THE-EVENING- altar: .' OF NEW YORK. RmRARD A. Mcousbv, President. According to the Standard of the Insurance Department of the State of New York. rNoomn. Received for Premiums . . . . . . $42,693,201 99 From, all other Sources . . . . . 11,469,406 24 l$54.162,608 23 DISBUESEMEN’ESQ To Policy-holders for Claims by Death . . . $13,279,630 66 To Policy-holders for Endowments, Dividends, etc. . 12,712,424 76 ' '10,132,005 57 For all other Accounts . . . . . ‘ ‘ $36,124,060 99 ASSETS. United States Bonds and other Securities . . $132,017,341 45 First Lien Loans on Bond and Mortgage . . . 69,423,937 31 Loans on Stocks and Bonds . ' . . . 12,880,308 00 Real Estate . . . . . . 21,618,454 88 Cash in Banks and Trust Companies ._ . . 11,705,195 82 Accrued Interest, Net Deferred Premiums, etc. . . 6,141,200 20 $253,786,437 6‘6 Reserve for Policies and other Liabilities . . 218,278,243 07 Surplus ,. . A . . . ‘ . $35,508,194 59 Insurance and Annuities in Force . . . $936,634,496 63 lhave carefully examined the foregoing Statement and find the same to be correct; liabilities calculated by the Insurance Department. CHARLES A. PRELLER, Auditor. From the Surplus a dividend will be apportioned as usual Report of the Examining Committee. Office of the Mutual Life Insurance Company of New York. I To THE HONORABLE, THE BOARD or TRUSTEES or , THE MUTUAL LIFE lllSllflAllllE COMPANY. OF NEW YORK. The-undersigned, a Committee appointed by your honorable body, on the twenty- second day of December, I897,to examine the Annual Statement ofthe Company and to verify the same, respectfully-——' 3:: ' REPORT That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the date of the said reference and the date of this Report, attended at the office of the Company, and have been waited on by the Treasurer, the Comptroller,the Auditor, and. the Cashier, together with the respective assistants of such officers and have carefully gone over all the items contained in the said Statement, and have found the same to be com.E ct. Th ev have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared the prices at which the same are carried in said Statement with the market quotations, and find the same not exceeding such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on real property held by the Company, and find the same to be as stated. They have also verified the valuation of the Com- pany’s holdings of real estate and have verified the deposits of money in the various banks and trust compameg and have counted the cash on hand held by the Cashier. . I And the Committee certify that all the books, papers, documents, and evidence of title of every description neces- sary in such examination have been freely submitted to the Committee by the said Officers and their assistants and that the same are accurate, in good order, and well kept. ‘ ’ And the Committee further certify that the investments of the Company are of a high order, and that the system and methods adopted by the Company in recording its transactions and caring for the assets are entitled to commendation All of which is respectfully submit-bod. CHAS. R. HENDERSON ELBRIDGE T. GERRY A. N. WATERHOUSF NEW YORK, January 21. 1898- S. V. R. CRUGER J. HOBART HERRICK . JAMES C. HOLDEN ‘ \ Board of Trustees- HENRY H. ROGERS . JNO. W AUOHINcLoss THEODORE MORFORD WILLIAM BABOOCK STUYVESANT FISH AUGUSTUS D. J UILLIARD CHARLES E. MILLER WALTER R GILLETTE H. WALTER WEBB GEORGE G. HAVEN ADRIAN ISELIN J n. GEORGE S. BOWDOIN WILLIAM C. WHITNEY VVILLIAN.’ ROCKEEELLER J AMES N. JARVIE CHAS D. DICKEY JR ELBRIDGE T GERRY J AMES SPEYEB'J FREDERIO CROMWELL J ULIEN T. DAVIES A. N. WATERHOUSE S. V. R. CRUGER CHARLES R. HENDERSON RUFUS W. PEOKHAM J. HOBART HEBBIOK WM. P. DIXON ROBERT A. GRANNISS , AMUEL D. BABCOCK I ICHARD A. MCCUBDY AMES 0. HOLDEN -= EBMANN C. VON POST " ILLIAM J. SEWELL I LIvER HARRIMAN ' OBERT OLYPHAN'I' ¢ EORGE F. BAKER I UDLEY OLCO’I'T ROBERT A. GRANISS, Vice-President. - .WALTEB R. GILLETTE, General Manager. SAAC F. LLOYD, 2d Woe-President DUER du—P. BRECK, Corresponding Secretary 'ILLIAM J. EAS’I‘ON, Secretary. , ALBERT KLAMROTH, Assistant Secretary. FREDERIC CROMWELL, TreR‘Surer. JOHN A. FONDA, Assistant Treasurer. JAMES TIMESON. 2d Assistant Treasurer. WILLIAM P. SANDS, Cashier. EDWARD P. HOLDEN, Assistant Cashier. EMORY MoCLlNTOCK, Actuary. ‘ JOHN TATLOCK, JR , Assistant Actuary. CHARLES A, PRELLER, Auditor. WILLIAM W. RICHARDS, Comptroller. C. CLIFFORD GRETSINGER, Assistant Auditor. HENRY S. BROWN, Assistant Comptroller JOHN C. ELLIOI‘, Superintendent of Domestic Agencies. ED WARD LYMAN SHORT, General Solicitor. ' MEDICAL DIRECTORS: - ELIAS J. MARSH, M. D' GRANVILLE M. WHITE, M I). , G. S. WINSTON M. D. Consulting. ECHCLS do CIEEEET, Census! Agents. A. a. cane. Recall Assn. HI. _ rim. lira liSURAIlBE in, Statement for the Year Ending Dec. 31:97» i IN THE HARBOR. i __ It was a misty morning. The smoke ' from my covmpanlion’s pipe enveloped the bowl in curling wreaths of blue as a" we walked slowly past the li-mekiln. “The harbor lies before us,” he said, "while the lake stretches miles and mil-es away, and that sombre gray shaft, towering grim near the break- water, is the lighthouse. Ybnder is the trestle, where the bonniest lad of all went down, down into the murky depths of the streaml'as treacherous as the Indians who gave it its name. “AF. lad! I am not ashamed of these tears—but you shall hear the story. To the right you noticed the weather-beaten shanties "and one more pretentious than the rest? Here lived the widow Anderson with. her son John. The majority of the people around here were naturally dishonest. Petty thefts were constantly occur- ring, and it soon became evident that a night watchman must be stationed between the upper and lOWer bridges. John Anders-on was the unanimous choice. He was then but twenty-one, the sole support of his mother, a young man of more than ordinary abil- ity. “In one of the houses lived a. swarthy fellow, a Canadian, with at numerous family; he had no inclination to work and no visible means of support. His wife had often appealed to Mrs. An- derson and John for aid, sometimes at night, to steady the brute indoors, sometimes for food, while the man pretended to be seeking employment. Often an ailing child demanded more tender care than the parents were capable of administering, and, during the heated term, both watched night after night, caring for the baby strug- gling for life in the stifling atmos- phere. “Finally John came to me, and we succeeded in obtaining employment for him at the coal yard across the river, where you see the trestle. The woman was grateful, Ibut kindness seemed 'to kindle a spirit of evil in the man, and as he was far more wil- ling to tell of his past exploits than to labor, his co—wm‘kers soon cordially disliked him. The morn-ng the news was received that John Anderson had been appointed night watchman, every man on the opposite shore cheered heartily save this Canadian. “The night before a quantity of lum- Der had disappeared, and the large ele- vator near the upper Ibridge had been entered, although the watchman had taken unusual precaution. There was intense excitement along the docks. The store, a mere rat-trap of loose boards, had been a heavy loser, and a large reward had been Offered by the proprietor. “It was a good deal such a night as this is a morning,” continued my friend, “when John bad-e his mother good-night and laughingly told her not to worry—he wouldn’t forget the morning meal. But after he had gone, the poor woman came to our odice in great agitation. I happened to be the only one in at the time, and she trem- ulously entreated me to have John re. called. “ ‘Just for this night, sir! Don’t call it superstition! He will never come back to me alive!’ “Sanford came in at that moment, and we did our best to allay her fears. “ ‘You do not know these people as I do,’ she said, excitedly. ‘And this Canadian! Why, his wife has looked at me from her narrow black eyes, as though she would warn me. ever since She heard of John’s ap- pointm-ent. “ ‘ “Him take care! Him watch out!” she told'me this morning. Can’t something be done?’ And worn out. with nervousness, the poor woman sank into a chair. “Well, the story is soon told. In the morning, when I entered the Office, they told me the boat had been dis- covered drifting out past the pier. and they feared for Mrs. Anderson’s reason. After searching all that day and well into the next, the poor boy was found, a bruise on the temple; and the physicians at once declared he had been murdered. “From the first the grief stricken mother knew nothing. The Cana- dian!’ were the. only words intelligible. She was taken to the asylum, and yesterday we heard of her death. “A few weeks after the affair, I felt an uncontrollable desire to return to the office. My wife urged me to re« main at home, but I seemed compell- ed to obey the unseen mandate and go forth. “About midnight found me between the row of houses and the mill. Sud- denlv I heard a door Open and a Woman's voice, crying hysterically,- “Pierre—look quick—ho is coming this way! For you! Oh. mon Dicu!’ And then followed tears and impreca- tions from within. “Glanclng around I saw in the win- dow of the deserted home what ap- peared to be a bright light, and a white object swaying in the light breeze, which had sprung up but a few minutes before. Some drapery, probably. “I found our man greatly aroused over the loss Of a few bags of grain. carelessly left near the outer door of the yard, and noticed by the watch- man as he passed through the gate to the mill. “‘It‘s that Canadian!‘ he said. again and again. ‘I will catch him yet!” “Warning him to be careful, and to exercise the utmost caution, I started for home, once more passing the lime- kiln. Near the walk a cart stood. and by the boxes and bundles i knew Pierre and his family were leaving town. at .4 “Of course there was no evidence lufiicient to convict him of- the mur- lcr, but everyone felt assured he was :he thief John Anderson discovered :hat fatal night. and in return was 'oully murdered. “A year after, the police were look- ng for this same man. He had been raced from Montreal to this port and lore the clew was lost. But never lllflll I forget that gaunt woman framed in the doorway, and the piti- ful cry of ‘Pierre! Pierre! He is :oming for you!”’ A JABXNESE HERO. It is a beautiful story told by Laf- aadio I-Iearn of an old man Whose great deeds .belong to Japanese his— tory. He was Hamnaguchi, and his farmhouse stood on the verge of a :mall plateau overlooking the bay. The olateau, mostly devoted to rice culture. was hemmed in on three Sides by thickly wooded summits; and from :he outer verge the land sloped down to the sea. Below were ninety thatch- .vd dwellings and a temple; these conn- losed the village. One autumn evening Hamlaguc'hi iohei was looking down from his bal- :ony on the preparations for some nerrymaking in the village below. All the villagers were out, and he would nave gone with them, had he not [been leeling less strong than usual. Suddenly there camenn earthquake mock, not a very strong one; but Ham- Lguchi, who had felt many before this, hought there was something odd in ts long, nSpongy motion. As the quak. ng ceased, he chanced to look toward the sea, and there he saw the strangest possible sight; it seemed to be run- ning away from the land. Apparently the whole village had no- ticed it, for the people stood still in wonderment; only Ham‘aguehl drew my conclusions from the phenomenon, and guessed what the sea.- would do next. He called his little grandson, a lad of ten, the only one of the family left with hiun. . “Tada! Quick! Light me a torch!” The child kindled a pine torch, and :he old man buried with it to the ields, where hundreds of rice stacks rtood ready for transportation. One )y one he lighted them in haste, and hey caught, like tinder, sending sky- ward masses of smoke that met and mingled in one cloudy whirl. Tada, Astonished and terrified, ran after his grandfather, weeping and calling: ‘Why? why? why?” H-amaguchi did not answer; he ihought only of four or five hundred .ives in peril. people, and in a moment only, they tame swarming up from the village ike ants. And still the sea was fleeing toward the horizon. The first party of succor Irrived,. a score of agile young peas- Ints, who wanted to attack the fire at once; but Hamaguchi, stretching out )O-th his arms, stopped them. “Let it burn, lads!” he commanded. ‘I.et it be. I want the whole village 181‘8." The whole village came, mothers and :hildren last of all, drawn by concern 1nd curiosity. “Grandfather is mad. if him,” sobbed little Tada. ire to the rice on purpose. lo it.” “As for the rice,” said Ham-agucht, ‘the lad tells the truth. I set fire to it. Are all the people here?” “All are here,” was the answer; “but we cannot understand this thing.” “See!” cried the Old man, at the top )»f his voice, pointing to the open. “Say f I be mad. It was the returning sea, towering iikc a cliff, and coursing swifter than :he kite. There was a shock, heavier :han thunder, as the colossal swell smote «the Shore, with a foam-burst :ike a blaze of sheet-lightning. Then a white horror of sea raved Jver the village itself. It drew back. roaring and tearing out the land as it went. Twice, thrice, five times it struck and ebbed, eacn time with less- 2r surges, and then it returned 'to its ancient bed, and stayed there, al- :hough still raging. Of all the homes tbout the bay nothing remained but :wo straw rOOfs tossing madly in the )ffinug. All lips Were dumb, until EIamaguchli observed gently: “That is why I set fire to the- rice." He was now poor as the poorest in all the‘ village; but he had saved four hundred lives. I am afraid “He set I saw him » Why She Wept. An amusing incident occurred re- :ently at the Lenox home of a Boston family. They had urged some friends who were driving through the Berk- shires to stop with them to lunch. this they were finally persuaded to lo, a little girl three years old being )f the party. Soon after they were Ill seated at the table Mr. Ultradude, I. guest in the hpuse (a man of curl- ng locks parted in the middle), ap- reared and took his accustomed seat, which chanced to be just opposite the nigh chair occupied by Ethel. The :hild, after a glance or two at the Iewcomer, began to Show symptoms if weeping, and a moment or two af- 2erward burst into such a flood of :ears that she had to be taken from the room. Ethel has so bright and sunny a disposition and so little of :he cry-baby about her that her nother felt justified in hastening af- ier the nurse and child to know the :ause of so unexpected an outbreak. When the little one could command ler voice she managed 'to confide to ier mother between her sobs, “I’s so frald of that boy with a girl‘s head!” —Harper’s Round Table. He watched for the . ' I will not slut. Advice to DIothers. Children’s teeth should be cleaned from the first. A corner of a silk hand- kerchief dipped in water with a. little borax in it should be wiped over the gums after each meal. From eighteen months and upwards they should be cleaned daily, at first in the same way, and afterwards with a soft badger’s- hair brush. After two years old a den- tifrice. such as prepared chalk, may be Ised. When this is done the teeth will not fall out early, and the child will be saved from such deformity as Often happens on the arrival of the second teeth before the jaw is sufficiently formed to receive them. The mouth. ,becomes overcrowded when this hap- pens, and early visits to the dentist be« come necessary. In fever 8. wineglassful of the follow- ing may be given from time to time to quench thirst: Citrate of potash. . . . . . .30 grains Rice—water ........ . ..... 1 Pint- Tonics should not be given to a. child whose bowels are disordered, as they are not likely to be then of any service. absorption being too imperfect. Some tonics, notably iron, may even act‘as' irritants, and increase the mischief in these cases; they are medicines for convalescence, when they will increase the appetite, the force of the pulse, and the muscular strength. To prevent needles from rusting in the summer-outing housewife, they should be thrust through a bit of oiled silk as they are put into the flannel leaves. . Cleaning- Made Easy. An apparatus for cleaning horses by machinery has been invented. The cause of this revolution in the art of horse-cleaning, rubbing-down, and currying, all in one, is a. simple contrivance, a. movable shaft at one end of which is a circular brush com- posed of fairly stiff bristles. The brush, which is driven by steam, 're- volves many hundred times a. minute, and is guided by the cleaner. Two of these cleaners operating with the brushes can on one animal accomplish more in one minute than four men with the old brush and currycomb in twenty minutes. )9; In exactly forty seconds the animal can be turned out as clean as a new pin, not a speck of dirt to be discov- ered on his fine sleek coat. No sooner does the brush touch the body of the horse than the dead hair and dirt fly in all directions. At first the horse starts nervously at the noise of the revolving shafts, but the instant he feels the touch of the brush he gives every indication of pleasure. The harder the pressure on the brush the harder will be the rubbing, of course, and when the sensation be- comes uncomfortable the horse moves away. In this way the cleaners are easily informed how hard 3. rubbing the animal will stand. Starch 1'01‘ Collars and Cuffs. ‘ The following recipe is a. very valu- able one, being learned from a French laundress whose collars and cuffs were remarkable for the beautiful ivory gloss her skilled treatment imparted to them. Take two ounces of the best white starch, and pour over it, without stirring, half a pint of cold water. A1— low this tostand while you dissolve as much borax as will lie heaped up on a. shilling in a teacup of boiling water. When the borax mixture is cold, add it to the starch. Pour into the starch one tablespoonful of turpentine, and mix the whole carefully with the hand. On no account must any undlssolved borax be put in the starch, or it will make Shiny patches on the linen. This quan- tity is enough for four pairs of cuffs and seven collars. A little borax water should be kept in readiness for adding to the starch should it become too thick. .A PARlS SUGGESTION: Separate “'alstu. Separate waists made up in rich and handsome materials still retain their popularity for dressy wear and it is hard to prognosticate when this almost indispensable article of feminine attire will be entirely abandoned. For the woman with a slim purse it is a. posi- tive necessity as with one handsome sklzt,’ waist and blouses may be donned suitable for almost any occasion. A lovely importation designed for visiting wear is of rose colored Liberty satin, trimmed with a girdle and bands of jewelied embroidered satin. It is made with a square yoke effect, the lower portion draped gracefully and caught up with a full rosette on the left side. The Shirred sleeves are finished with small puffs at the shoulders. To Propane Parchment for Punting, Make a firm pad with listing, and having dipped it in finely powdered white pumice stone, rub it over the parchment. If water colors be mixed with alum water and used upon purch- ment prepared in this manner. they «1.69%! mummms - -'