THE Ev L\ I \_= G- I; A97. t: 'r T '~ t; ‘l‘Hr MUTUAL LIFE 3. means A. ”macaw, President. Statement for the Year Ending Dec. 3i,’97 . I usumun 80., According to the Standard of the Insurance Department of the State of New York. INCOME. Received for Premiums , . . ' . , From all other Sources .. . . .. . $42,693,201_ .99 11,469,406 24 $54,162,608 23 DISBUSSSMENVES. To POlicy-holders for Claims by Death . . . ‘ $13,279,630 66 To Policy-holders for Endowments, Dividends, etc. . 12,712,424 76 For all other Accounts ‘. . . . . 10,132,005 57 $36, 124,060 99 ASSETS. United States Bonds and other Securities .. . $132,017,341 45 First Lien Loans on Bond and Mortgage . . . 69,423,937 31 Loans on Stocks and Bonds . . . . 12,880,308 00 Real Estate . . . . . . 21,618,454 88 Cash in Banks and Trust COmpanies. . . . 11,705,19582 ~Accrued Interest, Net Deferred Premiums, etc. . . 6,141,200 20 . . ' . $253,786,437 66 Reserve for Policies and other Liabilities .. . 218,278,243 07 Surplus . . . _ . . . . $35,508,194 59 Insurance and Annuities in Force . . . $936,634,496 63 lhave carefully examined the foregoing Statement'and find the same to be correct; liabilities calculated by the Insurance Department. CHARLES A. PRELLER, Auditor. From the Surplus a dividend will be apportioned as usual Report of the Examining Committee. ‘ Office of the Mutual Life Insurance Company of New York. To THE HONORABLE, THE BOARD OF TRUSTEES or TIIE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK. The undersigned, a Committee appointed by your honorable body, on the twenty- second day of December, I897, to examine the Annual Statement ofthe Company and to verify the same, respectfully-fl \ m... REPORT That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the date of the said reference and the date of this Report, attended at the oifiée of the Company, and have been waited on by the Treasurer, the Comptroller,the Auditor, and the Cashier, together with the respective assistants of such officers and have carefully gone over all the items contained in the said Statement, and have found the same to be corre ct. They have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared the prices at which the same are carried in said Statement with the market quotations, and find the same not exceeding such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages 0n real property held by the Company, and find the same to be as stated. They have also verified the valuation of the Com- pany’s holdings of real estate and have verified the deposits of money in the have counted the cash on hand held by the Cashier. And the Committee certifythat all the books, papers, documents, and evidence of title of every description neces- sary in such examination have been freely submitted to the Committee by the said Officers and their assistants and th the same are accurate, in good order, and well kept. c. ’ at And the Committee further certify that the investments of the Company are of a high order, and that, the 5 'st and methods adopted by the Company in recording its transactions and caring for the assets are entitled to commendit' em All of which is respectfully submitted. CHAS. R. HENDERSON ELBRIDGE T. GERRY A. ‘N. WATERHogn NEW YORK, January 21, 1898. ' S. V. R. CRUGER J. HOBART HERRICK JAMES C. HOLrumsE O Board. of Trustees: GEORGE G. HAVEN ADRIAN ISELIN J R. GEORGE S. BOWDOIN WILLIAM C. WHITNEY WILLIAM ROCKEEELLEB JAMES N. JARVIE CHAS D. DICKEY JR ELBRIDGE T GERRY- JAMES SPEYEB'J HENRY H. ROGERS JNO. W AUCEINCLOSS THEODORE MORFORD WILLIAM BAscocx STUYVESAN'I‘ FIsn , AUGUSTUS D. J UILLIABD CHARLESE. MILLER WALTER R. GILLETTE . H. WALTER WEBB FREDERIC CROMWELL J ULIEN T. DAVIES A. N. WATERHOUSE S. V. R. CBUGEB . CHARLES R. HENDERsou RUFUS W. PonnAn J. HOBART HERRIOK WM. P. DIXON | ROBERT A. GEANNISS SAMUEL D. BAtcocx RICHARD A. MCCURDr JAMES C. HOLDEN HERAIANN C. VON POST WILLIAM J. SEWELI. OLIvRR HARRIMAN ROBERT OLYPHAN'I' GEORGE F. BAKER DUDLEY OLCOTT l ROBERTA. GRANISS, Vice-President. WALTER R. GILLETTE, General Man er. , ISAAC F. LLOYD, ‘2d‘VIce-Preszdent DUE R. du-P. D‘IIECK, Corresponding Secretary ' WILLIAM J . EASY]. ON, Secretary. ‘ ~ ‘ ALBERT KLAMROTH, Assistant Secretary, . . ' FREDERIC CROMWELL,'TI'easurer. JOHN A. FONDA, Aeolstant Treasurer. JAMES TIMPSON. 2d Assistant Treasurer. WILLIAM P. SANDS,CashIe\r. ED-W _'RD P. HOLDEN, Assistantflashier. EMORY MoCLINTOCK. Actuary. ‘ - CHARLES A, VPRELLER godin TATLOCK, JR , Assistant Actuary. - , _u or. WILLIAM W. RICH RD 0. CLIFFORD GRETSINGER, As2iistant Auditor. HENRY 8. BROWN, Assistsdn9CnO£gg<lSler JOHN C. ELLIO l‘, Superintendent of Domestic. Agencies. EDWARD LYMAN SHORT, General Solicitor. MEDICAL DIRECTORS: . - .. ELIAS J. MARSH, M. D' GRANVILLE )1. WHITE, M D, , G. S. WINSTON M. D. Consulting. NECHCLS e @EhBSEiET,@eneml Agents. A. E. CAME, Lionel Agent. ' ' through Europe; various banks and trust companles, and of Saturday—OE for Germany at last! We have only been but five hours, though. it seems more. I suppose I am to be envied. I am young—just 'twenty-five—never had a sick day in my life, have plenty of money, afiec- tions at present unoccupied. just starting on a ' sketching tour I am told that I have been a very bad boy, but let me hasten to say that. my present exem-' 'plary character renders all past mis- con- * demeanors insignificant. My science did so much active duty in the way of pricking during my youthful davs that ithas long since pricked itself an exit and fled away. My heart has been broken so often that,, were it net for my excellent circula: tion, I should entertain the belief that that organ had been damaged beyond repair. So now that I have introduced my- self (by the way, I am usually consid- ered quite a handsome fellow), let me look about the room, for I am writing in the public salon of the steamer, and implore the muse for an‘inspira- tion. Ah! considerate muse, thou art, indeed, wondrous kind! All I can see is a mass of curly golden hair. Promising, so far. She is writing so busily that I can’t see her face. There, she has finished; she is going to look up. Ye gods and little fishes, what a face! I must sketch that girl. But she’s gone. »Well, we shall be six days” on board the same vessel; I shall find another opportunity. Heigho! guess [’11 go and have a smoke. Sunday—Prayer meeting in the'sao . lon this morning, which I did not at- tend. I pined ’to do so, but I am a. great believer in the benefit which one derives from self-denial. Have not even caught a glimpse of my golden- haired divinity of yesterday; perhaps —oh, romantic suggestioni—perhaps she’s seasick. There was a pretty brunette opposite me at breakfast; I caught her eye and smiled. She look- ed well when she blushed—most bru- nettes do. Sunday'on board ship is deadly dull. Asked a fellow to play a game of. poker this afternoon. He was evidently horrified; his expres- sion-was rich.’ I whipped out my sketchbook and caught it—see page fourteen. Monday.—-There’s been a stiif breeze all day; many of the passengers have succumbed. My charming blonde (that pronoun sounds well) wasn’t sea- sick; but the dragon, I mean her moth- er, was. She is traveling with her mother and brother. I have scraped up an acquaintance with the boy—- milk-and-water sort of fellow; seems tied to his mother’s apron strings. Worships his sister, too. He prom- ised to introduce me to her. I shall get that sketch now. Tuesday—I came, I saw, She con- quered. Dorothy Wayne—charming name, charming girl. Took her for a stroll on deck. She’s bright. too. Of course I’m in love; when I’m not .I feel like a fish out of water. I’ve al— ways been thankful that the tender passion doesn’t interfere with my ap- petite. The table is not very good, but I’m usually too hungry to be particu- lar. Wednesday—It has just struck mid- night. There has been a dance this evening. A dance over at midnight! They keep abominably early hours on shipboard. I- danced seven times with Miss Wayne; she waltzes like an angel. She wore a white gown cut low, with 'what—you-call—’ems down the front. Fine neck and shoulders that girl has. She was pleased to com- pllment me upon my mastery of the tcrpsichorean art; well, I haVe always been fond of dancing. There, I hear footsteps; some of the fellows. I asked them in for a game of cards. Thursday.——Beastly day; cold rain and'a heavy sea. I woke up with a bad headache jhis mbrning; lost at cards last night. Strolled into the dining room too late for breakfast;‘ waiter inattentive and everything lukewarm. Afterwards I went into the salon; Miss Wayne was there, writ‘ng. She looked up as I entered and said that she had just finished. That was clearly alf invitation and not to be re- sisted. I sat down beside her. She granted me the pleasure of her society until lunch time. The dragon (what a mother-in—law that woman would make!) seemed nervous all the morn‘ lug; gave me black glances and tried . all sorts Of stratagems to get me awav. I saw her stuck to Dorothy closer than a broth. er. Young Wayne tried to hang on, too, but I gave him a glance that sent him off. _ . After lunch he came up again and asked if I could spare him a few min- utes. The poor little chap was aw- fully rattled. Well, then it all came out. Miss'Dorothy was to be Lady Le Marchant in less than _a week. What deceivers women are! The dragon was escorting her over to meet Sir Peter Le Marchant, her aflianced. The Old man had better keep his eyes open; I’m afraidlmy lady will prove one too many for him‘. She did not appear again till evening. I thought she looked rather subdued. Suppose her fond mamma had been" pitching into her. Captain expects to get in to-morrowc-night. I'm rather grad; a sea voyage gets'tedious.‘ Friday—Landed in Hamburg a few hoursago. ‘ Met an artist friend of mine who is staying here with his peo- ple. He took me 'right up to his hotel and I dined with his family. Awfuily jolly people. He has two pretty sis- ters; I am going to paint the elder. l’ve just been looking over my port- folio; I found a lot of sketches of that steamcr'lgirl. I tore them up. Then‘ really wgeren’t worth keeping. A 'i'ei low docs: collect such a lot.of rubbish Twhe‘n =he ' is travelling. } 73’ TOLD BY A DAIRY... ,. ‘_.r. .Ch‘nllie House Dionne; , Pretty biases in light woolen and silk'fab‘rics are much in demand at this ‘Season for'home wear, and some sult- fa-ble and pretty models are seen i 3 large establishments. - .' in the" A simple and attractive blouse bo- . dice is made of rose colored challie, the I am imaterial divided into three fullnesses :(bless the fates!) a bachelor, and am in front, divided by bands of lace in- sertion. Over the shoulders are 'bretelles of pleated material, edged little game and - ‘ ~.‘ 4~ fix 'I‘INIISV‘OM" /':'i'.'.‘:"l‘,lf.il‘\ [4; ‘ l l ‘ ’ I .wlth small pleated frills. A similar - in the front. It is below these bands 3 that the fullness of the material starts. gThe bishop sleeves are gathered into ; cuffs of the material, trimmed with lace insertion. , ' ' The WelloDrolled'Woman. The chief characteristic of fashion’s present show is its infinite variety, its modified and graceful designs and out- lines, and endless styles, affording an unlimited choice of models suited to lure. There has been a great rage for brilliant color-effects, but as a rule these melanges have been toned and artistically combined, and we have be- come entirely accustomed to the once ‘most impossible union Of odd colors. Personal choice and individuality in gowning are everywhere apparent, and thus, perfectly attired women are iseen everywhere among the refined 1class of society, particularly at the fashionable resorts, where all the nice phases in modern gowning are best studied. Cdnsistency is another characteristic that is receiving especial attention, and gowns and garnitures, jewels and laces are all appropriate to their own particular time and place. Of course there are very noticeable de- partures from this progressive and . artistic state of things, but, as a whole, our American women are undoubtedly the best dressed people in the world. We are not treated any longer to the sight Of an elaborate white lace parasol carried en suite with a cotton gown, however smart and pretty that same cotton gown may be. Neither do .we behold, as in days past, the very ab- surd sight of diamon‘l jewelry worn either with morning or travelling cos- tumes, no matter how elegant these costumes may be. One strange thing. however, was noticed this season at a very celebrated watering-place, and that was the wearing of superb dia- mond earrings by women of wealth and social standing who were attired in the sable gowns of mourning. The New Cashmeres. The handsome double-faced cash- meres will find increasing favor and ad- ‘ miration as the new weaves and rich fall colorings are brought out. This material is quite heavy enough for ; winter wear. which single cashmere is not, unless well lined and worn’ above warm underskirts. The elegant Vene- tians and faced cloths make up into very stylish tailor costumes, but unless of the best quality, the surface guaran-e teed -to have been. sponged. rain and other spots show aggressively, as they do, in fact, on most dressed materials. India cashmere, being alike on both sides, is an economical purchase in-‘tho end. It is eminently soft, and in black is somewhat dull, but this all-wool va— riety is everlasting wear, and nukes up handsomely, no matter how simply trimmed. Another variety. of soft, flexible India fabric is covered with fine silky hairs, like an improved camel's hair,,but many wOmen objectto it on thlssa’ccount. French cashmere is a very beautiful material, but its some» what lustrous surface like many weaves in silk, has the objectionable fault of becoming quickly'glazed by wear. Cleaners profess to remove this oily-looking gloss, but very frequently they do not Succeed. A Doctor on Sunstroke. An eminent doctor has been. investi- gating the malady. and has tome to the conclusion that sunstroke is not- due simply to excessive heat or expo- sure to the full rays of a cloudless son. He declares that sunstroke is. (m the contrary, au‘lufectious disease, caused. like foyer or small-poxfby a. Specific organism or germ. But this germ be has not yet succeeded in isolating, though behbpes in thecourse ofitims to do so. There is little doubt, he says, that. the-germ is bred in the sup‘erll'c'iai , layers of the soiliinv eert‘ai n " low-lynx: regions of the earth, and that it is im— bibed into the human system by the breathing of dusty“ air; » _, ' any peculiarity of form, face, or fea- . , :Judse.‘ POPULARITY or PEANUTS. They Came from“ Africa. and Originally Were as Full of Grease as Pork. The American people'arc evidently very partial to peanuts, remarked a large peanut planter in Virginia to the writer recently, for there are nearly 4,000,000 bushels of them consumed in ' the United States annually. Before the Civil War the peanut was only a . holiday luxury to theimajority 'of the people living in the North. the day when the circus was in town, during' the country fair and the great and' glorious Fourth of July being the prin- cipal occasion-s that the popular yearn- ‘ ing for the nutuwas in any measure satisfied. The pioduct then amounted to barely 500.000 bushels a year. “I don’t suppose there are many people who know that the peanut came to this country with the first cargo of slaves that were landed 'on our shores. It is a native of Africa, and in its original state as full of grease as a bit of pork. Cultivation and change of soil have greatly re- duced the oleaginous quality -of the nut, although the North Carolina va- riety has enough grease yet to find a ready sale in France, where it joins its African ancestor and cottonseed in supplying not a 'little (5f the olive oil we. find in the restaurants and family groceries. Norfolk, Va., is the great- est peanut centre in the, World, and handles annually 200,000 bags, or 8,- 000,000 bushels. . “It is a pretty sigh-t to see a peanut plantation when the vines are in blos- som. The blossoms are a bright 5’61- low and the vines are a vivid green. As soon as’the blossom appears a fine branch forms on the vine and shoots down into the ground. The peas, as thenuts are ‘called on the plantation, formon the shoot beneath the ground, like potatoes. When the crop is gathg‘ ered in October the vine is plowed up.‘ and the nuts hang to the roots. Vine band is arranged between the bretelles l and all are piled in 0°C“ in the field, . ; and In twenty days the nuts are ready to be pulled off, placed in bags and taken to the factories. There they are cleansed of dirt, assorted, polished in revolving cylinders and put into bags ready for the market.”—Wasll- ington' Star. - Disliked Royal Road. Spain’s boy King was one day ado mlring some heavy' ordinance and questioning his tutor as to the method of using it. The mentor answered willingly, but, by way of. recapitu- lating all he had said and closing the door to further questions, remarked: “All good artillery officers find it easy enough. They merely learn mathe—. matics, trigonometry and—” “And shall I learn these things?” asked the King. “Why, certainly,” was the re- ply; “there is no royal road to science.” “Oh, I’m glad of that!” cried the little monarch; “a foyal road seems to mean the most disagreeable way of learning anything, so I’m pleased to hear there‘s inonc.”—New York Press. Suitable for Every Purpose. “Madam, can I sell you t-hiscomplex- ion wash?” ‘ . “NO; I need a shampoo mixture, and I must save my money to buy medi- cine for this dreadful cold.” “Tlhis complexion was-11 is an excel- lent hair tonic, madam, and if taken in small quantities it will cure your cough.” “That may be, but it is such a light color it won’t do for shoe polish. I guess I won’t take any.” . “Very well, madam, but step to the front door a moment and let me show you what a valu'ab‘e Oil you will find it for your bicycle.” “For my bicycle? I’ll take iut.”—Ghi- cago necord. WIT AND HUMOR. They were of the irredeemably snob- bish type. One of them heaved a sigh and remarked: ‘ “What-a pity it is, death boy, that the Prince of Wales doesn’t live in the United States.” . “Never mind, old chap. Be thank- ful for what you have. It’s some- thing to be living on the same earth ‘ with ,him, you kuow."—Washington Star. ' - “It really made me indignant, Henrietta.” said Mr. Meekton, “when you intimated that I had-not accom- plished much in this life.” “Indeed!" “Yes. I don’t'like to dispute. your opinions. 'But; to suggest that a‘ man who succeeded in becoming your hush band hasn’t achieved much does seem just a little bit unjust.”-—-Washington Star. Mrs. Brown—I’m sure you have a good husband". Mrs. Green—Yes, but such a wretched manager! believe when he knew well enough the child- ren were suffering for bicycles.——Bos- ton Transcript. . Banker—Colonel Gore forged my signature to this check for a thou- sand donars. I ‘ Cashier—Well, I’d keep quiet about it. The Colonel iS'a dead shot and al~ 'ways ready to uphold his honor.—New York Journal. ’ "‘De trouble": ’bout advice,” said Uncle. Eben, “is dal: de man who has made a shO-nulf success in life is girl'- then he is' If you’ll it, he went and paid our ‘_ ' 'grocer’s and butcher’s bill last week. " ral-lv too busy ter stop an’ give les- sons."——Washington Star. Kind old Party (to sobbingiurehlu). '——My little lid. you shouldn’t gry'that way.. _ . Urchin—#Wlnt' other way" hi." I cry! \
Norwalk Chronicler