/ T if E 4 E v EN...L- \(.o A z E T. r E EUTUAI- lIl‘B‘ “DRAW 3"." OF .NEW YORK. RICHARD ~ A. McGURDY, President. Statement for the Year Ending Dee. 31:97. According to the Standard of the Insurance Department of the State of New York. INCOMEQ $42,693,201 99 11,469,406 24 $54,162,608 23 Received for Premiums FrOm all other Sources DISEEESEETENTS. To Policy=h01ders for Claims by Death To Policy=holders for Endowments, Dividends, etc . For all other Accounts . . . - . . $13,279,630 66 12,712,424 76 10,132,005 5-7 $36,124,060 99 ASSETS. United States Bonds and other Securities First Lien Loans on Bond and Mortgage Loans on Stocks and Bonds Real Estate ' Cash in: Banks and Trust Companies , Accrued Interest, Net Deferred Premiums, etc. $132,017,341 45 69,423,937 3! 12,880,308 00 21,618,454 88 11,705,195 82 6,141,200 20 218,278,243 07 $35,508,194 5.9 $936,634,496 33 Reserve for Policies and other Liabilities Surplus Insurance and Annuities in Force Ihave carefully examined the foregoing Statement and find the same to be correct: liabilities calculated by the Insurance Department. CHARLES A. PRELLER, Auditor. From the Surplus a dividend will be apportioned as usual Report of" the Examining Committee. Office of the Mutual Life Insurance Company of New York. To THE HONORABLE, THE BOARD OF TRUSTEES or TIIE MIITIIAI. LIFE IIISIIIIAIIGE GOMPAIIY 0F IIEW “Mill. The undersigned, a Committee appointed by your honorable body, on the twenty- second day of December, I897,to examine the Annual Statement of the Company and to verify the same, respectfully-——-r :3 REPORT That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the date of the said reference and the date of this Report, attended at the office of the Company, and have been waited on by the Treasurer, the Comptroller,the Auditor, and the Cashier, together with the respective assistants of such Oflicers and have carefully gone over all the items contained in the said Statement, and have found the same to be corre ct. They have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared the prices at which the same are carried in said Statement with the market quotations, and find the same not exceeding such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on real property held by the Company, and find the same to be as stated. They have also verified the valuation of the Corn. pany’s holdings of real estate and have verified the deposits of money in the various banks and trust companies, and have counted the cash on hand held by the Cashier; And the Committee certify that all the books, papers, documents, and evidence of title of every description neces. sary in such examination have been freely submitted to the Committee by the said officers and their assistants, and that, the same are accurate, in good order, and well kept. And the Committee further certify that the investments of the Company are Of a high order, and that the system and methods adopted by the Company in recording its transactions and caring for the assets are entitled to commendation All of which is respectfully submitted. CHAS. R. HENDERSON ELBRIDGE T. GERRY A. N. WATERHOUSF NEW YORK, January 21, 1898. S. V. R. CRUGER J. HOBART HERRICK JAMES C. HOLDEN ‘1 Board of Trustees- GEORGE G. HAvEr ADRIAN ISELIN J R. GEORGE S. Bownom WILLIAM C. WHITNEr VVILLIAH RocEEEELLEa JAMES N. JAEVIE CHAS D. Dmasr J3 ELBRIDGE T GERRY JAMES SPEYEBJ HENRY H. ROGERS JNO. W AucnmcLoss THEODORE MORFOBD WILLIAM BABOOCK STUYVESANT FISH AUGUSTUS D. J UILLIAED CHARLES E. MILLER WALTER R GILLETTE H. WALTER WEBB FREDERIo CROMWELL J ULIEN T. DAVIES A. N. WATEBHOUSE S. V. R. CRUGER CHARLES R. HENDERSOH Rurus W. PEOKHAM J. HOBART HEBBIOK WM. P. DIXON ROBERT A. GRANNIBB SAMUEL D. BABGOCK RIcHARD A. McCIIRDr JAMES C. HOLDEN HERIIANN C. VON Pos'r WILLIAM J. SEWELL OLIVER HABBIMAN ROBERT OLYPHAN'I GEORGE F. BAKER DUDLEY OLOOT'I' ROBERT A. GRANISS, Vice-President. WALTER R. GILLETTE, General Manager. . . \ ISAAC F. LLOYD, 2d Vice-President DUER du—P. BRECK, Corres ondin Secrets. WILLIAM J. EAS I‘ON, Secretary. ALBERT KLAMROTH, Assisfant Sefiretary. ry JOHN A FONDA A _ ta t CIEREDERIC CROMWELL, Treasurer. .- . , . , SSIs n reasurer. JAMES TIMPSON. 2d Assistant Treasurer. WILLIAM P. SANDS, Cashier. EDWARD P. HOLDEN, Assistant» Cashier. EMORY McCLlNTOCK, Actuary. - JOHN TATLOCK, JR , Assistant Actuary. CHARLES A, PRELLER, Auditor. WILLIAM W.‘ RICHARDS,.Comptroller. C. CLIFFORD GRETSINGER. Aesistant Auditor. HENRY S. BROWN, Assistant Comptroller ‘ JOHN C. ELLIOI', Superintendent of Domestic Agencies. . I, ‘ ED WARD LYMAN SHORT. General Solicitor. ._ ‘ MEDICAL DIRECTORS: ELIAS J. MARSH, M. D' GRANVILLE M. WHITE, M D G. S. WINSTON M. D. Consulting. NICHOLS do EELBEET, Sensual. Agency A... E. onus, Local Agent. x l x l I ’Major Kitchener himself came HERO or THE'SOUDAN. GENERAL KITCHENER’S HARD SER- VICE AS A SOLDIER IN EGYPT. .Popular With His Elem—Harsh Wa‘ys of .;‘Maintainiug Discipline in the Army.— Cowards Bastinadoed and Drunkard» Made to Carry Heavy Bags 01‘ Shot. When Major General Sir Herbert Kitchener, the hero of the Soudan, then a brevet major, made his first exp-edition up the Nile, in 1884, to res- cue General Gordon at Khartoum, one of his staff interpreters was Herbert G. V. Morrell. “Kitchener,” says Mr. Morrell, “was a great admirer of Gordon, and could not conceal his anger at Gladstone for his treatment of the hero in 1884, which he characterized as ‘rude and unkind.’ Kitchener was looked up to as the most capable man to lead the expedition to rescue Gordon, though there were many officers on the spot superior to him in rank. “Kitchener was thoroughly acquain- ted with the customs of the Arabs, and had made personal friends of many powerful sheiks. The local gov- ernOrs were mostly rich Turks. They were nominated from Constantinople, and their subjects were held in abso— lute servitude. Slavery flourishcd, too, and knowing the English had forbid- den this, the Turks were loath to allow a. white man in their homes. VV-ith Kitchener it was different; he was welcome always, and it is the same to-dav. “Kitchener had charge practically of the Gordon relief expedition, and if he had had his own way Gordon might have been saved. We reached Khar—v toum just about [seventy hours after the massacre, and Kitchener was so sorry and enraged, over this that he almost shed tears. We got away from Cairo in April, 1884. “The Tenth Hussar-s and the Egyp- tian Cavalry Kitchener picked out es- pecially for the expedition, and cam- . eis were used to transport the commis- sfiéfifim ‘ sariat. It was in providing unusually good rations for the men that Kitch- ener made his first hit, and his de— termination to have the men well fed in a hot, tropical climate is responsi- ble in great part for-his wonderful success. He is always as careful of his commissariat as though the camels were carrying precious stones. “Every morning at ten O’clock he was out to see to the details of giving out the stores, and any sergeant who makes a complaint about feed always receives a hearing. Kitchener laid in a supply of things which we had nev- er been treated to before. He got tin- ned beef put up in Chicago, cheese, condensed milk, curry and rice, and all SIR HERBERT KITCHENER. along the route bought fresh vegeta- bles. Everyman received one pound and a half of bread and one pound of meat a day, coffee-for dinner, and tea at night. If some big chap said he hadn’t enough Kitchener would give orders to ‘feed him more.’ . “Kitchener was still a brevet major, but the soldiers looked upon him as a general, and he attracted more atten- tion than any other officer. . “When the expedition got as far as Assouan a quarrel broke out among the natives in the commisariat depart- ment. This was made up of two dis- tinct camel corps. one from Aden, con- sisting of Somalis, the Arabs who live in Aden; the other of Egyptians from Cairo and Alexandria. At the first encampment bad blood broke out. The contention as to who were the most profiCient in camel driving was height- ened by the alleged preference which . was shown to the Adenitcs by the Eng- lish. Finally the Somalis challenged the Egyptians to a fair fight, to see who were the more valiant. The Egypo tians refused the contest. I was one of the interpreters who reported the Ematter to Captain Wilson, in charge The next morning into the camp and ordered the temedar (head groomsman) of the Adenites and the shek of the Egyptians‘to present themselves. He heard the two sides of the grievance, and then, turning of the commissary. ‘ quickly, commanded the sheik and 20 of the foremost Egyptians to be has- tinadoed for cowardice. There was the greatest excitement in camp, but no one dared to revolt when those piercing eyes followed up the order. About twenty of .those who refused. to fight were tied on boards and rat-i tan. canes given to as many of the Adenites, and, to use the interpreter’s' exact language, ‘they jolly well bas- tinadoed the Egyptians’ feet olf.’ Some of them were so belabored that they. could not walk for weeks, their feet? being cut and swollen, but it stamped out all cowardice in the army. “Kitchener is a martinet in the ob-: servance of rules, and is severe in punishments. He comes down rather heavily on drunkenness. and for this : reasonhas made himself to a certain : extcnt unpopular with some. of his fought at Mantis. the secondary bat- tery of the Illinois would discharge more missiles in weight in one broad- side than the entire fleet of ,Montejo would fire. The total muzzle energy of all her guns is greater than the total muzzle energy of Dewey’s and Montejo’s squadrons combined. Another way of putting it is that if a quantity of dyna- . mite 600 feet in length, two feet in: breadth and two feet in height were, discharged in the heart of Chicago it 5 would represent the muzzle energy of 5 all the guns of the Illinois when in action. Greater battle Ships will undoubted- ly be constructed as naval Skill pro- gresses in the future, but for years to come' the Illinois will be a type of bat- tle ship to be respected and feared by all foreign nations and to be honored by the people whom she defends. In one respect the Illinois will ma- terially differ from that “terror of the seas,” the Oregon. The battle lines of the Oregon are vicious, mean and ugly. She stands for the word “fight” inevery outline that she pre- sents to the eye. The outlines of the Illinois are far more graceful, and while in many ways she is a more ter- rible vessel than the Oregon She does not Show it. Her appearance is fierce, but softened by lines that will give her a beautiful appearance when afloat and not stripped for action. FOOT BALL PADS. What the Players Have To Wear To Pro- tect Themselves. To the spectator who watches the hard-fought battles on the football field nowadays. it appears as though the players are so well protected from injuries that there are not nearly so many risks to be run as'there were twelve years ago. In the old days the members of the big ’varsity teams wore very little so-called armor. A man who Wore canvas trousers and jacket, with a jersey underneath, and always put a rubber protector over his month before diving into a pile of struggling combatants was considered proof against bruises or broken bones. But with the growth of the game came changes, until at present a football player without all the modern devices to protect him from harm is regarded as foolhardy. ‘ *Who would have worn boots of a double thickness and padded with thin felt twelve years ago? And yet many of the best players to-day wear them 10 protect the small bones in their feet and to avoid sprained ankles. If the Old-timers had been asked to wear shin guards they would undoubtedly have spurned them, but nobody is without them now. From the light canvas or cloth trousers of former years we have heavily padded moleskins. with bulg- ing knees a foot thick. solid paniers over the hips and leather protectors for the stomach and kidneys. Canvas jackets are not very popular now, but heavily padded jerseys are considered the right idea instead. Chadwick, of last year's Yale team. had perhaps. the most novel looking jersey. Around the wrists were leather bands, and on each elbow was a leather pad the size of a loaf of bread. On each Shoulder was a leather protector which was half the size of an ordinary saddle and must have weighed three or four pounds. The inside of the jersey was lined with some strong texture. Modern football players believe in protecting their heads. Twelve years ago there were very few “long-haired” experts. but the craze for letting one's locks grow has become univerSal. so that a football man with short hair is looked down upon. The rubber nose mask, which covers the mouth as well, and the leather, helmet are de- vices that seem almost indispensable. The helmet that is in use now not only covers the top of the head with acap of hard leather. but protects the ears with two bigmufls made of thick felt, through which are small holes, 'so that the wearer can hear the instructions of his captain; It is estimated that with all of his football fogs on a player can tip the scales at thirty pounds above his actual weight. Some- body has suggested steel masks and coats of mail, but unfortunately the rules prohibit any such warlike acces- lories. It is rather expensive to own a com- plete outfit. the big ’varsity teams having to pay about $40 per man for the various articles needed in a grid- iron battle. - But as college elevens have plenty of money at their com— mand. nothing is thought of such an outlay. To Cure Low Spirits. Take one ounce of the seeds of reso- lution, properly mixed with the oil of good conscience; infuse into it a large spoonful of the balsam of patience. Distil carefully a composing plant call- ed. other’s woes, which you will find in every part of the garden of life. Gather a handful of the blossoms of hope. sweeten them properly with a syrup made of the balm of Providence; and, if you can get any seeds of true friend- ship, you will then have the most valu- able medicine that can be administered. But you must be careful to get the seeds of true friends-hip, as there is a weed that much: resembles it called self-interest, which will spoil the whole composition. These ingredients, well mixed and faithfully taken, soon com. plete the cure. Kicking Lore. Kicking in football may be divided into three branches or departments— that of punting. drop-kicking, and : place-kicking. 0f the three the third is by far the easiest to acquire. To one who has mastered in a way the first two, punting offers more opportunities for a display of science than drop- kicking. and is harder to master. The novice. on the other band. would class drop-kicking as far the more difficult of the two. But. easy as place-kicking is. the fact remains that there are more play- ers who can punt better than they can kick goals than the reverse, by a large malol‘itY- ‘ r S-TALKPNG BIG GAME. low the Four Day Hunting Season I ’ ' Spent on Long Island. The Long ,Island deer season is a peculiar affair. It is but. four days _ long, covering the four Wednesdays in November. Although the country in which the deer are found in the in- terior of the island is heavily wooded. it presents no difficulties to the start- ing of the game from cover with hounds. As the south shore which skirts the so-called wilderness ls thickly settled, a host of sportsmen is on the hunting ground by dawn of the first day of hunting. There are a hundred men with guns ready to POUI' a hail of buckshot in the direc- tion of the fleeing deer. Rifles are BOt “58d. because the hunter could not Pull a trigger without bringing down some fellow sportsman within range of the bullet. 0n Tuesdaynight be- fore the first Wednesday in Novem- ber. Snyville, I’atchcgue. Bay Shore. Smithtown and other places on the south Shore and to the north of the Ronkonkoma Woods are in a feverish state 0f preparation for the opening of the deer season with the first light. The sun has just tipped the horizon when the “wilderness,” the tracks of the Long Island railroad running through it and the roads bounding it resound with the report of shotguns. The battle is on. The Long Island chase has devel- oped a peculiar kind of deerslayer, the like of whom is not known in oth- er counirics. He is called a track hunter. because he takes his stand on the ties of the Long Island railroad where they run through the woods. The bay of hounds a: once calls the track-hunters by hundreds to’ the steel. rails. Often they are to be seen as thick as mosquitoes in Jersey. The deer breaks and dashes for the track to escape the bounds. Then a mighty fusilade wakes the echoes. The nimrods within sight of the ani- mal have filled the air with lead. Of course. the deer falls, and the sports men swarm around its dying form like crows about a carcass. The ques- tion of who shall have the antlers if it be a buck. who shall have the hide. and among how many the meat shall be divided are rarely settled except after a riot. Any one who can squint along a barrel and press a trigger may be a track'hunt'f. The utmost woodcraft is required to locate the Long Island railroad in the “wilder- ness.” All the Long Island deer hunters are not of the grotesque type describ- ed, however. Fair sport may be had on any of the preserves of some of the clubs; sport that requires a good eye and a quick hand and some degree of skill. It is not to be compared with deer hunting in the Adirondacks or the Maine wilderness, but it gives the deer a running chance for its life. and men may engage in it without a loss of self-respect. From Waverly on the south. nearly to Wading River on the north and cast. and Smithiown on the west. the deer abound in great numbers. This territory embraces Lake Ronkonkoma. where the Indians used to lie in wait for their ame. The country is flat, and covered with scrub oak and un- derbrush, through which even the guides sometimes have trouble in pushing their way. i From Oakdalc north. and embracing a strip about two miles wide and five miles long. is the preserve of the Southside club, an organization of wealthy gentlemen. who. by observ- ing the law themselves and compelling its enforcement by others. have suc- ceeded in increasing the number of deer to such an extent that the farm- 'crs have good cause for complaint. The latter argue the injustice of al- lowing the deer to destroy their crops while the law protects the deer fro being shot. , The change in the game laws dis. tributing the season over four weeks. is generally regarded by sportsmen as a wise move. Previously four con- secutive days were set aside. and (hen the woods fairly broke loose into a pandcmoniua. For four days there would be a scene of carnage. not limited alone to the deer. Stray shots found resting- places in human targets. The lust for the chase became wild. All else was forgotten. Private preserves were invaded and despolled. The game keepers were in open war- fare with the less scrupulous hunts- , men, who respected neither the law not the proprieties of sport and fair play. But a great change has been wrought. Last year the gunning was followed with equal zest. but the ones day of each week set apart and the six days intervening had a tendency to check any'attempt at lawlessness. And the game that was killed! 0n the opening day of the season it was estimated that no less than 150 deer succumbed to the hunters’ prowess. Next day the trains on the Long Isle and railroad fairly groaned under their weight of venison. Others of the sportsmen carried their trophies away by wagon. and still others. bound for the ducks of Great South Bay. had recourse to boats. ' i To Keep Flowers Fresh. Flowers trailing singly over the cloth is one form of decoration in more or less use at special functions. Hash esses find frequently, however, that the roses and other blossoms do not last through a long meal, and every one knows that trailing faded flowers are not an attractive sight. To Obviate this, a florist says that if a. bit of moss is dipped in water and then shaken nearly free of it, the cut end of the rose may be wrapped in this and tied on with a bit of sewing silk, and this will keep the flowers fresh. It is easy to conceal such treatment by bending a leaf over the end.