TH’E EVE N .l N
i
i, G G A z E T “5E
I . . . 7
HTML his [rename lltr
RISEARD A. MOGURDY, Eresident.
Statement for the building Dec. 31,’97.
According to the Standard of the Insurance Department of the State of New York.
INCOMEQ
54296932201 99
11,469,406 24
I3549‘629608 23
Received for Premiums
From all other Sources
BISBURSEMENTSQ
To Policy-holders for Claims by Death
To Policy-holders for Endowments, Dividends, etc.
For all other Accounts
$13,279,630 66
12,712,414 76
10,132,005 57
$36,124,060 99
Assume.
United States-Bonds and other Securities
First Lien Loans on Bond and Mortgage
Loans on Stocks and Bonds
Real Estate .
Cash in Banks and Trust Companies
Accrued Interest, Net Deferred Premiums, etc.
$132,017.34! 45
69,423,937 31
12,880,308 00
21,618,452 88
ranosuos 82
6,141,200 so
$253,786,437 66
218,278,243 07
$35,508,194 59
$936,634,496 33
Reserve for Policies and Other-Liabilities
Surplus
Insurance and Annuities in Force
lhave carefully examined the foregoing Statement and find the same to be correct;
liabilities calculated by the Insurance Department. CHARLES A. PRELLER, Auditor.
From the Surplus a dividend will be apportioned as usual
Beport of the Examining Committee.
Office of the Mutual Life Insurance Company of New York.
To THE HONORABLE, THE BOARD or TRUSTEES or .
TIIE MIITIMI. LIFE IIISIIIIAIIGE COMPANY OF IIEW YIIRK.
The undersigned, a Committee appointed by year honorable body, on the twenty-
second day of December, 1897,to examine the Annual Statement of the Company and
to verify the same, respectfully—w. A---
REPORT _,. ‘
That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the
date of the said reference and the date of this Report, attended at the office-of the Company, and have been Waited on
by the Treasurer, the Comptroller,the Auditor, and the Cashier, together With the respective assistants of such officers
and have carefully gone over all the items contained 1n the said Statement, and have found the same to be corre st. They
have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared
the prices at which the same are carried in said Statement With the market quotations, and find the same not exceeding
such quotations—in fact, in many cases below them. They have examined and counted the bonds and mol'tgages on real
property held by the Company, and find the same to be as stated. They have also. verified the valuation of the Com.
pany’s holdings of real estate and have verified the depOSIts of money in the var1ous banks and trust companies, and
have counted the cash on hand held by the Cashier. .
And the Committee certify that all the books, papers, documents, and eVIdence of title of every description neces-
sary in such examination have been freely submitted to the Committee by the said officers and their assistants, andtlia}
the same are accurate, in good order, and well kept. . ’
And the Committee further certify that the investments of the Company are of a high order, and that the syStem
and methods adopted by the Company in recording its transactions and caring for the assets are entitled to commendatim
All of which is respectfully Submltbud. CHAS. R. HENDERSON ELBRIDGE T. GERRY A. N. WATERHOUSE
NEW YORK, January 21, 1898. S. V. R. CRUGER J. HOBART HERRICK JAMES C. HOLDEN
.Board of Trustees-
HENRY H. ROGERS
JNO. W AUOHINOLOSS
THEODORE MORFORD
WILLIAM BABcccx
STUYVESANT FISH
AUGUSTUS D. J UILLIARD
CHARLES E. MILLER
WALTER R GILLETTE
H. WALTER WEBB
GEORGE G. HAVEN
ADRIAN ISELIN JR.
GEORGE S. BOWDOIN
WILLIAM C. WHITNEY
WILLIAM ROCKEFELLEB
JAMES N. JARVIE
CHAS D. DICKEY JR
ELERIDGE T GERRY
JAMES SPEYERj
FREDERIG CROMWELL
J ULIEN T. DAVIES
A. N. WATERHOUSE
S. V. R. CRUGEB
CHARLES R. HENDERSON
’ p RUEUS W, PEOKHAM
J. HOBART HEBRIOK
WM. P. Dixon
ROBERT A. GRANNISS .
SAMUEL D. BABCOCK
RICHARD A. MOCURDY
JAMES C. HOLDEN
HERMANN C. VON POST
WILLIAM J. SEWELL
OLIVER HARRIMAN 7‘
ROBERT OLYPHANT ‘
GEORGE F. BAKER
DUDLEY OLGOTT
ROBERT A. GRANISS, Vice-President.
WALTER R. GILLETTE, General Manager. '
ISAAC F. LLOYD, 2d Vice-President DUER du—P. BRECK, Corresponding Secretary
WILLIAM J. EAS I’ON, Secretary. , ‘ ALBERT KLAMROTH, Assistant Secretary,
FREDERIC CROH‘IWELL, Treasurer.
JOHN A. FONDA, Assistant Treasurer. JAMES TIM l’SON, 2d Assistant Treasurer.
WILLIAM P. SANDS, Cashier. EDWARD P. HOLDEN, Assistant Cashier.
EMORY MoCLlNTOCK, Actuary.
- JOHN TATLOCK, JR , AssistantActuary.
CHARLES A, PRELL’ER, Auditor. ,WILLIAM W. RICHARDS, Comptroller.
C. CLIFFORD GRETSINGER, ASesistant Auditor. HENRY 8. BROWN, Assistant Comptroller
.JOHN C. ELLIOT, Superintendent of Domestic Agencies.
; E-‘D WARD LXMAN SHORT. General Solicitor.
* MEDICAL DIRECTORS: { .
ELIAS J. MARSH, M. D' GRANVILLE M. WHITE, ti D
G. S. WINSTON M. D. Consulting.
arduous a manner, Sensual. Agents.
A. Heonur, ,LooaliAgent.
_ ii
IT‘o RANGE IS FROM THE 400 TO CONS,
VICTS 9F STATE’S PRISON.
B} the Latter She is Known as the “Little
Mother;” By the Former as "Ia. Refined
‘Voman With the Face of a Madonnaand
a Soul that Reflects the Master's Light.
It may never be known just what
the cause was that separated Belling-
ton Booth from the Salvation Army
- and caused him to organize the Amer-
ican Volunteers.
It is said in both armies that the
women of the Booth fa-mily became
jealous of the amazing personal, re-
ligious and social success of Mrs. Bal-
lington Booth in America.
It is furthermore stated that these
ladies brought their influence to bear
on Gen. Booth to cause him to recall
his son and daughter-in-law from their
popular and increasing work in .the
United States and consign them to the
humdrum obliVion of labor in Eng-
land or in some ou't-of-the-way coun-
try.‘ _
It is) rumored that Mrs. Booth-Tuck-
er looked from afar upon the amazing
popularity of Mrs. Ballington Booth,
and saw no ' reason why She, too,
Should not enjoy the same measure
of success.
Members of both. armies stou’tly de-
ny that there is the remotest prospect
of the amalgamation of the two
forces.
Maud Bellington Booth is a unique
and fascinating figure in the religious
history of__th_Ls country. .
When she first came from England
the Salvation Army was a byword and
a hissing. It was looked upon with
about as much respect and considera-
tion as Falstaif’s army of ragged
scarecrows.
By her beauty, her grace, her won-
derful magnetism, her womanliness.
Mrs. Booth did more for the Salvation
Army in the United States than had
ever been done before her advent or
since.
First, her beauty won recognition
before she uttered a word.
Maud Ballington Booth is like a
MAUD BOOTH.
lovely flower. She is below the me-
dium height. slenderly built, with soft,
girlish outlines. Her face is Simply
exquisite. Her complexion is like the
delicately tinted heart of a white rose.
Her great grey—blue eyes deepen into
darkness as She talks. Her hair is of
a warm chestnut, the tone of color-
ing that is vibrant with life and in-
stinct with passion._ This vital hair
she seeks to restrain within proper
bounds, as becomes a sedate, modern
Deborah. But it persists in breaking
low, broad forehead in little curls and
tendrils like those of a rebellious
grapevine. Best of all, her beautiful
face is dominated by celestial purity
and light.
One of the most powerful aids Maud
Booth brought to her work was a voice
and sympathy.
ens, that consoles.
one of
'tion to interest a class of people that
tlon Army as frowsy and battered,
though somewhat amusing spectacle.
It was Maud Ballington Booth who
took the Salvation Army into
drawing-rooms of the fashionable so-
ciety of New York city.
Amazement seized the exclusives
when a prominent society woman is-
sued 200 cards of invitation to meet
Mrs. Ballington Booth, “who will,” so
the cards ran, “give an account of the
work of the Salvation Army.”
Many responded to mock, but re-
mained to pray.
When the slight figure came before
tho-Se fashionable women; when the
earnest, exquisite face, like the face
of some saint of old emblazoned on a
cathedral window, was uplifted in
prayer; when the wonderful voice told
its tales of rthe pathos and sorrow and
misery of one-half the world, the frig-
id. flippant listeners were conquered.
Maud B'allington Booth became the
fashion.
Morning meetings were held in many
of the most exclusive drawing—rooms
in New York. The lovely Salvation-
ist attracted the very elect of society.
Being a beautiful woman and an ac‘
" compllshed one as well, she held her
own among her listeners.
At The close of her talk-s she gave
informal receptions, at which . she
spoke to her admirers in perfect Eng-
lish or fluent French.
. FromMurray Hill she would pass to
Cherry Hill].
In the morning she would thrill a ja-
ded and bless crowd of worldlings; in
the afternoon she would scrub the dir-
ty floor of some frightful back toge-
meal.
MAUD'BOOTH’S WORK.
from bounds and in rioting about her
of wonderful and thrilling sweetness
It is a voice that gees
straight to the heart, making it leap
and bringing tears to the eyes; the
voice that encourages, that strength.
Mrs. Booth is a gentlewoman born
and bred. An educated woman, and
great refinement, she was
equipped both by nature and educa~
had hitherto looked upon the Salva-
rthe '
5
About ‘three years ago Mrs. Booth
inaugurated her convict work. '
She was- the woman of all others to
attack this undertaking.
The most strongly developed trait of
this remarkable little woman is her.
maternal instinct. She is above all else
a motherra mother to the poor and un-
fortunate, to the downtrodden and the
lowly, to the erring and sinful. '
She loves people; She broods over the
world; she could gather the "universe
to her warm, sympathetic heart.
Thugs, thieves and murderers are
to her God’s unhappy children, with
souls to save and much misery to suf-
fer.
So When she went to Sing Siiig and
talked to one thousand convicts the
motherhood of this woman welled up
in her heart and overflowed and em
veloped her listeners and captured
them, as her innate refinement and
high-bred manners had conquered the
social world, and as her natiwe kind-
ness and sympathy had won the hearts
of the dwellers in the slums. \
The convicts became “her boys” and
She was soon their “Little Mother."
“'1‘ ' BALLING’I‘ON Boom. ”"51
Nor did her ministration Stop at.
preaching to the convicts. So deeply
were Mrs. Booth’s sympathy and in-
terest engrafted on this Work that she
established a home for discharged con-
victs. “Hope Hall” stands to-day a
monument to the woman who not only
looked within the prison walls and
brought «the light of her sweet face
and the warmth Of her generous heart
to the wretched beings there, but who
looked beyond the walls as well and
saw that to save these men when they
emerged from prison some sort of a re-
fuge and help in time of trouble must
be provided for them.
Through Mrs. Booth’s ceaseless en-
ergy and unbounded influence more
than through any other channel the
superb barracks of the Salvation Ar-
- my was built on Fourteenth street.
The Army had now :1 recognized
place in thy’Uuiitad States. and this
was due more to the Work. presence
and interest of Maud BallingtonBooth
thwu to any other agency.
Then came the sudden order to the
Booths to return to England. their
refusal, their withdrawal from the
Army, the establishing of the Ameri-
can Volunteers and the advent of the
Booth-Tuckcrs.
It is not the province of this story
to discuss the various points of differ-
oncc betwcou the Booths. The matter
has been sufficiently aired already in
every paper in the land.
RUSSIAN MARRIAGES BYORDER.
If They Have Acted as Godfather and God-
lnother They are Exempt.
Marriages by order were so common,
says Prince Kropotkin in the Atlantic
that amongst our servants, each time
a young couple foresaw that they
might be ordered to marry, although
they had no mutual inclination for
each other, they took the precaution
of standing together as godfather and
godmother at the christening of a
child in one of the peasant families.
This rendered marriage impossible, ac-
cording I’O Russian church law. The
stratagem was usually successful, but
once it ended in a drama. Andrei, tho
tailor, fell in love with a girl belonging
to one of ouflneighbors. He hoped
that my father would permit him to
go free, as :1. tailor, in exchange for a
certain yearly payment, and that by
working hard at his trade he could
manage to lay some money aside and
to buy freedom for the girl. Other-
wise, in marrying one of my father’s
serfs, she would have become the serf
of her husband’s master. However,
as Andreiand one of the maids of our
household foresaw that they might
be made to marry, they agreed to
unite as godparents in the christening
of a child. What they had feared
happened. One day they were called
to the master and the dreaded order
was given.
"‘We are always obedient to your
will,” they replied, “but a few weeks
ago we acted as godfather and god-
mother at a chrisrening.”
Andrei also explained his wishes and
intentions. ,
The result was that he was sent to
the recruiting board to become a sol-
dier.
Military service in those times was
terrible. It required a man to serve
twenty-five years under the colors,
and the life of a soldier was hard in
the extreme. "‘ * * Blows from the
sergeant and the ofiicers, flogging with
.birch rods and with sticks, for the
slightest fault, were the normal state
of affairs; The cruelty that was dis-
played surpassed all imagination.
‘ Thus Andrei had now to face for
twenty-five years the terrible fate of
a soldiéi“; all his schemes of happi—
I ness had come to a violent end.
Molly—I wonder why those chick-
ens are called leghorns.
Dolly—Don’t you see the littlehOI-ns
on their ankles?-«Brooklyn Life.
A LUCKY ACCIDENTS
How Sir Henry Besiamef Discovered Elli
liamuus Process.
It is refreshing, in considering the
notable achievements of great inven-
tors, to happen upon an occasional in-
stance where fortune has not only
smiled on, but has well rewarded
genius. It is far too often the case
that the successful inventor closes his
life in poverty and distress and leaves
to others the harvest of substantial
benefits which in justice should have
been his. Sir Henry Bessemer was a
marked exception to this class. While
Bessemer did not invent steel, be dis-
covered a process for its manufacture
that has revolutionized the iron and
steel working industry of-the entire
World. Up till the time when his ex-
periments were crowned with success.
the making of steel was a very slow,
and, consequently, a very laborious
process, and steel had a comparatively
restricted application in the industrial
arts. ,
In a measure the discovery of Bes~
semer’s process was accidental. To
begin with, he had no knowledge of.
chemistry and metallurgy when he
first set about his investigation to turn
irOn into steel. But he visited many
places where iron was wrought and
he kept his eyes open. He saw that
in the slow process of “puddllng” the
particles of molten metal were grad-
ually brought into contact with the
air and that this seemed to, in time,
produce a fair quantity of steel. Had
he known the chemistry which was
at work during puddllng, Bessemer
steel undoubtedly‘ would have been
made some years sooner than it was.
But he only saw the mechanical part
of the operation. He knew that it
was' a great deal easier to stir air
than'it was to stir iron, and it was ‘
while recovering from a severe illness
that the idea came to him of blowing
air through the melted iron. As he
lay in bed the breezes from an open
window fanned his cheek, and this
turned his thoughts in another direci
tlon, which proved to be the begin-
ning of the problem’s solution. i
As soon as he was sufficiently rel
covered to resume his investigations
he set about making a retort in
which he could test his new idea. It
was so constructed that a blast of
'cold air was forced into the bottom
so that it would pass through the
melted iron in the upper part of the
retort. The day for the test arrived.
and Henry Bessemer was naturally
not the least excited of the group that
gathered around the new contrivance.
When the pig iron was melted the
blast of air was turned in to prevent
the metal filling the holes through
which the air entered. "Then the
metal was poured in through the
charging hole by an attendant stoker.
A tremendous commotion immediately
took place within the vessel. “The
molten iron,” to quote one present,
“bounded from side to side; a violent
ebullition was heard going on inside, .
while a vehement violent flame, ac-
companied with dazzling sparks, burst
from the throat of the cupola, from
which the slang Was. also thrown in
large foam like masses. A cast iron
plate of the kind used to cover holes
in the pavement, that had been sus-
pended over the mouth of the vessel,
dissolved to a gleaming mist, together
with half a dozen yards of the chain
'by which it hung.”
It is not surprising that such an un-
usual sight should have frightened not
only the men, but the daring experi.
mentor. Bessemerthought he saw
in this terrific demonstration of two
prime elements the complete failure
of his plans. He wanted to shut off
the air before the charge of iron was
spoiled or the furnace burned, but the
stopcock regulating the supply was so
close to the retort that no one dare
go near it. This proved fortunate,
for soon the commotion within the
retort subsided, the fury Of decarboni-
zat-ion had expended itself, and the
product was run off. The result was
not quite satisfactory. The product
was, for the most part, burnt iron,
but Bessemer saw enough in the ex-
periment to encourage him in making
a Second trial, and the product fzpm
this proved to be malleable iron.
By further experiment it was found
that by interrupting the process be-
fore the decarbonization of the iron
was complete the product was unmis-
takably steel, which, when tried, prov-
ed to be of very good quality. Here
was a discovery of immense import-
ance. If malleable iron and steel
could be produced direct from pig iron
by a process so rapid and Simple, it
could not fail before long to effect an
entire revolution in the iron trade.
And such it actually did many years
before Bessemer closed his long and
successful career.—Chicago Post.
The All. of Reading the Hands.
The left hand is passive and the
right hand is, active, a palmist tells
us. When you see a person’s left
hand with excellent lines, and then ex-
amine the right and find there are
none of them there, you may be sure
that that person had talent and abil-
ity, but neglected to make use of them.
When the conditions are reversed,
then the person has made his or her
own character. I can tell a great
deal about a person by the general
feeling of the hand. The harder a
hand is the léss susceptible a person
is to outside influences, the less feel-
ing a person is apt to have. A soft
hand is apt to be the hand of a per-
son of great susceptibility. A (at,
flabby hand shows indolence, and a
white. soft, puffy hand belongs to a
sensuous, selfish person. A person
with hard, dry hands is not usually
aifectionate. Active mentality will
sometimes make a hard hand. There
is more character in the thumb than
in any other part of. the hand. 0f
3 course, one feature of a handpcahnol
be taken as conclusive evidence of the
' trait it is supposed to indicate, for it
I may be modified by many others.
Norwalk Chronicler