TH E Ev EN 1N Till} Mll‘i‘lhll. '1 ire lttllllllitt ' 4 OF NEW YORK. stunner A. morass, President. Statement for the Year Ending Dec. 31,597. According to the Standard of the Insurance Department of the State of New York. '7 INGQMEO Received for Premiums ‘ . - . . . ‘. $42,693,201 99 From all other Sources . . . » . . 11,469,406 24 i $54, 162,608 23 DISBUESEMENTS. To Policy-holders for. Claims by Death . . . $13,279,630 66 To Policyaholders for Endowments, Dividends, 'etc. . 12,712,424 76 For all other Accounts . . . . . '10,132,005 57 $36,124,060 99 ASSETS. United States Bonds and other Securities . . $132,017,341 45 First Lien Loans on Bond and Mortgage . . . 69,423,937 31 Loans on Stocks and Bonds » . . . . 12,880,308 00 Real Estate . p . . . . . _ 21,618,454 88 Cash in Banks and Trust Companies . . . 11,705,195 82 Accrued Interest, Net Deferred Premiums, etc. . _ . 6,141,200 20 ' i . $253,786,437 6’6 Reserve for Policies and other Liabilities . . 218,278,243 07 Surplus ‘ . ‘. . . . . $35,508,194 59 Insurance and Annuities ,in Force ,. . . $936,634,496 33 lhave'carefully examined the foregoing Statement and find the. same to be correct ; liabilities calculated by the Insurance Department. CHARLES A. PRELLER, Auditor. From the Surplus a dividend will be apporfined as usual Report of the Examining Committee. Office of the Mutual Life Insurance Company of New York. To THE HONORABLE, THE BOARD OF TRUSTEES or , THE MUTUAL LIFE INSURANCE COMPANY OF HEW YORK. The undersigned, a Committee appointed by your honorable body, on the twenty- second day of December. l897,to examine the Annual Statement of the Company and to verify the same, respectfully—fl That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the date of the said reference and the date of this Report, attended at the office of the Company, and have been waited on by the Treasurer, the Comptroller,the Auditor, and the Cashier, together with the respective assistants of such Officers and have carefully gone over all the items contained 1n the said Statement, and have found the same to be corrc ct. They have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared the prices at which the same are carried in said Statement w1th the market quotations, and find the same not exceeding sth quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on real property held by the Company, and find the same tobe as stated. They have also verified the valuation of the Com. pany’s holdings of real estate and have verified the depOSIts of money In the various banks and trust compames, and have counted the cash on hand held by the Cashier. ‘ And the Committee certify that all the books, papers, documents, and evidence of title of every description neces- sary in such examination have been freely submitted to the Committee by the said officers and their assistants, and that the same are accurate, in good order, and well kept. And the Committee further certify that the investments of the Company are of a high order, and that the system thods adopted by the Company in recording its transactions and caring for the assets .are entitled to commendation CHAS. R. HENDERSON ELBRIDGE T. GERRY A. N. WATERHOUSF S. V. R. CRUGER J. HOBART HERRICK JAMES C. HOLDEN I and me . All of which is respectfully sumetth. NEW YORK, January 21, 1898. Board. of Trustees- HENRY H. ROGERS JNo. W AUCHINCLoss THEODORE MORFORD WILLIAM BABCOCK STUYVESANT FISH AUGUSTUS D. J UILLIARD CHARLES E, MILLER WALTER B GILLETTE H. WALTER WEBB GEORGE G. HAVEN ADRIAN ISELIN JR. GEORGE S. Bownom WILLIAM C. WHITNEY VVILLIAM lioeKEFELLEE JAMES N. J'ARVIE CHAS D Blessings: ELBRIDGE Tl’GERRY JAMES Srsvs’ug - 'i FREDERIC CROMWELL J ULIEN T. DAVIES A. N. WATERHOUSE S. V. R. CRUGEB CHARLES'R. HENDERSON RUFUS W. PECKHAM J. HOBART HERRICK Wm P. DIXON ROBERT A. GRANNISS . SAMUEL D. BABCOCK RICHARD A. MCCUBDY JAMES C. HOLDEN HERBIANN C. VON POST WILLIAM J. SEWELL OLIVER HABRIMAN ROBERT OLYPHAN’I- GEORGE F. BAKER DUDLEY OLCOTT ROBERT A. GRANISS, Vice-President. - WALTER. R. GILLETTE, General Manager. ISAAC F. LLOYD, 2d Vice-President . ~ 4"" DUE ii du—P. BRECK, Corresponding Secretary» WILLIAM J. EASTON, Secretary. ALBERT KLAMROTH, Assistant Secretary. - . - FREDERIC CROMWELL, Treasurer. ‘ 1 '3 J OHN‘ A. E’ONDA, Assistant Treasurer. JAMES TIM l’SON . 2d Assistant Treasurer. WILLIAM P. SANDS, Cashier. EDWARD I’. HOLDEN, Assistant Cashier. ~\ - . . EMORY MCCLINTOOK, Actuary. ‘ ~ JOHN TATLOCK, JR , Assistant Actuary. . CHARLES A, PRELLER, Auditor. WILLIAM W. RICHARDS, Comptroller. C. CLIFFORD GRETSIN GER, ASuistant Auditor. HENRY :5. BROWN, Assistant Comptroller J OHN C. ELLIO 1‘, Superintendent of Domestic Agencies. EDWARD LYMAN SHORT, General Solicitor. MEDICAL DIRECTORS: ELIAS J . MARSH. M- 0- GRANVILLE 11. WHITE, M D. G. S. WINSTON M. D. Consulting. .7 sinuous a stunner, @eneunl Agents. Add. cane, Leoalmgent. C GAZETTE MY MATCH MAKING. My scheme was that a marriage Should be arranged between Uncle James and Miss Stubbs. We met Miss Stubs while we were traveling in Switzerland. She was a little, timid, washed—out old maid. “My dear,” she said to me one day when we had become intimate with each other, “dont say you want to see life—seeing is dreary work. I never wanted to see life, I wanted to live life; but I have never done either. I took :her thin, little !hand in mine and stroked it. “Were you unhappy when you were young?” I asked. “Oh, no, not unhappy, my dear; but not happy, either. I am not complain- ing, for everyone was very kind to me, and ready to give me little scraps of their lives to share; but no one seemed to realize that I wanted a life of my own.” “Poor Miss Stubbs!” I whispered. “It is very kind of you to be sorry for me, my dear Madge, but really I am not complainingl have had a very peaceful compared with 'many wo- men!” ' “But did you never fall in love?” I asked, with extreme boldness. The pale blue eyes filled with tears. “Yes, dear Madge. And I should like to tell you about ii: only there is nothing to tell.” ‘ “D0 tell me urged. _ “Nothing happened. I once 'met, some one whom I loved very much, and I think 'he loved me; but I am not even sure of that. I sometimes feel I’d give everything I have is I could only be sure of that, but I am not. He was a young man who had his way to make in the world; but (my dear fath- er—as I have .told you before—thought a great deal of our family and posi- tion, and considered the man I loved was not good enough for me. So he just put a stop to our friendship.” “And you tasnely submitted?” “What else could I do‘.r My dear father was a very stern man and I dared fiot disobey him.” "What was your lover asked. “Oh, my dear, "he was the handsom- cst man I ever saw, with such attract- ive manners,” she replied. “Was he tall?" I asked. (Being five- footuxine myself, I had ‘a profound contempt for little men). “Yes, dear, and such a fine figure; nice broad shoulders, you know, and a splendid carriage.” I was filled with pity for poor Miss Stubbs‘; it seemed so sad to go through life without ever really living. as She had done; and thus it was that my great scheme occurred to me. . 'WhaE a good thing it would be if Uncle James would marry Miss Stubbs, and so give her some comfort at the end of her life. Uncle James was a worthy, middle- aged bachelor—rather short and in- creasingly stout—and was the apoth- cosis of commonplace respectability. He possessed a kind heart and a dogmatic manner; and he lived chiefly at 'his club. and thought a great deal too much about things to eat. I divulged my scheme to nether. llIOther laughed. “I should be very glad for your uncle to marry,” she said, “as it worries me to think of him all alone, especially when (he is gouty. But how could you expect him, or any other man, to full in love with that faded old maid?” "0 ! I don’t expect him to fall in love, I replied; “he is far too old. But I should like to see Miss Stub’bs comfortably settled. and I am sure she would be a good, peaceful, little wife. Besides, Uncle James isn’t ex« actly the sort of person to win a beau- tiful princess for his bride.” “Poor James! And yet he had his beautiful princess once, like other menl" “Tell me about it mother. You don’t mean that that prosaic old uncle of mine was ever in love?” “I do. though; he was dreadfully in love once, years and years ago. He used to tell me lots about the girl, and how happy he would be if only he could win her, though he hardly dar- ed tO hope she would ever look at him. I never knew eXactly what hap- pened; but 'he wrote to me, saying th‘at the thing was finally at an end, and begging me never to mention Annie Ibrimer's. name to him again. And I have never done so.” “What a pretty name! And was she pretty too ‘3" “I never saw hot,” replied mother, “but James used to say she was love- ly: a dainty, exquisite, fairy-like girl. as fragile as a bit of china, with golden hair and blue eyes and a lovely com< plexion. She danced beautifully, and was just the type to attract James, who has. always been accustomed to big strong Women." (Mother is quite as tall as 1 sun, and my grandmother was even taller.) “Poor Uncle James!" I said. “It is funny to imagine his caring for any- thing except pork chops and safe in- vestments.” “He cared enough for Annie Lori- mer five and twenty years ago," re- plied mother. When our Swiss trip was over and we were settled at home again, I in- duced mother to invite Uncle James and Miss Stubbs to pay us a visit at the same time. She said it was an absurd arrange— ment and would lead to nothing. but She. sent the invitations, nevertheless. So Uncle James and Miss Stubbs came to stay with us. My uncle ar- rived first; and as he sat with mother and 'me in the morning-room, he ask- ed.——- . “Is anyone else staying with you, some?" - "only Miss Stubbs." replied mother: what happened,” I like ?” I W “and she arrives this afternoon. We met her at Lucernc you know.” “Oh! some girl that Madge :took a great fancy to, isn’t she?" “I took a great fancy to her,” I an-fi swered; “but shc'isn’t a girl. She is quite old.” “What a nuisance!” said uncle James, in his sharp manner. “I hate old women, and old maids especial- 13.." “You 'won’t hate her, James,” said mother, soothlngly; “she is so quiet and unobtrusive that you’ll hardly know she is in the house.” Then she smiled slyly at me, and I felt ’my mat- rimonial plans foredoomed to failure. At that moment Misertubbs ar- rivedgand mother and I ran into the hall to meet xher. She looked as fad- ed and washed—out as ever, and as I fdllowed her and mother into the morning-room I sighed over the futil- ity of my wellemeant scheme. “Let me introduce my brother to you,” mother began. “James, this is———” But before she could finish her sen- tence Uncle James jumped up and seized Miss Stubbs by both hands; crying,— “lVl-ly', Annie! you don’t mean to say that it is, you, come back to me after all these years?” And there was a look on his face that the tendercst pork chop and the safest investments had ever been able to call forth. Miss Stubbs is quite flushed, and trembling all over. “And it is really you James? I never ‘reamed that I should see you again.” “This is Annie Lorlmer that I used to tell you about, Jane,” explained Uncle Jam-es, turning to mother, but Still keeping Miss Stubbs’ hand in his. “but why on earth did you call her Miss Stubbs?” Miss Siubbs answered for mother. “They only knew me as Miss Stu‘bbs, James. When my father came into that estate which proved such a disanointment to him, he had to give up .the name of Lorhner and take that of Stubbs; and I suppose I had never mentioned that my name had once been Lorlmer.” As we all sat at ten together I medi- fated deeply on the romantic situa- tion, and thought how sad it must be to be parted from a fine, handsome man, such as Miss Stubbs had de- scribed to me, and from a golden- halred fairy such as uncle used to talk about to mother; and then to meet them five-and-twenty years afterward, transformed into a fat old batchelor and a faded old maid. But my cup of amazement was full when I heard Uncle James say,— “What have you been doing to keep yourself so young. Annie? You hard- ly look a day older than when I lust saw you.” . - And Miss Stubbs replied,— “You are scarcely altered a bit, ames. I should have known you anywhere." This fail-1v knocked me over. It is. absurd to say the: love it blind. Love not only," sees beauties no one else sets but what it has sues seen it sees al- ways. It. is very furry and interest- ling. On the day that Uncle. James and Aunt Annie were. married mother said to me,—- ‘ “I think that Providence helped my managing little girl with her plans this time.” “No. mother," I answered. “Provi- dence took it our. of my hands alto- gether and finished the business alone. and did it a million times better than I could have imagined.” Mother smiled. “You see," I continued, “my scheme was to bring two tether uninteresting, middle-aged people together and in- Sure a dull and comfortable old age for them; but Providence‘s plan was to reunite two old lovers, who lie-fl waited for each other for a quarter a century. and make them young; again and happy with the highest sort of happiness. The, ways of Provi- dence are better than our ways, after ul: aren’t they, mother?” “As the heavens are brighter than the earth,” said mother, softtly. Value of a field Dollar. “It might be well to inform .the pub. lie that there’s a handsome premium on. gold dollars." says a bunk man. "Many people know it, but there are plenty who don't. A dollar gold piece is worth two dollars of good money. No gold dollans have been issued for years, and they have become a scarce article. The scarcity makes the de- mand. The coin hunters are largely responsible for it. There is no law to compel you to tell a. man who hands you a gold dollar in payment for goods that he is in reality giving you $1.75 or $2.- If he doesn’t: know the value of money he is the loser, unless you order otherwise. A ten-dollar gold piece does not command a pre- mium. but a dollar piece is good stuff." —Kennebec Journal. If a child in Switzerland does not at- tend school on a particular day, the parent gets a notice from the public authority that he is fined so many francs: the second day the fine ‘is in- .,;_:reased, and by the third day the amount becomes a serious one. In case of sickness the pupil is excused, but if there be any suspicion of sham- ming a doctor is sent. If the suspicion preves to be well founded the parent is required to pay the cost of the doc "at-'g “3.:21 “Our Secretary cf State," said Miss Parvcnu, “is the man who wrote ‘Lit. tle Breeches,’ I believe.” “Sh-s-sh!” exclaimed Mrs. Pnrvenu. looking around anxiously to see how many had heard the. remark. “How can you be so Tuirzat'. Mabel? You mean ”Little. Trousers,‘ of course."—'- ‘x‘u’l- . JAPAN’S CRYSANTH EM'UM. "o A National Authority \‘irites Concerning Its Origin. James Morton, who has spent years in the. culture of the Chrysanthemum and is the national authority on its culture and history has written the following consuming its oriental sta- tus: There are good reasons for suppos- ing that the chrysanthemum was culo tivated with much devotion by the gar- deners of both China and Japan for centuries before its importation into Europe. A well known traveller in those countries tells us in one _of his works that “so great a favorite is the. Chrysanthemum with the Chinese gar- deners that no persuasion will deter them from its culture, and they will frequently resign their situations ra- ther than be forbidden by their em- ployers to grow it." In support of this statement he relates the experience of an English resident in. that coun- try, who. vithout the slightest inter- est in the plant was compelled to al- low his native gardener the pleasure of cultivating it solely on that ac- count. The Chinese often train the chrysanthemum into curious and fan- tastic forms, such as pagodas, horses, stags. ships, etc. Another peculiar method of culture practiced at Chea- yuen, where it is entensively culti- vated, is the grafting of cuttings into stout stems of Artemisia indica as a stock. Among the Japanese the Chrys- anthemum is no less prized than in China, and they display great skill in its culture, calling it the Queen of Flowers. At the most popular of the Japanese festivals the people display eifigies of their traditional heroes con‘ structed of massive Chrysanthemum blossoms, Benkei, the Japanese Her- sules, appearing gorgeosuly appareled in wliite, yellow and purple pompous. In many other ways the Chinese and Japanese reveal their love for this plant, but probably in no more appar- ent and lasting manner than by apply- ing the talent of their most skillful ar- tists to portray its fair form and vivid coloring on their pottery and house- hold fabrics, as well as in numberless illustrated books and pamphlets. In Japan the Imperial Order of the Chrysanthemum is the most distin- guished decoration of the empire. It was founded in 1876, and consists of a star and collar hung around the neck by. a riband, the whole work being in gold. silver and enamels. Bestowed. with rare exceptions, only upon royal personages, it is consequently con- sldered a very high distinction among European sovereigns who have been wearers of this mark of the Mikado’s favor. The chrysanthemum, or “kl- ku.” as it is called in Japan, is also one of the crest badges of the imperi- al family, and is used as an official “seal. The hilts of the swords forged by the Empero. Go Toba, who as- cended the throne in 1186, had the kl- ku figured upon them. , The Chrysanthemum season In Ja- pan is looked forward to with much pleasure. and the different communi- ties manifest the greatest enthusiasm in its culture. A certain day is set apart as a festival, when all turn out to pay due homage to their national emblem, the many-hued Chrysanthe- mum. During their blooming period the gardens of all the prominent flor- ists present an exhibition of greai beauty. Each evening for many weeks the notables of rank, as well as the peasants in holiday attire join in the happy festivities. The fetes are always held in the evenings and the grounds are beautifully illuminated, presenting a scene brilliant beyond description. His Majesty also Opens his gardens at the imperial palace on this grand fete day. All the highest native officials and foreign residents of distinction are present, and invita- tions are highly prized and much sought after. It is one of the few oc- casions when the Empress is to be seen in public. She delights in having the most dainty handkerchiefs of gauze embroidered in 'chrysanthe- mums of all colors. Her ladies of honor also appear in gorgeous dresses with chrysanthemums worked upon them. Upon this occasion the dis- play of the national flower is said to be unequaled. Nowhere can they be found in such profusion. so fully de- veloped and brilliant in color, while the rich imperial violet silk with which the tents and buildings are draped bear upon them the heraldic kiku in all its pristine loveliness. As the day draws to a close the people re. turn to their homes to complete the slow process of intoxication by drink- ing saki, into which are thrown the blooms of Chrysanthemums, which, they suppose, will preserve them from evil the coming year. A Nice Distinction. It was the unusual duty of a Les Angeles clergiman of great physical and intellectual girth to deliver the dedicatory address at the opening of a new cemetery. The burying ground was swept by a high wind which was blowing from the sea at the time. The Dill‘SOII show-Ni himself as wise as witty in his apology for keeping his head covered during his mental per- formance. , “I do not remove my but,” he re- marked, “because. while I am willing to be the first incumbent of this ceme- tery, I do! not want to be its first occupant.”hSan Francisco News Let. ter. A medical journal advises against the eXCessive use of salt. It is first of all a perversion of taste, the condiment destroying the flavor of delicate dishes if too pronounced. Furthermore, it is asserted that an excessive use of salt seriously overtaxes the kidney to re« move it, and that many cases of de- rangement and disease are due to this excessive use. The salt habit, it is added, is easily acquired, and persOns indulging themselves soon reach a point where nothing is palatable that ii is not strongly impregnated with salt.