~ _._, .*‘»2»,, .4 1.. llTllAi.’ Lire NSURANGE Ell, ailment A. MCGUBDY, PreSident.= Statement fol the liar Ending Dec. 31:97. According to the Standard of the Insurance Department of the State of New York. rNdoME. ' $42,693.20! 99 11,469,406 24 3554,162,608 23 Received for Premiums _. From all other Sources ' . . . . . . DESEEESEMENES. To Policy-holders for Claims by Death . , . To Policy-holders for Endowments, Dividends, etc. . For all other Accounts . . ‘ . . . $13,279,630 66 12,712,424 76 ’10,132,005 5-7 $36,124,060 99 AS.ETSC United States Bonds and other Sgcurities . ., $132,617,341 45 First Lien Loans on Bond and Mortgage . . . 69,423,937 31 Loans on Stocks and Bonds . . . . 12,880,308 00 Real Estate . . . . . . 21,618,454 88 Cash in. Banks and Trust Companies . . . 11,705,195 82 Accrued Intei’est, Net Deferred" Premium-s, etc. . . s 6,141,200 20 . - 2 Reserve for Policies and other Liabilities . . sziiizggiii’; if; Surplus. . . . . . . $35,508,194 59 Insurance and Annuities in Force . . . $936,634,496 63 lhave carefully examined the foregoing Statement and find the same to be correct; liabilities calculated by the Insurance Department. CHARLES A. PRELLER,‘ Auditor. From the Surplus’a dividend will be apportioned as usual Report , 0f the Examining Committee. Office of the Mutual Life Insurance Company of New York. I To THE HONORABLE, THE BOARD OF TRUSTEES or TNE MUTUAL LIFE INSURANCE COMPANY OF NEW Willi. The undersigned, a Committee appointed by your honorable body, on the twenty- second day of December, I 897,to examine the Annual Statement of the Company and to verify the same, respectfully—-—-r ........ REPORT ..... That, pursuant to'the power and'authority thereby conferred, the Committee have, at various dates between the date of the said reference and the date of this Report, attended at the office of the Company, and have been waited on by the Treasurer, the Comptroller,the Auditor, and the Cashier, together with the respective assistants of such officers and have carefully gone over all the items contained in the said Statement, and have found the same to be corre ct. They have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared the prices at which the same are carried in said Statement with the market quotations, and find the same notifiexceedin such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on raj property held by the Company,- and find the same to be as stated. They have also verified the valuatio; of the 00m. pany’s holdings of real estate and have verified the deposits of money in the various banks and trust companies, and have counted the cash on hand held by the Cashier. ’ And the Committee certify that all the books, papers, documents, and evidence of title of every description neces- sary in such examination have been freely submitted to the Committee by the said officers and their assistants and th the same are accurate, in good order, and well kept. ’ at And the Committee further certify that the investments of the Company are of a high order, and that the SE}, and methods adopted by the Company in recording its transactions and caring for the assets are entitled to commending"n All of which is respectfully submitted. CHAS. R. HENDERSON ELBRIDGE T. GERRY A. N. WATERHOIU"):F NEW YORK, January 21, 1898. -S. V. R. CRUGER J. HOBART HERRICK JAMES C. HOLDEN Board. of Trustees- HENRY H. ROGERS JNO. W AUCHINCLOSS THEODORE MORFORD' WILLIAM BABCOCR STUY‘VESANT FISH AUGUSTUS D. J UILLIARD CHARLES E. MILLER WALTER R GILLETTE H. WALTER WEBB GEORGE G. HAVEN ADRIAN ISELIN J R. GEORGE S. BOWDOI'N WILLIAM C. WHITNEY WILLIAM ROCKEEELLER JAMES N. JARVIE CHAS D. DICKEY JR ELBRIDGE T GERRY JAMES Sums; FREDERIC CROM'WELL J ULIEN T. DAVIES A. N. WATERHOUSE S. V. R. CRUGER CHARLES R. HENDERSON RUFUS W. PECEHAM J. HOBART HERRICR Wu. P. DIXON ROBERT A. GRANNISS , SAMUEL D. BABCOOK RICHARD A. MCCUBDY JAMES C. HOLDEN ' HERAIANN C. VON POST WILLIAM J. SEWELI. OLIVER HARRIIIAN ROBERT OLYPHAN'I GEORGE F. BAKER DUDLEY OLOOTT ROBERT A. GRANISS, Vice-President. WALTER R. GILLETTE General Manager ISAAC F. LLOYD, 2d Vice-President " D’UER du r BRECK Genes ondin . ‘ ‘ - . , S t WILLIAM J. EASION, Secretary. . , _ A, ' ALBERT KLAMROTH, Assisfant Segcrefilfyiary . FREDE RIC CROMWELL,“TI'essurer. ' JOHN A. FONDA, Assmtant Treasurer. JAMES TIM PSON. 2d Assistant Trbasurer. WILLIAM P. SANDS, Cashier. EDWARD P. HOLDEN A ' to t r ' EMORY MCCLINTOOK, Actuary. ' . ’ m n Gashwr' "’ ’1 JOHN TATLOCK, JR , Assistant Actuary. CHARLES A, PRELLER, Auditor. WILLIAM W.» [C C. CLIFFORD GRETSINGER, As-iistant Auditor. HENRY S. BRO Ngfifiigfdngglmogg‘t’gller . JOHN C. ELLIOT, Superintendent of Domestic Agencies. ' EDWARD LYMAN SHORT. General Solicitor. MEDICAL DIRECTORS: ' ELIAS J. MARSH, M. D» GRANVILLE 11. WHITE, M D G. S.HWINSTON M. D. Consulting. \ ' NICHOLS e crooner, ceneral Agents. A. H. CAMP, Email Agent. -'1 .,_ it 4- - '*V'm,THEEvENln-iiicAZeal91* MADAME JAMBE. ' You smile at her name, finding it ab. surd, perhaps? Do not, however, be in too great a hurry to turn it into ridi- cule, for she who home it was a brave - woman. and worthy of all: respect. She married,“- when about thirty years of age, the quartermlaster-gener- al of the regiment. After a year of married life a 'son was born, and Mme. Jambe and her husband agreed that as soon as he should attain the proper age, he too, should be a soldier. At the age of six- teen he passed into the ranks, and be- ing smart and intelligent, he seemed to have a bright future before him. But the husband and father died suddenly in 1869. Sorrow aged her fast and she left the service and set- tled in a little cottage left her by her parents 'in the village of Clusy, near Pont‘arliers. A year later war broke out, and this was another sorrow for her to bear. She was a patriot, was Milne. Jambe, but she was a. mother also. And now I will let Mme. take up the story, for what follows I had from her ownlips. “One morning at dawn I heard a noise at-the door of the cottage, and then the sound of breaking glass. 1 rose hastily and ran down to the entrance. I gave a cry, my boy was there, and behind him stood three of his comrades, but in what a state! Haggard, hollow-checked, their uni- forms in rags, their boots almost in . pieces, blue and shivering with the cold! “ ‘Mother, you must hide us,’ he said. ‘The general has entrusted me with a message to the commandant of the fort, "but the Prussians have seen us and are in pursuit. They must not find us.’ ' “ ‘Give me your order,’ I cried, ‘I will take it while you hide here; no one will suspect a woman—” “I had no time to finish, we heard a discharge of inusketry, and a neighbor rushed in, crying,— ' “ ‘The Prussians! here!’ “I pushed my son and his friends into a store room, at the farther end of which, under sOme hayp was the door leading into the cellar where I kept my little stock of wine and cider. “The Prussians entered in through the open door; I saw others in the road. There must have been about one hundred of them altogether. A young officer was in command. “He came to me and said, brutally,— “ ‘IS it you who are Mme J ambe?’ “ ‘Yes, I am she,’ I answered him. “ ‘Your son has just entered this house.’ “ ‘My son! He is far away from here, always supposing that he is still alive.’ “ ‘He is here; I am sure of it. Come, now, where is he?’ “ ‘You must seek him, then.’ “He made a Sign, and the soldiers ransacked the house. “At last the brutes found him—him and his friends, and I saw them The Prussians are ‘ dragged out covered with the hay in which they had attempted to conceal themselves. And my son! How brave and handsome he looked with his flash- ing eyes. Yes! He was my own flesh and blood, and I felt proud of him. They were rigorously searched for the message they were supposed to bear, but as it was a verbal one they could find nothing. ' “The officer stamped about the little room, mad with rage. Glancing at the prisoners, he cried,— " . “ ‘Is your son amongst them?’ “ ‘He is not; and if he were I would not confess it.’ ‘ “He drew his sword on me, and then we were all dragged out into the road- way, the ofl‘lcer shouting,— “ ‘Where is the man who gave us the information? . “ ‘One of his companions has just killed him,’ a Prussian sergeant re- plied, pointing to a corpse which I had not seen, hid-den as it was behind a bush. “The traitor was a franc-tireu-r, who. to save his own life, had given up my son to the enemy. His punishment had not been long delayed. “ ‘Thc murderer will be shot!’ cried the officer; then, looking fiercely at a group of villagers who were cowering under his men’s bayonets, he contin- ued,— , . “ ‘Some one among you knows the man Jambe; point him out to me, or 1 will order my men to fire on you.’ “Ah! they were brave, my neigh- bors, they made no reply. . "‘ ‘Then we will soon find out.’ He gave an order in a low voice. His men pinned me with my back against a. wall, and placed rifles in the hands of my son and his comrades. "‘And the officer said,— “ ‘On the word of command you will fire and kill that woman. ~If.y'ou‘ disobey it will be your turn next.’ “A cry 6-: horror ran through the crowd, .followed by a dead silence. I waited, watching, my son. , “But he did not-seem to see me. His eyes were turned to his comrades. They seemed to be making signs [0 one another. 9‘ ‘Ready!’ the wind of command thundered. ' “ ‘Present!’ and they obeyed, cover- ing me with their rifles. “ ‘Flre!’ They turned suddenly to the right about. An explosion followed, and four Prussians, the omcer among the number, fell. And above the roar of the discharge I heardmy boy's voice clearly,— “‘Fire! Yes, but on you. you cow 5 Std!" J ambe f “A. general volley on the part-of the Prussians followed, and I" fell withxa bullet in my Shoulder. _,,Bertre I lost consciousness, however, I saw that my son was still unhurt. . I learned afterward that, just at this moment, the canon of the Fort .49 Toux began to play. The commandant had caught the reflection of the sun- light from the Prussian’s helmets, and, concluding—none too soon—that some- thing untoward was taking place, had sent a few Shells into the crowd and rapidly dispensed the enemy.” Mme. J ambe died a few years after the events, which I have related as nearly as I can in her own words, took place. Her story was recalled to my mind the other day on hearing that the son of this brave woman had just. been promoted to the command of his regiment—Pearson’s Weekly. A PASSAGE AT ARMS. They were talking it over after- wards. “I hope you aren’t inclined to be lealous,” she said, glancing up shyly. “Jealous?” He laughed, as he gave - the white hand that he held a reas- “Not a bit. , You suring pressure. pretty head needn’t trouble your ibout tha‘ .” while the color deepened in her face. "If you should, it would be very un— comfortable because—” “Because other men are inclined to admire you, too;” he finished. “Of course they do!” heartily. “How“ can they help it? Aren’t you the—-—” Her rosy ' palm shut off further words. He kissed it, of course. There was silence for" a. moment as she drew back flushed. “You might, listed. “Oh, no,” confidently. “Not even if some one. should like you know,” she in- [ should be very nice to him?" Her eyes were turned away. There was a flash in MS Own, as they rested on the fair figure with its golden head gleaming brightly against a background of deep red draperies. His lips thitched for a second. “Not even then," he declared, with a short laugh. - It grated a trifle. She looked up hastily. . “That isn’t nice of you a bit," she pouted. _ “What?” concernedly. “Why to laugh at meflike that. And —and I should think some be jealous of me sometimes,” emphasis on the sometimes, and a deeper pout. “It’s like this, you see,” he smiled, drawing his chair closer and taking . again the hand that had- been with- drawn. “I might feel inclined to be lealous. only I wouldn’t let myself, be- cause it wouldn’t be fair.” “thy not?” startled. g' “\Vell—b-ccause you see, I shall want to be nice to the other girls.” A tiny cloud settled on her face. “Not that [ should pay any atten- tion of which you could possibly be jealous,” he assured her. “But, like you, I feel that just because we’re en- gaged, there is no reason why we should keep ourselves apart, and not take an interest in other people. Don’t you think so?” “Yes,” reluctantly, a look of wonder in her eyes. attentions and very likely fall in love with you,” he continued, cheerfully, “but I shall not be vexed a bit, for it is what I shall expect. And I, in turn, can continue my little attentions to the other girls, and nice, pretty ones, if I wish, and you’ll understand per- fectly. by your admirers, instead of standing by and being bored to death, or wish- ing them all in Hades—beg pardon—— I shall have something to make the time pass pleasantly. It will be ever so nice and comfortable, now that we understand each other.” “Yes,” she assented, her eyes on the passers outside. “It is nice to under. stand each other.” “She is very much like other wo- men,” he mused, as he stopped at the florist’s. “I thought I had learned a thing or two from my former expe- ricnces.” “Yes, deliver them at once,” he said to 'the florist, and he smiled compla- cently, as he walked away. There was a troubled expression in her eyes as she stood gazing down at the confusion of flowers befor 7" er. “It was perfectly horrid of him," she cried. “And I'hoped he would be jealous.” sofrtly. Then, burying her flushed face in the soothing coolness of the petals, “I guess I won’t try it," the said. _ - ' How High is Your Chair? Some curious experiments have been made by a Harvard professor to prove what is really the best height for the uwrite at. Every person, it appears, ’ought to have, a chair specially made to suit his or her height, and the seat of the chair should be exactly one- quarter of your height from the floor. Thus, if you are six feet high the chair seat should be eighteen inches. The width of ‘e~.seat should exactly equal its heig _, and it should slope backward Ihreequarters of an inch to the foot. The-back should be a trifle higher than the seat, and sloped slightly, not too much. Finally, your desk should be two- thirds as high again ,as the seat of is twenty-four inches, the-desk should be forty inches in .lielglfbe When ydu have attended to] "1: 'ese little de- tails you can sit, nd rite all day without feeling .tllatgjj‘ckache that comes from chairs ‘,'andv*‘ desks that don’t fit you-Boston Traveler. d" “I am so glad,” with a sigh of relief, me very much,” anxiously, “and-Tand “Of course other men- will pay you; And when you’re surrounded . chair you, si-t'on and the desk you your chair. Thus._‘if your chair seat- Challlo House Blouse. Pretty blcums in light woolen and, f silk fabrics are ,much in demand at thili gseason for home wear, and some suit- I able and pretty models are Seen in the large establishments. A simple and attractive ., blouse boa ; dice is made of rose colored challic, the ,material divided into fires fullnessel E in front, divided by bands of lace In- ' sertion. Over the shoulders are ‘bretelles of pleated material, edged _, k K . ,fs ‘ V1 i‘IF' v~7‘.'-’,"‘l“"~ ./,5’§.'flf‘l1ii'il'\ / iii“ l ‘ I" ”‘N;i"“‘l’ ‘ o'.\‘.:l "l“ l \lliél‘l‘l . - \ ‘ A. I 1““; l with small pleated frills. A similar band is arranged between the bretelles in‘the front. It is below these band: that the fullness of the material'starts. The bishop sleeves are gathered into cuffsof the material, trimmed with lace insertion. The Well-Dressed Woman. The chief characteristic of fashion’s present Show is its infinite variety, its modified and graceful designs and out- lines, and endless styles, affording an unlimited choice of models suited to any peculiarity of form, face, or fea- ture. There has been a great ragefor brilliant color-effects, but as a rule these melanges have been toned and artistically combined, and b have be- . come entirely accustomedgo the once most impossible uniOn of odd colors. Personal choice and individuality in gowning are ,everywhere apparent, and thus, perfectly attired women are seen everywhere among the refined class of society, particularly at the fashionable resorts, where all the nice phases in modern gowning are best studied. Consistency is another characteristic that is receiving especial attention, and gowns and garn-itures', jewels and laces are all appropriate to their own particular time and place. 01 course there are very noticeable de- partures from this progressive and artistic state of things, but,,as a whole, our Amer’m’an women are undoubtedly, the best dressed people inflheworld. We are not treated any longer to the sight of an elaborate white lace parasol carried en suite with a cotton gown, however smart-Ry”: pretty that same cotton gown " Neither do we behold, as in; st, the very ab- surd sight- ‘ jewelry worn either witlg I": _r travelling cos- tumes, no im w elegant these costumes ma is strange thing, however, was in“ .41; this season at a. ' very celebrated""“watering—place, and that was the wearing of superb dia- mond earrings by women of wealth and social standing who were attired in tho sable gowns of mourning. The New Cashmeres. The handsome double-faced cash. meres will find increasing favor and ad- miration as the new weaves and rich fall colorings are brought out. This material is quite heavy enough for winter wear, which single cashmere is not, unless well lined and worn above warm undersklrts. The elegant Veneo tlans and faced cloths make up into very’styllsh tailor costumes, but unless of the best quality, the surface guaran- teed to have been sponged. rain and other spots Show aggressively, as they do. in fact,‘ on most drgssed materials. India cashmere, being alike on both sides, is an economical purchase in the end. It is eminently soft, and in black is somevl'hat dull, but this all-wool va- riety ls everlasting wear, and makes up handsomely, no matter how simply trimmed. Another variety of soft, flexible India. fabric is covered with fine silky hairs, like an improved camel’s hair, but many women object to it on this account. French cashmere is a what lustrops surface like many weaves in silk, has the objectionable fault of becoming quickly glazed by wear. Cleaners profess to remove this ~molly-looking gloss, but very frequently they do not succeed. A Doctor on Sunstroke. An eminent. doctor has-been investi- gating the. malady. and hask‘come to the conclusion that sunstroks is not due simply to excessive heat or expo- sure to the full rays of a. cloudless sun. He declares that sunstroke is, on the. contrary, an infectious disease. caused, like fever or small-pox, by a specific organism or germ. But this germ he has not yet succeeded in isolating, though he hopes in the course of time to do so. There is little doubt, he says, that. the germ is bred in the superficial layers of the soil in certain low-lying regions of the earth. and that it is im- ‘bibed 'into the human system by the lbreathing of dusty air. his very beautiful material. but its some- , enu-