EI‘.‘
{f
. ,_
[,‘r
tron. lira NSURANGE
Rtonnnn A. McGURD'Z, President.
Element for the YearEnding Dec. 31:97.
According to the Standard of the Insurance Department of the State of New York.
.Mm ”awn-3;...fz-u q.
ENOOMH.
$42,693,201 99
Received for Premiums . . . . .
From all other Sources . . . . . . W
i554,162,608 23
Disnunsnmnnms.
To Policyuholders for Claims by Death . . _ - $13,279,630 60 _ . , R O m:
To Policy-holders for Endowments, Dividends, etc. . 12,712,424 76 GOV’RI‘OR THEODO E R 0 EVE '
For all other Accounts . . . . .’ 10,132,005 5.7 «
A ' __._____ stuff. You remember that young fel-
WHY, THEY LIKE
ROOSEVELT.
THE ROUGH RIDER COLONEL AS
$36,124,060 99
ASSETS;
United States Bonds and other Securities '. . $132,017,341 45 TROOPERS SEE HM
First Lien Loans on Bond and Mortgage . . ' . 69,423,937 3';
Loans on stOCKS and Bonds - . . . . [2,880,308 00 A Gallant Fighter and a Good Provider,
Real Estate . .. . . . . 21,618,454 88 All Admit, but it Was the Little Things
Cash in Banks and Trust Companies . . . 11,705,195 3, 3:33;“: :1; 22:81:30: :1“::::
Accrued Interest, Net Deferred “Premiums, etc. . . 3% The rough riders who came out of
1'" . V" ’ 153 th’tht ‘g,h oar Cb
Reserve for Policies and other Liabilities . . 218:Z78:;i; 07 an: 3:13,,“i,§.fi“fe,,,,,§as§,,,e:”3,3,;
Surplus . . o . . . . 53595087973 Col. Roosevelt. And finally a young
A i ' i . . . ___T woman, who was listening so hard,
Insurance and nnu ties n Force $936,634,496 3 that ears, eyes and mouth were all
wide open, said in a rather awestruck
tone:
“Do all the rough riders bow down
and worship Roosevelt the way you
(10?” ~
lhave carefully examined the foregoing Statement and find the same to be correct;
liabilities calculated by the Insurance Department. CHARLESA. PRELLER, Auditor.
with emphasis and Trooper
Company K remarked: _
“There arn’t one of us that would-
n’it lie down and let the Colonel walk
over us if it would accommodate him.
After he led us up San Juan hill, we’d
have followed him anywhere, if it
had been up against all the Spaniards
From the Surplus a dividend will be apportioned as usual
Report of the Examining Committee.
Office of the Mutual Life Insurance Company of New York.
on earth! We got to the point where.
To THE HONORABLE, THE BOARD OF TRUSTEES or
‘ we were on top of one of the high-
TI'E MUTUAL ”FE INSUBAIGE GOMPAHY or NEW YORK. buildings in New York and the
The undersigned, a Committee appointed by your honorable body, on the twenty- $010113“. ””333? fff' 92,913" fianffmuf
second day of December. 1897,to examine the Annual Statement of the Company and 0: d {Finn 1.0:, 9‘3, .e “O“ f't
to verify the same. respectfully-—-—r ....... . n 100])81 e l salt :11 a so ,
slow way, “That’s right.”
REPORT
“There nrn’t a. man in this whole
country," continued Trooper Bell, "no,
, _ . nor in any other country, that could
That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the have done what 001' Roosevelt did
date of the said reference and the date of this Report, attended at the office of the Company, and have been waited On with that regiment. Regular army
by the Treasurer, the Comptroller,the Auditor, and the Cashier, together with the respective assistants of such ofiiceps’ officers wouldn‘t have known their
and have carefully gone over all the items contained in the said Statement, and have found the same to be corrc nt Th men and, by Jove' if -they had tried
have examined and counted every certificate of stock,‘bond and other obligation held by the. Company and chm argd to make parade soldiers out Of 135
the prices at which the same are carried in said-Statement with the market quotations, and find the same not excegdin 316337 d liavcflost itllnflyl‘73 01' mic. I jchel
such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on reagl‘ yclilue 1:103:30“? 21.0“:1 W531: 122%,), fir
Property held by the Company, and find the same to be as stated. They have also verified the valuation of the 'Com- figh‘t and not for exact information
pany’s holdings of real estate and have verified the deposnts of money In the various banks and trust companies and about the way to hold our fingers
have counted the cash on hand held by the Cashier. ’ when we saluted. You can’t make
And the Committee certify that all the books, papers, documents, and evidence of title Of every description as a parade soldier 0‘” Of a COWDOY in
sary in such examination have been freely submitted to the Committee by the said officers and their assistants and to]?- three weeks. I don't know as you
the same are accurate. in good order, and well kept. ’ at could ever make one out of him. But
And the Committee further certify that the investments of the Company are of a. high order and that th '
and methods adopted by the Company in recording its transactions and caring for the assets are entitled to 00mm e EYStem
All of which is respectfully submitted. CHAS. R. HENDERSON ELBRIDGE T. GERRY A. N WAT:n ation
NEW YORK, January 21, 1898. S. V. R. CRUGER J. HOBART HERRICK JAMES C. 301:":ng
-.;_.._
you can make a fight-er out of him in
three seconds, and all you need is the
right kind of a leader to keep your
cowboy from fighting at the wrong
time.
“The colonel was the leader we
needed, and the proof of it is that you
didn’t hear any kick coming from him
about his men, and you can listen
from now till Gabriel blows his ti‘lim-
pet and you won’t hear any kick from
his men about him. You musn't think
he was careless about discipline.
When he snapped his fingures things
jumped.~'. Everything he did went
with a snap. He didn’t spend time
fooling. When he wanted a thing he
didn’t ask somebody to ask somebody
else to send somebody around with
it. He went and got what he wanted
and then he stayed by it till he got it
where he wanted it. The other troops
used to say:
“ Oh, yes! the rough riders! they‘ve
got this and they‘ve got that!"
“That's all right. We did have
things that the rest didn’t have. And
why? Simply because 001. Roosevelt
hustled around and got them for us."
“Yes,” said one of them, “I remem-
ber the evening of July 2—1 think it
was that night—when we were in the
San Juan trenches. We were rather
shy on provisions about that time and
after“ figuring awhile they made out‘
to give us two, pieces of hardtack
each. We’d made the most we could
of our supper and I was standing by
when the Colonel came up. The first
thing he asked was whether we had
had our rations, such as they were.
They told him we had.
“ ‘All right,’ he said, ‘l’ll have mine
now.‘ And he ate his two pieces of
hard tack like the rest of us.”
“I’ll tell you one thing he did that
showed the kind of a heart he’s got,”
said Trooper Pollock. “It was when
we left the trenches and went back to
our last camp before we left the isl-
and. Each of us had his equipment
to carry, and we had pickaxes and
shovels in addition. One young fellow
was prettynearly tuckered out, and
he was struggling along with-his pick
,besides his gun and the rest of his
Board. of Trustees-
HENRY H. ROGERS
JNO. W AUOHINOLOSS
THEODORE MORFORD
WILLIAM BABCOCK
STUYVESANT FISH
AUGUSTUS D. J UILLIARD
CHARLES E. MILLER
WALTER R, GILLETTE
H. WALTER WEBB
GEORGE G. HAVEN
ADRIAN. ISELIN J R..
GEORGE S. BOWDOIN
WILLIAuzC. WHITNEY
WILLIAnngchEELLER
JAMES N;;';:IAREIE.*...-
CHAS Q."DIQKVIE_¥;JR~
ELRRIDGEgT. GERRY
J AMES SrErERy '
FREDERIO 03011me
J ULIEN T. DAVIES
A. N. WATERHOUSE
S. V. R. CRUGER
CHARLES R. HENDERSON
RUFUS W. PEOKHAM
J. HOBART HERRIOK
WM. P. DIXON
ROBERT A. GRANNISS
SAMUEL D. BAecoca
RICHARD A. MCCUBDY
JAMES C. HOLDEN
HERMANN C. VON POST
WILLIAM J. SEWELL
OLIVER HARRIMAN
ROBERT OLYPHANT
GEORGE F. BAKER
DUDLEY OLCOT'I‘
ROBERT A. .GRANISS, Vice-President.
ISAAC F L' OYD 2d V' P 'dVAtLTER R. GILLETTE, Generai Manager.
. L 1, ice- res.I en DUER du—P. BRECK, Corres ondi S
WILLIAM J. EA}: DON, Secretary. ALBERT KLAMRO'I‘H, AssisEant. Snegcremfary
JOHN A FONDA A ‘ ta t gREDERIC CROMWELL, Treasurer. .; - ' .
. , £818 :1 ’ reasurer. JAMES TIMI’SON. 2d Assistant T A .
WILLIAM P. SANDS, Cashier. EDWARD P. HOLDEN, Assistant 18:51:23
EMORY MOCLINTOCK, Actuary.
CHARLES A PRELLER XOfiN TATLOCK, JR , Assistant Actuary. .
, ' , u l or. WILLIAM W. RICHARDS,
C. CLIFFORD GRETSIN GER. Aesistant Auditor. HENRY S. BROWN, Assistangg’dgfggib‘lfer
JOHN. C. ELLIOT, Superintendent Of Domestic Agencies. ' ,
ED WARD LYMAN SHORT. General Solicitor.
MEDICAL DIREOTOBS:
ELIAS J. MARSH, M. D' GRANVILLE )1. WHITE, M D
G. S. WINSTON M. D. Consulting. ‘
arduous a manner, eenemi Agents.
murmur, . LocalgAgent.
Whereupon they wagged their heads .
Bell of "Officers on this topic, and considered
low, don’t you. Bell?’
“Yes, and I’ll tell you who 1he was.
He was a son of General Babcock."
“That’s so. Well, the colonel came
along. and when he saw the boy he
just took the pick away from him
and carried it back to camp himself.
And not. only that, but then he carried
it down the company street and put it
in the boy’s tent.” -
FIGHTINGINDIAN FASHION.
Individual Firing While Watching
Movements of the Leader.
The Indian method of fighting. as
shown at Leech Lake, is a unique
type of warfare, and as such is a sub-
ject of great interest to foreign mili-
tary men. The United States regular
soldier is an expert at it and has
learned to fight the Indian as the In-
dian fights him. Military attaches
sent by foreign Governments to ob-.
serve the Spanish-American war ask-
ed many questiona from American
the
the veteran Indian fighter, represent-
ed by such men as Generals Chaffe‘e
and Kent, as one of the best types of
soldiers.
Individual fighting is the Indian
style. It was so in the days before
the Revolution, and a century has
not changed it. The Indian has
adopted many innovations taught him
by the white man. He usually wears
“store clothes” in these days and lives
in a house, even if it is only a log :hut.
But he fights as his forefathers did,
seeking to gain an advantage over
his foe by ambush or some other
form of strategy. The Indian who
can hide behind a rock or tree and
shoot down an unsuspecting foe who
is passing is considered much more of
a hero than one who will fight in the
open and die bravely facing the
011611133
Indians on the warpath are com-
manded by chiefs. who are generally
elected at a council fire. These chiefs
are usually the heads of large fami-
lies and command squads of from 20
to 100 men, composed of their broth-
ers, sons, cousins and other relatives.
One of the chiefs is known as “great
chief," and is usually given this rank
for prowess in war or hunting. He
occupies some-thing like the same re-
lation to the forces under him that.
a General or a Colonel has in the
United States Army. but his author-
ity is much more restricted and is ex-
ercised only in rare cases.
The usual method in a fight such as
that at Leech Lake is for the chief to
advance and his men to follow him,
keeping near enough to see his move-
ments and acting in conformity with
them. 'Wheu the foe approaches with-
in range‘ general firing begins, one of
the chiefs“ usually setting the ex-
ample. When his men see him fire
they fire too, and so the rattle of the
guns becomes general.
It is seldom that an order is given
to an Indian in battle. He follows
his chief, picking out individual foes
and fighting individually. His com-
missary and quartermaster's arrange-
ments are attended to by squaws.
The United States regular when
fighting Indians adopt their tactics
only when the Indians are near. The
skirmish. formation is then used and
the men dodge behind trees or rocks,
but they listen for and quickly obey
the orders of their officers. If hard
pressed ‘they usually assemble and
throw up hasty Intrenchments,
Where they can pour a collective fire
into any foe that may attack them.
Had it Down Fine.
Teacher—Parse the sentence “Yuca—
tan is a peninsula.”
Pupil (who never could understand .
grammar)—-Yucatan is a proper noun. I
nom’tive case, second person, singu- i
lar——" ‘
“How do you make that out?”
“First person Icatan, second person 5
Yucatan, third person Hecatan; plural. ’
first person Wecatau, second per—” i
“Go to your seatl"—Truth. '
Elsie was trying to eat a desert of
gelatine, and. had some difficulty in
conveying the quivering spoonful to
her mouth. _ . '
“Mamina,” she said atlength, “It
don’t billeve .1 like :zsnch_.nervous des~
serts."—Cinclnnati Commercial Tris
bune. ' . '
.. .thedefeated foe.
WAR mosum‘nes. T3
The Penalties Imposed By Nations Upon
Their Conquered Foes.
Perhaps the most onerous terms ever
imposed by a conqueror upon his de-
feated foe were those to which Ger-
many subjected France in 1871, at
the close of the historic conflict that
culminated in the capitulation of Paris.
Tliey consisted of the cession of the
major portion of Alsace and of Lor-,
raine, including the great fortresses of .
Strasbm'g and of Metz, and the pay-
ment of war indemnity amounting to
the colossal sum of $1,000,000,000. The
entire civilized world was startled by
the magnitude of the sum, and very,
widespread doubts were expressed as
to whether poor France, which was
believed to be crushed beyond recov-
ery, would ever be able to pay. But
these apprehensions proved to be un-
founded, and the billion of dollars was
paid with such rapidity and with so
little apparent effort thatpPrince Bis-
marck and the German authorities,
past and present, have never ceased
to lament ever since that they did not
stipulate for double the amount. This
indemnity is worthy of especial no-
tice, for the reason that it greatly ex.
ceeded the actual expense to which
Germany was put by the war, and
was therefore a punitive or “moral
and intellectual damage" indemnity,
to some extent, such as “00m” Paul
Kruger wanted to collect from Eng
land for the Jameson raid. In the war
of 1870-71, the time was tWenty-eight
weeks from the entrance of German
troops into French territory to the
surrender of Belfort. The German
troops engaged may be taken, for
practical purposes, as an even million,
the official figures of the active forces .
being 781,000 at the commence-ment of
the war and 937,000 at its close. The
total German losses are placed at 128,-
000, the killed alone numbering 29,.
000.
Germany therefore receivedJn cash
$35 a week for each man’s services, or
$8,000 for each man lost; on the whole
pretty good pay. But Germany—or
Prussia—has a habit that way. Only
four years before the war with France
she took $41,750,000 from Austria and
her allies, beside $3,750,000 requisi-
t-ioned during the campaign. This war
lasted only a month. Prussia had
437,000 men in the field, and lost 11,-
000. The indemnity gave her $25 a
week for each man’s services, or $4,;
250 for each man lost. However, it
was an enormously expensive war for
Prussia, costing her some $115,000,-
000, so that the indemnity did not
make her balance good.
It is thanks to the intervention of
Russia that Japan was prevented from
exacting an indemnity of analogous
proportions at the close of her war
with China. 'She was forced to con-
tent herself with a mere bagatelle of
$185,000,000, receiving in addition
thereto the island of Formosa and the
Pescadores, neither of which had ever
been of any use, either financial or
political. to China. and which will
make necessary the expenditure of
much treasure and life before Japan
can derive any profit therefrom. The
war lasted about nine months and 80.-
000 troops were engaged on Japan’s
side. The indemnity paid. therefore,
$60 a week for each man.
The Turko-Russian war of 1877
came to a close with the treaty of San
Stefano, the terms of which were re-
vised in 1878 by the congress of Ber-
lin. They comprised, among other
things, the surrender of the sultan’s
protectorate over Roumanla and Set»
via, the practical abandonment to Aus:
tria of Herzegovina and Bosnia, the
grant of independence to Bulgaria and
of autonomy to Rumelia. the Prince of
Bulgaria remaining. however, subject
to the suzerainty of the sultan. The
treaty likewise provided for the ces-
slon of a strip of Turkish territory to
Greece, but this clauSe was never en-
forced, and finally the Sublime Porte
was compelled to pay a war indemnity
to Russia amounting to the sum of
$160,000,000. Russia demanded a much
larger indemnity than that, however.
For costs of the war she demanded
$450,000,000, and for losses to Russian
subjects and Russian commerce $251.-
000,000, a total of $701,000,000. The
indemnity finally awarded to her in
cash and land. amounts to $6.25 a week
for each soldier engaged in the war.
Great Britain has received two in-
icmnlties of considerable amount from
China. The first was one of $20,000,000
altogether, but part of it went to com-
pensate merchants for opium deliv-
ered up to the Chinese government,
nd the portion specifically claimed on
account of the expenses of the expe-
dition just equalled the vote of credit.
The second indemnity, of 1860. was
about $10,000,000. or less than one—
tliird of the vote of credit for the war.
The settlement of Canada’s claim for
indemnity for the Fenian raids from
this country is noteworthy. By the
first raid Canada lost six men killed
and thirty-one wounded; she had to
call 20,000 volunteers to arms: she had
to guard the frontier with 17,000 reg-
ulars and volunteers. as Well as sev-
eral gunboats on the rivers and lakes.
Her farmers lost heavily, as the raid
occurred at a busy time of the year:
and she had to pay away a lot of
money in pensions and gratuities. Yet
the United States did not pay a farth-
lng compensation! When Canada
pressed the matter on the home gov-
ernment she was assured that it was
not worth while making a claim. as
”the amount of compensation would
be so small.”
No indemnity was exacted from
Denmark at the close of the war of
{1864, neither was any money exacted
‘ at the close of the war of 1859 between
Austria on one Side and Italy and
France on the other. In fact. the ex-
actlon of war indemnitles may be re-
garded as a practice of relatively mod-
ern origin. the victors in former times ~
having contented themselveswlth the
surrender of territory on the part of
Norwalk Chronicler