To EEv LE1. N r G A. z E T T E OF NEW YORK.- HE MUTUAL. lull. “INSURANGE [10. RICHARD A. MGGURDY, President. # Statement for the Year Ending Dec. 31,’97. According to the Standard of the Insurance Department of the State of New York. INCOMEQ Received for Premiums . . From all other Sources . . . . . BISBUESEMENTSQ To Policy-holders for Claims by Death . . . To Policyaholders for Endowments, Dividends, etc. . For all other Accounts . . . . . ASSETSQ United States Bonds and other Securities . ' . ' First Lien Loans on Bond and Mortgage . .. . Loans on Stocks and Bonds . . . . Real Estate 0’ o o o o 0 Cash in Banks and Trust Companies . . ., Accrued Interest, Net Deferred Premiums, etc. . . Reserve for Policies and other Liabilities . .' Surplus . . . . . . Insurance and Annuities in Force . . . $42,693.20! 99 11,469,406 2.4 $54,162,608 23 $13,279,630 66 1297129424 76 '10.132.005 57 $36,124,060 99 $132,017.34! 45 69,423,937 31 12,880,308 00 21,618,454 88 11,705,195 82 6,141,200 20 32.53.786.437 66 218,278,243 07 $35,508,194 59 $936,634,496 33 lhave carefully examined the foregoing Statement and find the same to be correct; liabilities calculated by the Insurance Department. CHARLES A. PRELLER, Auditor. From the Surplus a dividend will be apportioned as usual Report of the Examining Committee. Office of the Mutual Life Insurance Company of New York. To THE HONORABLE, THE BOARD OF TRUSTEES or TNE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK. The undersigned, a Committee appointed by your honorable body, on the twenty- second day of December, l897,to examine the Annual Statement ofthe Company and to verify the same, respectfully—fl REPORT That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the date of the said reference and the date of this Report, attended at the office of the Company, and have been waited on by the Treasurer, the Comptroller,the Auditor, and the Cashier, together with the respective assistants of such officers and have carefully gone over all the items contained in the said Statement, and have found the same to be corrc ct. They have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared the prices at which the same are carried in said Statement with the market quotations, and find the same not exceeding such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on real property held by the Company, and find the same to be as stated. They have also verified the valuation of the Com- pany’s holdings of real estate and have verified the deposits of money in the various banks and trust companies. and have counted the cash on hand held by the Cashier. And. the Committee certify that all the books, papers, documents, and evidence of title of every description neces- sary in such examination have been freely submitted to the Committee by the said officers and their assistants, and that. the same are accurate, in good order, and well kept. And the Committee further certify that the investments of the Company are of a high order, and that the sy’Stem and methods adopted by the Company in recording its transactions and caring for the assets are entitled to commendation CHAS. R. HENDERSON S. V. R. CRUGER All of which is respectfully submitted. NEW YORK, January 21, 1898. ELBRIDGE T. GERRY J. HOBART HERRICK A. N. WATERHOUSE JAMES C. HOLDEN .Board of Trustees- HENRY H. ROGEEs J N0. W AUOHINcnoss THEODORE MORFOBD WILLIAM BABCOCK STorvrsANT FIsH AUGusrus D. J UILLIABD CHARLES E. MILLER WALTER B GILLETTE H. WALTER WEBB FREDERIO CBOMWELI.’ J ULIEN T. DAVIEs A. N. WATERHousE S. V. R. CEUGER CHARLES R. HENDERSON Burns W. PEOEHAM J. HOBART HEBRIOK WM. P. DIXON ] ROBERT A. GRANNISS . SAMUEL D. BABCOCK RIOHARD A. McCURDr JAMEs C. HOLDEN HERMARE C. VON POST WILLIAM J. SEWELL OLIVER HARBIMAN ROBERT OLYPHAN'I GEORGE F. ”Bums Doom OLOOTT GEORGE G. HAVEN ADRIAN ISELIN J E. GEORGE S. BOWDOIN WILLIAM C. WHITNEY WILLIAM ROOKEFELLEE JAMEs N. JARVIE CHAs D. DICKEY JR. ELBRIDGE T GEunr JAMES. SPEYEBj ROBERT A. GRANISS, Vice-President. WALTER R. GILLETTE, General Manager. ” ISAAC F. LLOYD, 2d Vice—President WILLIAM J. EASTON, Secretary. . ,_ . ‘ FBEDERIC CROMWELL, Treasurer. JOHN A. FONDA, Assistant Treasurer. ' '3 WILLIAM P. SANDS, Cashier. _ . ' EMORY MOOLINTOCK, Actuary. JOHN TATLOCK, JR , ABSiétant Actuary. CHARLES A, PRELLER, Auditor. WILLIAM C. CLIFFORD GRETSINGER. ASsiStant Auditor. ‘- EDWARD LYMAN SHORT. General Solicitor. MEDICAL DIRECTORS: ELIAS J. MARSH, M. D- ‘ G. S. WINSTON M. D. Consulting. \ ‘ »‘ It; —‘ DUER du—P. BRECK, Corresponding Secretary ALBERT KLAMROTH, Assistant Secretary, JAMES TIMI’SON. 2d Assistant Treasurer. EDWARD P. HOLDEN, Assistant Cashier. _ 2, W. RICHARDS, Comptroller. , HENRY S. BROWN, Assistant Comptroller! JOHN c. ELLIO r, Superintendent of Domestic: Agencies. » ' ‘ ’ .. GRANVILLE II. WHITE, M D- muons a cannons, General Agents. A!) He GAME; LIOQQN Ag©m@, t Spain’s Ill Luck Due to an Opal. Opals are coming into fashion again. but the old superstition as to the ill- luck attending them is not dead in Spain. _ Spanish people believe that all the trials that-have come to the reigning house are through the influence of a fi cursed opal ring. The ring belonged to that famous beauty the COmtesse de Castiglione. One of the admirers of this beauty was Alfonso XII. of Spain. She thought he was going to marry her. but he did not, and she resolved on revenge. She sent him this magnificent ring. The King showed it to his wife, Queen Mercedes, who was charmed with its beauty, and begged to keep it. Alfonso gave it to her readily, and she slipped it on her finger. From that moment she pined away, and in a. few months died. The ring fell from her dead hand, and the King gave it to his grand‘ mother, Queen Christina, who died a few months later. I Next the ring was given to Alfonso’s sister, the Infants Maria del Pilar, who wore it but a. few days before she died of a mysterious illness. After this series of fatalities, the King determined to keep the ring him- self, and he slipped it on his finger. From that moment his health com- menced to fell. and in twenty-four hours he was dead. Physicians could . never quite account for it, and the matter was hushed up. Queen Christina, who is not in any wise superstitious, took possession of the ring after her husband’s death, but the other members of the family beg- ged ‘her to destroy it. This she re- fused to do; but to prevent it from do- lng other damage she hung it about the neck of the patron saint, where it is to-day. The Spaniards, however, are not sat- lsfled yet. They credit this war with the United States to the ring. Shamrock Photograph Frame. To make this frame a piece of straw- board or strong cardb rd is necessary which is cut into the no of a sham- rock. Cut oval shaped apertures in each section of the leaf and then cover sections with velvet, green being the most appropriate. The covering is done by gluing the velvet on the wrong side, shipping pieces here and there out of the edges so that they may not make thick folds. Across the hole slit the velvet length... ways and across. Turn these edges in. straining them well over the board as you do so, and glue them into place. At thwback of this glass is glued, and then the photograph or placed behind it; glue brown paper over the back. This kind of frame is easily made and when hung against the wall is very effective. The Art 0" Furnishing. The housekeeper returning home with her activities directed temporarily towards house-cleaning interests will be wise to let some of the wisdom and knowledge she must have gathered . through the much preaching on these matters of late years bear fruit. Her new intelligence renovating will be of great benefit to her family's health and comfort. It is true of modern furnishings that they aid or retard sanitary conditions accordingly as they are wisely or reck- lessly made use of. Rugs. hard-wood floors, steam, gas, and electric heating and lighting add to the ease with which a house may be kept clean, but after this good start conditions are often complicated by some other modern in- ventions. Much bric-a-rbrac, hangings, bed draperies, tufted furniture. and other details of the still all too elaboo rate scheme or furnishing materially retard the keeping-cleansprocess. As renewals are needed in the reopening of the closed home, every purchase and . alteration should be considered in the sanitary as well as the artistic light. ,It will be found that the two are al- most always entirely consonant. ‘ Handsome Fabrics. Very handsome fabrics for stylish autumn tailor gowns are those of soft, beautiful Venetian cloth—its smooth. light surface is like velvet—manufac~ tured- in shades of Russian greed, a red and dark blue, pale silver-blue, hues that are rich but also deep'in tone; : damson, a superb reddish plum shade, ‘ golden brown. tan. gray. and black, These elegant materials will be made of one fabric with handsome silk gimp. and tailor buttons by way of trimming“ or combined with silk, velvet, fine Wools in facy effects, or, richest. of all, lustrous corded silks of a matching shade, with added garnitures of velvet on the waist portion. Among the most generally becoming colors Of the sea- son before us will be the damson dyes and a varied class of similar plum lists, like dahlia, petunia, etc. upwm.‘ ,9. caterpillar in a month will devour six thousand times its own weight In Nod picture is I applied to autumn : To latter: a Scruggy Neck. If there be a general absence of flesh on the body, careful dieting will do all that is required. As many as five meals a day may be indulged in; but they must be taken at regular hours, allow- ing suflicient time for digestion in be- tween. Plenty of milk. milk-pudding, eggs, bread, cakes, sweet fruits, and all kinds of vegetables, meat well cooked, and fish should be partaken of till signs of improvement are visible; then care must be taken that one does not err in the other direction and become stout. When trying to. put on flesh, avoid everything acid, take plenty of warm baths, and sleep and rest as much as possible. \ But if it be only the neck and shoul- ders which are scraggy, and more flesh is not required or desirable on the rest of the body, a. different method must be pursued. Cod-liver oil can be easily taken in a little cold water, with a pinch of salt afterwards to remove the taste. The neck and shoulders must be bathed in warm water before retir- ing for the night, and olive or sweet oil be well rubbed in. In the morn- ing, after bathing, rub gently and in a circular direction for about ten min- utes, followed by ten minutes’ exercise with dumb-bells. Singing lessons al- ways greatly imprdve the shape of the throat, and this has a great deal to do with breathing properly. Take a deep breath, and hold it as long as possible. Keep the neck always well and warmly covered. Bag for Opera Glasses, A pretty bag for opera glasses is made of cream colored satin, lined elaborately trimmed with lace. The bottom is made over a firm round piece of card-board, measuring five inches in diameter, and is covered inside and outside and seamed together at the edge. The satin for the sides and top as eighteen inches long and six inches deep. . The dainty design is worked on the lower part of the bag with silk and beads. Ten rings are sewn on the bag about an inch above the embroidery and pale pink satin ribbon is run through these both ways so that the ends will draw up the bag. Women Are Growing. Athletics have revolutionized wom- Ian’s figure. They have increased the :measurements of the ideal feminine several inches. The absence of corsets has had something to do with the matter , also, but not to the extent of athletics. 3 If the Venus of Milo were reduced to ' life-.size she would measure: Height, 5ft. 8%in. Weight, if a living woman, 125i. 211). Neck, 13%,in. Bust, 38in. Waist, 31m. Here is a description of the size and . weight of what might be called an ideal ' type of modern girl. She is a young ‘ woman of the leisured class who is de- 2 voted to athletics, swimming and bicy- 5 cling being the two branches of sport l in which she is most interested. Her measurements are: Height. 5ft. 7in. Weight, 11st. 61b. Neck, 14in. Bust, 38in. Waist, 27in. Arm, 13in. See how these measurements com- pare with the Milo and differ from the ‘ fashionable wasp—waisted figure of five years ago! Then the average woman prided herself on wearing a 121mm col- lar and a 20in. corset, “laced to meet” over a bust of 361m, and with an arm of 12m. Grape Cure. Every autumn revives the discussion of the therapeutic value of grapes, and discovers anew the grape-cure enthu- siasts. It is satisfactory to know, at least, that the delicious fruit is cer- tainly one of the most wholesome, even while its properties as a cure-all may be doubted: In the matter of a fruit diet,‘an authority asserts that one meal a. day exclusively of-good fruit is more elective than the same quantity taken with other food. Lavender Fashionable. In France the old-fashioned lavender has come back into favor. The plant itself used to be considered the emblem of affection, and it is certainly associ— ated in our minds with sweetness and freshness. Many of the best Parisian flowers are scented with it, as well at: sachets, while 'any‘ number of bottles of the perfume are being sold. The use this past season by ladles'of men’s weight foot gear has met will. great favor. The women who hav. long, held the belief that. their feet were too tender for any but kid glove shoes have found that the stout soles .and uppers, made on generous lasts, Were at once the best protection and In. most comfortable wear. BUY ALL THE MEDICINES. People Who Like to Try Everything '1'th Comes Along. “You have heard of opium fiends. and all the other so-called fiends who buy narcotics or poisons and dose themselves with them,” saidthe drug- gist, “but did you ever know that there was a class of all around drug fiends?” “I mean,” continued the druggist, “the persons. who make a habit ‘ Oi sampling all the new patent medicines as they come on the market, and also think up combinations of their own- Every long established druggist has a score of such customers. It is like this. A man will come in, take a stroll around the store, looking at the sponges and tooth brushes in a vacant way, and then say, as if the thoughl had just occured to him: ‘Say, I heal there’s a new remedy for the liver. I’ve forgot the name—begins with a B.’ I get down the bottle. He asks me if it is any good. I reply that it has a great many testimonials and he walks ofi‘ with it. The next week he comes in and buys a, bottle of‘some- thing for the kidneys, and the next week a sovereign remedy for consump tion. “Now this man Is only one in twenty or more, and some'of them bring in the most remarkable home made pre scriptions—the Lord knows where thev get them—and I fill them, all though I can’t imagine what ailment they can be good for. Do I ever re monstratc with these fiends? Not now: I used to talk to them mildly in my early days, but I only sent them ta another :tore, so I quit. No; I don’t think ll. does them any particulal harm. Like that ancient king who fed on poisons until he got immune, these fiends are impervious to drugs and the only danger in the practice is that they may some day become really ill, and then ordinary remedies will have no effect on them. If the physician they call in has no knowl- edge of their habit his prescriptions will have no more effect than so much water.”—Chicago Herald. - FIDDLED HIS WAY TO VICTORY. How the Candidate Got on the Good Side ol the Voters. “The last time I was nominated l was with the minority party, and had little hope of election. The highest flight of my ambition'was to make a good showing. In the river distric1 along the docks there was a dense pop ulation, and as the voters there went so went the district. I was told them was no chance of making any inroads there, but I wanted to satisfy myseli by personal inquiry. I happened there on the night of a little dance at the house of a rough but influential giant among the river men, and dropped in to have a talk with some of those present. My opponent had been in vited, but sent his regrets. My recep *tion was a chilling one, and I was figuring on getting away as gracefully as possible when it was discovered that the fiddler was prematurely un« der the influence of refreshments and could not play. A canvass of the in- vited guests showed that no one could supply the vital accomplishment to the festivities, and the entertainment be- gantto assume the. appearance of a dis- mal failure. “ ‘Perhaps I can help you out, gen; tlemen,’ I volunteered with inward tremblings. for I had not touched a fiddle since I used to saw away in the kitchen at the old farm home. “In no time they had me on the top of a barrel, fiddle, bow and resin in my hands. Their enthusiasm was an inspiration, for it meant votes. Mer- rily and vigorously I rendered such classics as ‘Money Musk,’ ‘We Kept the Pig in the I’arlor,‘ and ‘O’Reilly’s Reel.’ while the dancers shook the house and shouted approval. ‘Morc power to his elbow,’ and ‘It’s him as will be the nixt jidge,’ was the music that I heard on every hand till I gave the ‘Home, Sweet Home’ at 4 o’clock in the morning. I went in with a whoop and have been going in ever since."—Detroit Free Press. Might Have Got Wet. The patience of the average Arkan- sis farmer is abnormal. He is never in a hurry, and he thinks things are bound to come right if he only waits. The writer, in passing through the hills of upper Arkansas, found his progress stopped by a swiftly flowing river. Toward the center of the river was a team, a wagon and a man. The team was stationary and the water eddied and foamed around it. The man was complacently smoking a pipe. Bushing his horse into the current the writer approached the team, and the man evinced a languid interest in his approach. “Why don’t you move on?” asked. "Can’t.” “I’Vhy not?" “Wagon’s locked. Back part swung back with the current. and here we are. Can’t move a locked wagon.” . “What are you goingto do about it?" “I was thinking." “How long have you been think. lug?” “Since early morning." It was now afternoon. The rider fasten-3d one end of a rope to the tongue of the wagon and the other end to the pommel of his sad- dle. The vehicle was straightened out and the horses sprang forward under the lash. Soon ihe farmer and his team were safely landed. “Didn’t it occur to you to unhi-tch your horses and go for help?” was asked. ' . “Well. if I’d ’a done that, I’d ’a gut . wet,” was the calm response—Detroit Free Press” ‘ - .1 W38