7:31;“? ifE-vfa'mnwm‘ .. a.:r;"—,.‘>.'.‘-"v are”... "a 5:3: ' ' _ V . I To Policy-holders for Claims by Death . . . $13,279,630 66 .To Policy-holders for Endowments, Dividends, etc. . 12,712,424 76 For all other Accounts . . . . . . '10,132,005~”5'7 a THEEVENING'GAEET rs” . . . ‘ THE MUTUAL [,le INSURANCE to, OF NEW YORK. momma A. McGU'RDY, President. Statement for the Year Ending Dec. 31,’97. According to the Standard of the Insurance Department of the State of New York. income. $42,693,201 99 Received for Premiums . . .. . . From all other Sources . . . . . w $54,162,608 23 . DISBUESEMENT’So $36,124,060 99 ASSETS}. United States Bonds and-other Securities . . $132,017,341 45 First Lien Loans on Bond and Mortgage . . . 69,423,937 31 LOans 0n Stocks and Bonds . . . . 12,880,308 00 Real Estate . . . . . . 21,618,454 88 Cash in Banks and Trust-Companies . . . 11,705,195 82 Accrued Interest, Net Deferred Premiums, etc. . ‘ . 6,141,200 39 ' $253,786,437 66 Reserve for Policies and other Liabilities . . 218,278,243 07 Surplus . . . . . . $35,508,194 59 Insurance and Annuities in Force . . . $936,634,496 33 lhave carefully examined the foregoing Statement and find the same to be correct; liabilities calculated by the Insurance Department. CHARLES A. PRELLER, Auditor. From the Surplus a dividend will be apportioned as usual Report of the Examining Committee. Office of the Mutual Life Insurance Company of New York. To THE HONORABLE, THE BOARD OF TRusTEEs or THE MUTUAL LIFE INSURANCE UUMPAIY OF NEW YORK. The undersigned, a Committee appinted by your honorable body, on the twenty. second day of December, l897,to examlne the Annual Statement ofthe Company and to verify the same, respectfully——-—r REPORT That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the date of the said reference and the date of this Report,.attended at the office of the Company, and have been waited 9;} by the Treasurer, the Comptroller,the Auditor, and the Cashier, together with the respective assistants Of such officers and have carefully gone over all the items contained in the said Statement, and have found the same to be corrs ct. They have eXamined and counted every certificate of stock, bond and other obligation held by the Company, and compared the prices at which the same are carried in said Statement with the market quotations, and find the same not exceeding such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on real property held by the Company, and find the same to be as stated. They have also verified the valuation of the 00m. pany’s holdings of real estate and have verified the deposits of money in the various banks and trust compameg, and have counted the cash on hand held by the Cashier. ' ~ And the Committee certify that all the books, papers, documents, and evidence of title of every description neces- sary in such examination have been freely submitted to the Committee by the said officers and their assistants, and tm the same are accurate, in good order, and well kept. . And the Committee further certify that the investments of the Company are of a high order, and that the system and methods adopted by the Company in recording its transactions and caring for the assets are entitled to commendation All of which is respectfully submitted. CHAS. R. HENDERSON ELBRIDGE T. GERRY A. N. WATERHOUSE NEW YORK. January 21, 1898. S. V. R. _ CRUGER J. HOBART HERRICK JAMES C. HOLDEN “Beard. of ,Trfistees- GEORGE G. HAVEN ADRIAN ISELIN JR. GEORGE S. BOWDOIN WILLIAM C. WHITNEY WILLIAM ROCEEEELLEE JAMEs N. JARVIE CHAS D. DICKEY JR ELERIDGE T. GERRY JAMES Spams} HENRY H. ROGERS JNO. W AUCEINCLoss THEODORE MORFORD WILLIAM BABCOCK STUYVESANT FIsn AUeusrus D. J UILLIARD CHARLEs E. MILLER WALTER R. GILLETTE H. WALTER WEBB FREDEBIC CROMWELL J ULIEN T. DAVIES ‘ A. N. WATERnousE S. V. R. CRUGER CHARLES R. HENDERSON RUFUS W. PECKHAM J. HOBART HEBRICK WM. P. DIXON ROBERT A. GRANNIss , SAMUEL D. BABCOCK RICHARD A. MCCUBDY JAMES C. HOLDEN HERMANN C. VON PosT WILLIAM J. SEWELL OLIVER HARRIMAN ROBERT OLYPHANT GEORGE F. BAKER DUDLEY OLCOT'I‘ ROBERT A. GRANISS, Vice-President. .WALTER R. GILLETTE, General Manager. ISAAC F. LLOYD, 2d Vice-President DUEB du-P. BRECK. Corresponding Secretary WILLIAM J. EASTON, Secretary. ALBERT KLAMROTH, Assistant Secretary. ' _ FREDERIC CROMWELL, Treasurer. . JOHN A. FON DA, Assistant Treasurer. JAMES TIMPSON. 2d Assistant Treasurer. WILLIAM P. SANDS, Cashier. EDWARD P. HOLDEN, Assistant Cashier. EMORY MCCLINTOCK, Actuary. . . JOHN TATLOCK, JR , Assistant Actuary. CHARLES A, PRELLER, Auditor. WILLIAM W. RICHARDS, Comptroller. C. CLIFFORD GRETSIN GER, Assistant Auditor. HENRY S. BROWN, Assistant Comptroller ' JOHN C. ELLIO I‘, Superintendent of Domestic Agencies. . ED WARD LYMAN SHORT, General Solicitor. MEDICAL DIRECTORS: , ELIAS J. MARSH, M. D- GRANVILLE M. WHITE, M D, G. S. WINSTON M. D. Consulting. NECECLS C GILBERT, @CEACE’Q! Agents. A... E. CAMP, Local Agent. 'of the sobbing girl, and his stern eyes A HAPPY MISTAKE. “Daisy, did I hear you promise that ~—th;at fellow to go to the picnic with him next Tuesday?” ”What fellow?” asked Daisy icily. “You know who I mean.” Dick was pale with jealousy and wrath. 2' “I presume that I can go with whom I choose,” answered Daisy, haughtily. . “So you can; and I want you now to make your choice; but I tell you, once for all, that if you throw me O rer for that Fe-nwick you will be done with me forever.” "What right have you to speak to me. in that tone? I am not your slave, ‘ and I shall go with Doctor Fenwick to the picnic.” “Very well,” he said shortly, and turning on ‘his heel, walked off in the direction of the barn. As Daisy entered the cool dining: room Miss Maria was standing at the Window with her arms akimbo, gaz- ing after sDick. “That boy,” she said solemnly, “that boy ain’t himself. I shouldn’t be sur- prised if he’s driven to do something desp’rate,” and she looked resentfully at Daisy. . “You don’t eat anything, Daisy,” kindly said Uncle Edward, who never saw much of what was going on right before his .eyes. “Maybe you think the weather’s too warm for hot rolls and cakes? Well, take some iced milk and berries. Why, Ibless me! What’s the ‘mater with the child?” Daisy had burst into tears. “Please, uncle—aunt—excuse me,” she said, and hastily left the room. 'She did not go up-stairs, but out of doors' where she could nelieve her heart by sobbing unseen and unheard. Passing througli‘ the garden and the orchard, she followed the little foot- path which led to a pretty strip of woodland, where in a cool ravine ran a narrow but rather deep stream be.‘ tween mossy banks. There had been a little rustic bridge leading to the hillside beyond, but this had been lately washed away, after a heavy rain and—wasn’t that Dick, his arms folded, with his eyes bent upon the deep pool which the rocks had just here pent in? A sudden fear seized Daisy. Surely, surely, Dick could not be thinking of drowning himself. She stood still and breathless, watching him. Presently ”be started, as if from a revery. .and with his lips compressed into a firm look of resolve, picked up a coil of rope which lay at his feet. Then he walked round and round a tall, straight tree, growing close to the edge Of the stream, loklng up into its thick foliage as if for a convenient branch to which to attach it. For a moment she felt paralyzed, but as she saw Dick carefully make a noose on one end of the rope, and prepare to climb the tree, the spell was broken. She rushed forward with a wild shriek and threw her arms about him. “Oh, Dick—dear Dick—don’t do such a dreadful thing. Don’t hang yourself, Dick—for my sake, don’t. 0h, forgive me, dear Dick, and I’ll never tease or grieve you again.” He looked down into the white face softened. But then he said gloomily— “How can I believe you, Daisy': You have as good as told me that you do not love me, and without you I don’t care to live.” "Don’t talk so dreadfully. —I do love you.” “Answer me truly, Daisy. Do you really love me?” “Yes,” sobbed the girl. “Indeed I do, Dick! Please (throw away that dreadful rope!” “Not yet, Daisy. DO you love me above everybody else in the world?” “Yes—oh, yes.” “And you will marry me, Daisy?” “Yes, I will, Dick; indeed I will!” Dick flung the coil of rope into a thicket of laurel on the other side of the stream, and drawing Daisy to him, kissed her solemnly. ‘ “Rememberyou have promised to be my wife, Daisy.” “Yes,” she answered meekly. And so, hand in hand, they returned through the orchard and the garden to the house. Uncle Edward Was sitting on the Dick! 1 top step of the porch contentedly smoking 'his pipe. “Well, Dick,” said he, cheerfully, “have you fixed that tree with the rope all ready to pull it down in the right direction?” “NO,” answered Dick, quietly, “I’ll attend to it tomorrow.” “Well, don’t forget it, for the sooner that bridge is finished the better, If we want to get the hay over in good time.” Daisy stopped and looked straight up into Dick’s face. “You have deceived me,” she said, indignantly. “No, Daisy, I ha‘ven’t:‘ you deceived yourself, dear. and I’m very glad of it, I assure you.” “Glad," said Daisy, reproachfully. and with her face all crimson with blushes. "Because but for that I might never have gotten you to say ‘yes;’ and we might [both have been forever miser- able. But how happy we are going to be for all the rest of our lives.” “Still, it was a dreadfully mean trick,” Daisy murmured, “and if you ever say a word about it to any one I’ll never forgive you—never.” Teacher—Tommy, into how many classes is the human race divided? Tommy—Five. Teacher—What are they? . Tommy—Enlightened. civilized, half civilized. savage and Spaniards—New York World. Nurse—Tommy, there’s some Jam on your cheek. Tommy (with autumn—There isn’t any worth eatinx. is there? / A CONFESSION. “Do!” said she, holding out the in- nocent-looking little book with the flowered cover. “You promised.” “I must have time to think it over,” I protested. “Thntwould never do. The confes- sions have 10 be quite impromptu.” I turned over the leaves doubtfully and shook my head. “The questions are terribly searching. Why, I should have to confess enough to hang me!" “Why not—«if you deserve hanging? I dare say you do, you know.” I hadn’t looked «at it like that. “Now,” said she‘firmly. “This is a J pen—«you use a J, don’t you 2” She planted the writing materials. in front of me with an air of determination. “Well—if I must—” I tOok up. the pen and stared blankly at the ceiling. “What am I to do?” “First you write your name—here." She came and stood beside me and pointed over my shoulder. So I sub- scribed myself hers ‘to command. “Now your age.” “What does that matter?” “It shows how much wisdom may be expected.” “Thirty-one, then, if I must. It’s awfully old, isn’t it?” “No—o; not for a. man. Now the date. That’s right.” . "Now you must answer the ques- tions. What is the thought upper- most in your mind?” “Your pleasant company.” “0! whatever will people think?” “That I’ve got one answer right.” I leaned vback triumphantly in my chair. , ' “Now you must be quite serious, please. This is a very important ques- tion. Is life worth living? No! You are not to write till you have ltO‘ld me the answer.” “,In the present company-yes.” “You are not to mention me. . “Then my inspiration’s gone.” I laid down the pen. “Please!” I took it up again. “If the liver works. Will that do?" “It isn’t original,” she objected. “Four people have written it already." “I know,” said I, seizing the book and writing rapidly. It depends on the answer to another question, when I ask it. “That’s altogether too vague." “Shall I make it more explicit?" I looked right at her, and she wen-t pret- tily pink. “There’s no room for any more," said she, hastily. “Now you turn over. You have a lot more questions to answer." ,2 - Then I committed “myself 'to the statements that my favorite author was Shakespeare, (she wouldn’t hear of Kipling!) my favorite composer, Wagner, (which wasn’t true,) my fa- vorite drink, beer, (which was) and various other important facts. “Now for your aesthetic tastes. Your favorite colors?” Blue in eyes and brown in hair; Whatever color my lady wear! “Shall I add, ‘gray,’ at present?" I inquired. Of course, that was wlum she was wearing. “I don’t know what color your lady wears. I didn’t know you had ‘3. lady.’ ” “There is one I should like to have.” “But that isn’t the question,” she said quickly. “But it’s going to be.” “Never mind. Go on. ite name?” - “Edith, of course. That is her name, you know.” . “You’re making game.” “Indeed I’m not.” “Now your favorite qualities in wo- Your favor- man. Seriously, mind! I really want to know.” “Yours,” I announced, decidedly. She hastily removed the ink-pot. “I won’t have any more nonsmse." “You told me to put down the truth.” . “I shall have to tear it all out.” “Well,” I sighed, “I’ll put something else; but it won’t be so true.” She released the ink. “All,” I wrote. “The next. question is a poser,” I remarked. “If not yourself who would you be?” “Some great hero—or writer—or painter?” she suggested, looking over my shoulder. Her hair just brushed me—and that made my mind up. “I’m not so ambitious as that.” “Well, put. down whatever you wish, so long as it's something nice.” “She—it—is very nice.” “But it mustn’t. be anything silly." “Um! I’m afraid, perhaps, what I want—” ' “Want to be?” “To have.” “Oh, no! That’s not the question at all.” ' “But suppose that my ambition is to possess something—or somebo—" “That isn’t the point," she inter- rupted. “Do answer it properly.” “I know. VVhomever you liked best.” “Every one will laugh at you.” “I don’t mind.” I nlbbled the pen- holder thoughtfully. “Is marriage a failure? What am I to say to that?" “Well—er—you don’t know.” “'I might say I’ll try.” “Yes—-er—but—” “With someone’s assistance?” She blushed furiously. “Do you know, Edith, it’s a very difficult question to answer—alone?” She toyed with her handkerchief. ‘ “Perhaps you’d better skip it,” she advised. “I don‘t want to skip it,” I -an- swered, firmly, laying down the pen. “What I want is someone to help me in answering it. Someone of whom I’m very fond, very fond.” I stood up and took hold of her hands. “Will you try, Edie. my dear?” The answer is going to be a very big “NO”; for little Edie—my Edie— Iaid ._“¥.el.”——Black and White. ' NEW YORK FASHIONS. Dame Fashion has decreed that thb hat worn “off the face" will bathe 001" rect thing in headgear for dre' 53’ W68! this fall and winter, and that this man- date will be obeyed by that portion of fair femininity who wishes to be strict- ,ly uP-tO-date in all things pertaining to the toilette, goes without saying. NOt- however, without decidedly detriment- al results in many cases. Yobth and: beauty and a certain piquancy 0f 93‘ Pression are necessary to set Off these fetching little toques, and if the girl not possessed of these attributes will still insist upon adopting the style, we may expect to see some queer sights during the coming season. As those toques, or properly speak- ing toquets, set well back on‘ the head elaborate coiffures are necessary and the becoming pompadour will have a new lease of life. Velvet is extensively employed in milllnery this autumn and ‘ ostrich feathers, the longer and fluffier the bet- ter form the chief adornment. Jet is also used in profusion, the pins with large fancy jet knobs at the tOp being very fashionable. Paradise, pheasants and owl feathers are greatly in de- mand, turbans made entirely of breasts of birds being seen in great variety, .while silk, lace, fancy aigrettes and even fur are seen on many of the new- est models. Another pretty way to trim these smart little hats is with the wired velr vet and pretty bowknots of velvet and satin. These have a very frail appear- ance, but indeed are wired in such a. strong manner that they can withstand the strongest wind storm. Castor color is a popular shade in millinery this autumn and makes up charmingly in velvet or felt. Royal blue, all the purple tints and for even- ing wear amethyst blue and many deli- cate shades are also extensively em- ployed. Black, especially when com- bined with white is much in evidence, a lovely model, made with a full crown of black velvet, covered with applied lace, being trimmed with white ostrich feathers. ' After the all-velvet models, hats of pleated chenille and a sort Of satin covered straw come next in favor, and as they need very little adornment are decidedly popular with the amateur milliner, a couple of handsome plumes. with a dashing bow of velvet caught with a jeweled or rhinestone buckle making a dainty and fashionable head- covering. Many dllferent names are applied to these turbans, but as each one is usual- ly built to suit the individual style and beauty of each patron, there can be no distinguishing title to bestow upon them. ' ' The stiff hats displayed at the open- jugs, intended for traveling or walking gowns are bewildering in their array. They come in all shapes and colors and have a chic appearance all their own. The Alpine model with the brim a. little wider and broader than those of for- ,mer seasons, ispopular. And then we have the English walking hat slightly different in shape from last year’s model, and for cycling there is the low felt hat with narrow brim and the larger campaign. “Rough Rider” and Dewey hats, all Of which are high in favor. : ‘ Although the separate waist has been relegated to The background time and time again it still holds a very promi- nent place in my lady’s wardrobe, and; the large establishments have set apart a separate department for the display, of these lovely creations at all the Openings, and it is safe to say that fair womankind will not soon relinquish so handy and becoming a. fashion. At a. recent opening a. very dainty blouse bodice was composed of checked velvet in tones of green and brown, and, trimmed with embroidered green vel- vet. The blouse made rather plain fastened slightly to the left side with jeweled buttons and opened at the top with narrow velvet revers over a yoke of cream colored peau de sole, with stock collar of same edged with narrow velvet. Embroidered velvet finished the top of the close fitting sleeves and ‘ shoulders while the belt was of green velvet to match the revers. An attrac- tive hat of green velvet, adorned with loops of ribbons and fluffy black plumes accompanied this pretty waist. Taffeta still holds its own for the making of separate waists and a. de- cidedly handsome model worthy of mention was made of royal blue tafleta, tucked in groups of six with about two inches between each group. In front the fabric was arranged to have a pointed edect in the center, where it was trimmed with a band of embrol. dered taffeta, these bands also adorn- ing either side of the bodice. Em- broidered taffeta, gathered on, gave a full appearance to the top of the close fitting sleeves. Girdle and collar of black velvet. A fetching little toq'uet of black velvet, with two black ostrich plumes caught in the center with a jew- eled buckle gave the finishing touch to this stylish waist. Cuban red silk composed another handsome waist, which was tucked and plaited and adorned with bands of silk ' embroidery. The simulated yoke and vest was simply tucked at. even dis- tances, while the remainder of the ma- terial laid in tiny lengthwise folds, was elaborately intersected with bands of embroidery. Epaulets edged with em- broidery capped the shoulders, and the sleeves which moulded the arm had a slight puff at. the top, finished with tucks and embroidery. A dainty capote of Cuban red velvet, adorned with rib- bon and feathers had a double rhine- stone buckle directly in from; almost resting on the hair. Mrs. Y.: "My daughter is a promising young musician." Mr. 0.: “Well, get her to promise. thatshe won’t sing any more." ' L M .0 Vow~w-m‘ I '11:??? ‘ ' . ”Euro-x, ,, ,