturday—Off for Germany at last!
', i; We have only been out five hours,
though it seems more. I suppose I
.am to be envied. I am young—just
twenty-five—never had a sick day in
my life, have plenty of money, affec-
tions at present unoccupied. ‘ I am
'(bless the fates!) a bachelor, and am
inst starting on a sketching tour
through Europe. I am told that I
have been a very bad boy, but let me
hasten to say that my present exem-
plary character renders all past mis-
demeanors insignificant. My con-
science d‘id so much active duty in the
way of pricking during my youthful
days that it has long since pricked
itself an exit and fled away. My
heart has been broken so often that,
were it not for my excellent circula-
tion, I should entertain the belief that
that organ had been damaged beyond
repair.
So now that I have introduced my-
self (by the way, I am usually consid-
ered quite a handsome fellow), let me
look about the room, for I am writing
in the public salon of the steamer,
and implore the muse for an inspira-
tion. Ah! considerate muse, thou- art,
indeed, wondrous kind! All I can
see is a mass of curly golden mu.
Promising, so far. She is writing so
busily that I can’t see her face. There,
she has finished; she is going to look
up. Ye gods and little fishes, what a
face! I must sketch that girl. But
she’s gone. Well, we shall be six days
on board the same vessel; I shall find
another opportunity. Helgho! guess
[’11 go and have a smoke.
Sunday—Prayer meeting in the 83‘
ion this morning, which I did not at
itend. I plned to do so, but I am a.
great believer in the benefit which one
derives from self-denial. Have not
even caught a glimpse of my golden-
haired divinity of yesterday; perhaps
—oh, romantic 'suggestlon!—perhaps
she’s seasick. ‘There was a pretty
brunette opposite me at breakfast; I
caught her eye and smiled. She look-
ed well when she blushed—most bru-
nettes do. Sunday on board ship is
deadly dull. Asked a fellow to play
a game of poker this afternoon. He
was "videatly horrified; his expres-
sion was rich. I whipped out my
sketchbook and caught it—see page
fourteen.
Monday.—There’s been a stiff breeze
all day; many of the passengers have
succumbed. My charming blonde
[that pronoun sounds well) wasn’t sea-
sick; but the dragon, I mean her moth-
er, was. She is traveling with her
mother and brother. I have scraped
up an acquaintance with the boy—
milk-and-water sort of. fellow; seems
tied to his mother’s apron strings.
Worships his sister, too. He prom-
ised to introduce me to her. I shall
get that sketch now.
Tuesday—I came, I saw, she con-
quered. ‘Dorothy Wayne—charming
name, charming girl. Took her for a
stroll on deck. She’s bright. too. Of
course I’m in love; when I’m not I
feel like a fish out of water. I’ve al-
ways been thankful that the tender
passion doesn’t interfere with my ap-
petite. The table is not very good, but
I’m usually too hungry to be particu-
lar.
Wednesday—It has just struck mid-
night. There has been a dance this
evening. A dance over at midnight!
They keep nbominably early hours on
shipboard. I' danced se en times
with Miss Wayne; she wal zes like an
nngel.‘She wore a white gown cut
low, with what-you-call-’ems down
the front. Fine neck and shoulders
that girl has. She was pleased to com-
pliment me upon my mastery Of the
terpsichorean art; well, I have always
been fond of dancing. There, I hear
footsteps; some of the fellows. I
asked them in for a game of cards.
Thursday.——Beastly day; cold rain
and a heavy sea. I woke up with a
bad headache this morning; lost at
cards last night. Strolled into the
dining room too late for breakfast;
waiter inattentive and everything
lukewarm. Afterwards I went into the
salon; Miss Wayne was there, writing.
She looked up as I entered and said
that she had just finished. That was
clearly an invitation and not to be re-
sisted. I sat down beside her. She
granld me the pleasure of her society
until lunch time. The dragon (what a
mother-in—law that woman would
‘ make!) seemed nervous all the morn-
ing; gave me black glances and tried
all sorts of stratagems to get me
awav. I saw her little game and
stock to Dorothy closer than a broth-
er. Young Wayne tried to hang on,
too, but I gave him a glance that sent
him off. ,
After lunch he came up again and
asked if I could spare him a few min-
utes. The poor little chap was aw-
fully rattled. Well, then it all came
out. Miss Dorothy was to be Lady
Le Marchant in less than a week.
What deceivers women are! The
dragon was escorting her over to meet
Sir Peter Le Merchant, her atfianced.
The old man had better keep his eyes
open; I’m afraid my lady will prove
one too many for him. She did not
appear again till evening. I thought
she looked rather subdued. Suppose
her fond mamma had been pitching
into her. Captain expects to get in
'to-morrow night. I’m rather giant; 3
sea. voyage gets tedious.
Friday—Landed in Hamburg a feww
hours ago. Met an artist friend of
mine who is staying here with his peo-
ple. He took me right up to his hotel
and I dined with his family. Awfully
jolly people. He has two" pretty sis-
ters; I am going to paint the elder.
l’ve just: been looking over my port-
folio; I found a lot of sketches of that
steamer girl. I tore them up. The:
really weren't worth keeping. A fei
low does collect such a lot of rubblss
when he is travelling.
\
Challis House Blouse.
Pretty blooms in light woolen and
4 Silk fabrics aroflimch in demand at this
'season for home wear, and some suit-
; able ‘and pretty Ioodels are seen in the
- large establishments.
' A simple and attractive blouse bo-
, dice is made of rose colored challic, the
3material divided into three fullnesses
in front, divided by bands of lace ln-
sertiOn. Over' the shoulders are
'bretelles of pleated material, edged
(d-
{1'62 7’s\\
.1 I
‘ .
v .zr-
M »
/Iv."i:{:l’lglill‘\
-:,"l III“
'\i\",‘l
it‘ll“ :--
with small pleated frills. A similar
band is arranged between the bretellel
in the front. It is below these bands
that the fullness of the material starts.
The bishOp sleeves are gathered into
cuffs of the material, trimmed with lace
insertion.
The Well-Dressed Woman.
The chief characteristic of fashion's
present Show is its infinite variety, its
modified and graceful designs and out-
lines, and endless styles, affording an
unlimited choice of models suited to
any peculiarity of form, face, or fea-
ture. There has been a great rage for
brilliant color-effects, but as «a rule
these melanges have been toned and
artistically combined, and we have be-
come entirely accustomed to the once
most impossible union of odd colors.
Personal choice and individuality in
gowning are everywhere apparent,
and thus, perfectly attired women are
seen everywhere among the refined
class of society, particularly at the
fashionable resorts, where all
the nice phases in modern gowning are
best studied. Consistency is another
characteristic that is receiving especial
attention, and gowns and garn-itures‘,
jewels and laces are all appropriate to
their own particulamime and place. Of
course there are very noticeable de-
partures from this progressive and
artistic state of things, but, as a whole,
our American. women are undoubtedly
the best dressed people in the world.
We are not treated any longer to the
sight of an elaborate white lace parasol
carried en suite with a cotton gown,
however smart and pretty that same
cotton gown may be. Neither do we
behold, as in days past, the very ab-
surd sight of diamond jewelry worn
either with morning or travelling cos-
tumes, no matter how elegant these
costumes may be. One strange thing,
however, was noticed this season at a
very celebrated watering-place, and
that was the wearing of superb dia-
mond earrings by women of wealth and
social standing who were attired in the
sable gowns of mourning.
The New Cashmeres.
The handsome double-faced cash-
meres will find increasing favor and ad-
miration as the new weaves and rich
fall colorings are brought out. This
material is quite heavy enough for
winter wear, which single cashmere is
not, unless well lined and worn above
warm underskirts. The elegant Vene-
tians and faced cloths make up into
very stylish tailor costumes, but unless
of the best quality, the surface guaran-
teed to have been sponged, rain and
other spots show aggressively, as they
do, in fact, on most dressed materials.
India cashmere, being alike on both
sides, is an economical purchase in the
end. It is eminently soft, and in black
is somewhat dull, but this all-wool va~
riety is everlasting wear, and makes up
handsomely, no matter how simply
trimmed. Another variety of soft.
flexible Indla fabric is covered with fine
silky hairs. like an improved camel’s
hair, but. many women object to it ‘on
this account. French cashmere is a
very beautiful material, but its some-
what lustrous surface like many
weaves in silk, has the objectionable
fault of becoming quickly glazed by
wear. Cleaners profess to remove this
oily-looking gloss, but very frequently
they do not succeed. '
A Dnctor 0n Sunstroke.
An eminent doctor has been investi—
gating the malady. and has come to
the conclusion that sunstroke is not
due simply to excessive heat. or expo-
sure to the full rays of a. cloudless sun.
He declares that. sunstroke’ is, on the
contrary, an infectious disease, caused.
like fever or small-pox, by a specific
organism or germ. But this germ he
has not yet. succeeded in isolating,
though he hopes in the course of time
to do so. There is little doubt, he says,
that the germ is bred in ,the superficial
layers of the soil in certain low-lying
regions of the earth, and that it is im-
bibed into the human system by
breathing of duty air. -
‘ these cases;
Advice to Mothers.
Children's: teeth should be cleaned
from the first. A corner of a silk hand-
kerchief dipped in water with a little
borax in it should be wiped over the
gums after each meal. From eighteen
months and upwards they should be
cleaned daily, at first in the same way,
and afterwards with a soft badger's—
hair brush. After two years old a. den—
tifrice. such as prepared chalk, may be
Ised. When this is done the teeth will
not fall out early, and the child will be
saved from such deformity as often
happens on the arrival of the second
teeth before the jaw is sufficiently
formed to receive them. The mouth
becomes overcrowded when this hap-
pens, and early visits to the dentist be-
come necessary.
In fever a wineglassful of the follow-
ing may be given from time to time to
quench thirst:
Citrate of potash ......... 30 grains
Rice-water ........ . ..... 1 pint.
Tonics should not be given to a child
whose bowels are disordered, as they
are not likely to be then of any service,
absorption being too imperfect. Sam
tonics, notably iron, may even act as
irritants, and increase the mischief in
they are medicines for
convalescencepwhen they will increase
the appetite, the force of the pulse, and
the muscular strength.
To prevent needles from rusting in.
the summer-outing housewife, they
should be thrust through a bit of oiled
silk as they are put into the flannel
leaves.
—.———_——_———’
Cleaning Made Easy.
An apparatus for cleaning horses by
machinery has been invented.
The cause of this revolution in the
art' of horse-cleaning, rubbing-down,
and currying, all in one, is a simple
contrivance, a movable shaft at one
end of which is a circular brush com-
posed of fairly stiff bristles. The
brush, which is driven by steam, re-
volves many hundred times a minute,
and is guided by the cleaner. Two
of these cleaners operating with‘ the
brushes can on one animal accomplish
more in one minute than four men
with the old brush and currycomb in
twenty minutes. .
In exactly forty seconds the animal
can be turned out as clean as a. new
pin, not a speck of dirt to be discov-
ered on his fine sleek coat. No sooner
does the brush touch the body of the
horse than the dead hair and dirt fly
in all directions. At first the horse
starts nervously at the noise of the
revolving shafts, but the instant he
feels the touch of the brush he gives
every indication of pleasure.
The harder the pressure on the brush
the harder will be the rubbing, of
course, and when the sensation be—
comes uncomfortable the horse moves
away. In this way thc cleaners are
easily informed how hard a. rubbing
the animal will stand.
Starch II or Collars and CulI‘s.
The following recipe is a very valu-
able one, being learned from a French
laundress whose collars and cuffs were
remarkable for the beautiful ivory,
gloss her skilled treatment imparted to
them. Take two ounces of the best
white starch, and pour over it, without
stirring, half a pint of cold water. A1.
low this to stand while you dissolve as
much borax as will lie heaped up on
a shilling in a teacup of boiling water.
When the bomx mixture is cold, add it
to the starch. Pour into the starch one
tablespoonful of turpentine, and mix
the whole carefully with the hand. On
no account must any undissolved borax
be put in the starch, or it will make
shiny patches on the linen. This quan-
tity is'enough for four pairs of cuffs
and seven collars. A little borax water
should 'be kept in readiness for adding
to the starch should it become too
thick.
A PARK) SUGGESTION-
Separate “'alszs.
Separate waists made up in rich and
handsome materials still retain their
popularity for dressy wear and ltris
hard to prognosticate when this almost
indispensable article of feminine attire
will be entirely abandoned. For the
woman with a slim purse it is a posi-
tive necessity as with one handsome
skirt. waist and blouses may be donned
suitable for almost any occasion.
A lovely importation designed for
visiting wear is of rose colored Liberty
satin, trimmed with a girdle and bands
of iewelled embroidered satin. It is
made With a square yoke effect, the
lower portion draped gracefully and
caught up with a full rosette on the left
side. The Shirred sleeVes are finished
with small. puffs at the shoulders.
To Prepare Parchment for Painting.
Make a. firm. pad with listing, and
having dipped it in finely powdered
white pumice stone-rub it over the
parchment. If water colors be mixed
with alum water, and used upon perch.
ment prepared in this manner, they
will not sink. , _ .. 3..
a
Norwalk Chronicler