I v‘ 1 1 ,. i o l 5 ~~THE QTHE EVENING fila—i ’ ‘ . ”-0- ..-mr: , .s-w “1."... .... _-..,..» w”- MNINAI. 1m NSURANNS EN. ”78;," OF NEW YORK. RICHARD A. McG'U'RD if, President 111m,_ Statement forthclearEndingDec.31,’97. According to the Standard of the Insurance Department of the State olNew York. INCCMEQ 842.693.2111 99 11.469.406 24 $54,162,608 23 Received for Premiums From all other Sources . . ' . . . DISBUESEMENVES. To Policyaholders for Claims by Death " . . $13,279,630 66 To Policy-holders for Endowments, Dividends, etc. . 12,712,424 76 For all other Accounts . . . . . 10,132,005 57 $36, 124,060 99 ASSETS. United States Bonds and other Securities . . $132,017,341 45 First Lien Loans on Bond and Mortgage . . . 69,423,937 31 , Loans on Stocks and Bonds . ' . . . . 12,880,308 00 Real Estate 0 o . o o o 2",”61‘8’1454 88 Cash in Banks and Trust Companies . ‘ . . 11,705,195 82 “‘5 Accrued Interest, Net Deferred Premiums, etc, . . 6,141,200 20 1 r» .. gag 786777.437—66 Reserve for Policies and other Liabilities . . ,27_,24 o7 Silt-pills I .n o o O o o . 15351508,!“ 50 , Instill-an“ ind Annuities in Force ‘ ‘ . . . . 59369534149? 3 lhave carefully examined the foregoing Statement and find the same to be correct . liabilities calculated by the Insurance Department. CHARLES A. PRELLER, Auditor. 7 From the Surplus a" dividend will be apportioned as usual "Report of the Examining Committee. Office of the Mutual Life Insurance Company of New York. To THE HONORABLE, THE BOARD or TRUSTEES on THE MUTUAL LIFE lllSllflAllGE GOMPAIY OF NEW YORK. The undersigned, a Committee appointed by your honorable body, on the twenty- second day of December, l897, to examine the Annual Statement ofthe Company and to verify the same, respectfully-fl REPORT That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the date Of the said reference and the date of this Report, attended at the Ofiioe of the Company, and have been waited on by the Treasurer, the Comptroller. the Aud1tor, and the Cashier, together with the respective assistants of such officers and have carefully gone over all the items contained' 1n the said Statement, and have found the same to be corre ct. They have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared the prices at which the same are carried In said Statement with the market quotations, and find the some not exceeding such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on real property held by the Company, and find the same to be as stated. They have also verified the valuation of the Com- pany ’s holdings of real estate and have verified the deposits of money in the various banks and trust companies, and have counted the cash on hand held by the Cashier. And the Committee certify that all the books, papers, documents, and evidence of title of every description neces- sary in such examination have been freely submitted to the Committee by the said Officers and their aSSlstants, and that the same are accurate, in good order, and well kept. And the Committee further certify that the investments of the Company are of a high order, and that the system and methods adopted oy the Company 1n recording its transactions and caring for the assets are entitled to commendation All of which' is respectfully submit-ted. CHAS. R. HENDERSON ELBRIDGE T. GERRY A. N. WATERHOUSE NEW YORK, January 21 1898- S- V- R. CRUGER J. HOBART HERRICK JAMES C. HOLDEN Board of Trustees- FBEDERIO CBOMwELL JULIEN T. DAVIES A. N. WATERHOUSE S. V. R. CBUGEB CHARLES R. HENDEBSON RUFUS W. PECKHAM J. HOBART HEBRICK WM. P. DIXON ROBERT A. GBANNISS , GEORGE G. HAVEN ADRIAN ISELIN J B. GEORGE S. BOWDOIN WILLIAM C. WHITNEY \VILLIAM ROCKEEELLEB JAMES N. J ARVIE CHAS D. DICKEY J3 ELB'IEIDGE T. GERRY , JAMES SPEYEBJ HENRY H. ROGERS JNo. W AUCHINCLOSS THEODORE , ORFORD WILLIAM ABCOCK STUYVESANT FISH AUGUSTUS D. J UILLIABD CHARLES E. MILLEB WALTER R. GILLETTE H. WALTER WEBB SAMUEL D. BABCOCK RICHARD A. MCCUBDY JAMES C. HOLDEN HEBNANN C. VON POST WILLIAM J. SEWELL OLIVEB HABBIMAN ROBERT OLYPHANT GEOBGEF. BAKER DUDLEY OLCOTT ROBERT A. GRANISS, Vice-President; A ~ ISAAC F L 0Y1) 2d V P dVAtLTER R GILLETTE, General Manager. L. Ice- tear on DUEH du—P. BRECK, Corres ondin Secrets WILLIAM J. EASTO N, Secretary. ALBERT KLAMROTH, Assisgant Segeretary. ry JOHNA FONDA A . ta tgREDERIC CROMWELL,T1"easureI. '. , £818 11 reasuier JAMES TIM'M’SON 2d Assistant Treasurer. WILLIAM P. SANDS, Cashier. EDWARD l’. HOLDEN, Assistant Cashier. , EMORY MCCLINTOCK, Actuary. . , , JOHN TATLOCK, J3, Assistant Actuaiy. ' CHARLES A, PRELLER, Auditor. WILLIAM W. RICHARDS, COmptroller. C. CLIFFORD GRETSINGER, Aesistant Auditor. HENRY 5. BROWN, Assistant Comptroller -, , JOHN C. ELLIO l‘, Superintendent of Domestic Agent ics. EDW ARD LYMAN SHO RT, General Solicitor. MEDICAL DIRECTORS: ELIAS J. MARSHA/1M1) GRANVILLE 11 WHITE, \1 I) 0.8. WINSTONM. D. Consulting. N'ICHCLS a Nissan‘s, @eneralhgents. A. H. CAMP, Local Agent. .'~ pf. IT WAS IlIS FATE. “ht’svery evident that I have'come down in the world—I am a working man, but_1’m not the average kind of working man, -I’ll swear,” said Archibald resolutely, as he drew on a pair of made-tO-order jeans trouSerS which contrasted strangely with the several other costly suits decorating the bare garret walls. He began to think of how little use his fifteen years of careful school training had been to him in his strug- gle for existence. He pictured him~ self in his recent search for work, going from door to door asking for employment, and not knowing what" on earth he should do if any were Of- fered him. His father had died in New York and left him penniless in San Fran- cisco, or nearly so fora man of his habits. Archibald, naturally unpractical, had been rendered doubly helpless by a sevenTyear college course and the settled conviction that he would never have to work for a living. The five hundred dollars which the estate yielded went no further than his father’s blessing. Archibald had used the former to finish his education by a trip around the world, but owing to an over-indulgence in curios he had found himself stranded in ,San Fran- cisco, and if the position of plumber’s cub had not been vacant he could hardly have seen anything ahead but starvation. Just then he heard footsteps upon the outside staircase, leading to his garret. A glance through a broken pane of ,glass disclosed Polly, the laundry girl. She would probably come here. “They’re deucedly accommodating about my wash,” he said to himself. “I owe them for two months back. I bet that girl pays for it out of her own pocket.” . . In the midst of his perplexities Archibald had fallen in love without intending it. Polly lodged in the same tenement; she had seen him ascending and des- cending the long outside staircase and had marked his troubled and discour- aged mien. - Casually, at the “Plumbers’ Bag,” and later at the “Laundry Hop," she had become acquainted with Archi- bald Pollyr had now visited all the other tenants; She would be here in a min- ute. ' The room was in a sad plight. Archibald hastily donned a tennis jacket, parted his hair with his long. slim fingers, and made the bed. " A knock and she cntered.’ Archie tendered her the 'soap box, but she sat down on the edge of her basket and begged him to keep his “chair.” They fell to chatting lightly about any and everything, and Archibald . presently forgot to feel out of place; he even became hilarious, but a ques- tion of Polly’s brought him suddenly to himself,— .“Why won’t you go to the ‘Working Ladies’ Hep?” “I shouldn’t enjoy it.” “But you go to (the Rag?” “Yes, I do; my business requires it and the boys demand it.” “lVell, it wouldn’t hurt you to come to the hop. DO you know what the boys call you at the shop?" “The dude plumber. I take it as a compliment.” “You needn’t think the ‘Working Ladies’ Hop’ isn’t proper. Nothing but ice cream and cake—lights out at two o’clock. There, now, take your ticket and we’ll look for you.” “This is drawing rapidly to a cri- sis,” Archibald thought, as he stood mediatively holding a dance-hall tick- et in his hand, while the sound of Polly’s quickly descending steps upon the stairs echoed through the garret. “But what of my Eastern rel- atives? Well, there’s not much argu- ment there.” His eye lit upon hislast telegram from them. It said: “Archie, you’ll have to scratch for yourself, now." 'This is what the financier of the family had wrote when “he sent for ready money. .. “I’ve about half decided to let the girl have her way,” he said, as he tore the yellow dispatch to fragments. * it it * l t ‘Plumbers’ That night the tall, frame tenement went up in flames. Archibald stood at the top of the stairs, watching the others making frantic efforts to es- Cape. “Why are they so anxious to save their miserable lives?" he thought. Just then the volumes of smoke rolled away; he saw that 'the long. iron bannister was still intact, and decided to slide to the second story. He found the feat an easy one. At the second landing someone was pounding violently at a. door which opened inward. The knob was gone. Archibald threw his full weight against it and broke the lock. “How stupid of me not to think it was your room!" But Polly was too badly frightened to speak even after they had 1eached a place of safety. In a few days, however, She was as bright and buoyant as ever, and in- some mysterious way which will nev- er be told by either, Archibald felt it was time to surrender. . “I’m going to star t a steam laundry Of-my mvn. I’ve saved the money up. All I want is a man.” In all seriousness Archibald gested,—~ “Why don’t 'you get a Chin-aman'.” It didn’t sound half so brutal until it was spoken, and then there was only one way to apologize. Archie was the man needed, and hi gave his con- sug- . sent. ‘ dressing sack NEW STYLES IN. LINGERIE- flnslln Petticoats Cut After the Patterns of the Latest Dress Skirts. The woman has yet to be born who has not a fondness for dainty, fresh, beautiful lingerie, _.,and it is therefore natural that this phase .Of fashion should interest and fascinate all we- mankind. English nainsook is the fabric moss in use for fine underwear. . The nightgown of the immediate fu- ture is gored and trained and most elaborately trimmed. This season the short-waisted effect is much sought in night dresses, and laces and embroideries are inserted bayadere fashion. The fichu is a feature of the newest night-dress, and .is a most becoming part of it. 2‘ . ‘1.»‘n . The chemise has again come into use. Formerly this garment was worn next to the skin under the corset, but it is now more frequently worn over the corset, doing duty as a corset cover and short skirt. The .mosthighly ap~ proved design is rather short—falling just. low ie'nough to hide the draWers. Most of ,- the newest models are made to draw: in behind at the; waist line with a ribbon, so that they fit the fig- ure as Snugly and smoothly as a fitted corset cover. Drawers are by no means so wide as they were last season. Very few um- vbrella drawers are shown, this design having been greatly modified. They are narrower, and fit very snugly and plainly about the hips, having no gath- ers at all in front and on sides, and as few as possible in the back. Both the very short and the long muslin vpetticoats, are out after the newest dress-skirt patterns, and their fit is faultless. Their tops are sheath- shaped, and they fit back and front around the top without a gather or , pleat or even so much as a pucker. It goes without saying that they flare de- cidedly at the bottom. and on the long pettiCoa'ts three lace-edged graduated ruffles are made to fall over .one an- other, and are set on an attached lace- edged fiounce, which makes four fluffy ruffles about the feet. While the matinee more properly be- longs to neglige dress, the average wo- man thinks of it in connection with her lingerie. , A most useful One is the Geisha illustrated. This is made of fine French flannel in delicate pinks and tans, and is lined with pale pink India silkr Another good model is a matinee of'white albatross with a square, horizontally tucked yoke back and front. ' Heavy lacc of the shade known as age yellow almost hides each tuck. The sleeves and skirt are tucked vertically, a Style most becom- ing to stout figures. By the way. very desirable nightdresses for steamer or sleeping- -car wear are made of alba- tross in all colors, and fine flannel gowns made after the most appioved' styles except not quite so ch: [:10 :w as to tilmming, are considered desiia- ale. , t ‘you’ll remember your feelings SHE 'WONAT LAST. “Look here, Alice, I want you to understand clearly that I do not in- tend to have all my chances ruined by playing with you. Everybody knows that you can’t act, my dear, mid I think you must be almost aware of the fact yourself by this time. Your attempt at being pathetic is sim- ply screamingly funny, and the gal- lery and the pit were guylng 5'00 lO‘ night all through my best scene; We shall have to go back 'to the original arrangement.” “You mean that Ella Denton will play the part?” “Yes; I shall speak to Vivian about it to- morrow.” “Ver well. dear. good- night. You won’t be working very late, will you? You—you look rather tired.” - “I’m 2a little worried—that’s all. But I shan’t work very long tonight. Good-night.” The woman went upstairs to bed; her husband lit a pipe, and dozed in the easy chair. They were'not high enough up in their profession to be Mr.’ and Mrs. Ainger on the playbills. She still called herself by her maiden name—Alice Fellowes. Ainger was quite right. about his wife’s histronic ability. The play they were touring with had one Splendid seene, in which a good actress always succeeded. Ainger himself acted well. and during the first few weeks of the tour had managed to carry this big scene through simply by his own ex~ ertions. But after a time he wearied of playing night after night with an actress who could not help him to make a big success, even though that. actness was his wife. Hence the above conversation. Ainger smoked his pipe and medita~ ted. He was glad that he had spoken to his wife, and that she had been sensible enough‘ To fbll in with the proposed new arrangement at once. He had not expected that she would take it so kindly. Ella Benton, the actress who was going” to take Mrs. A'lnger’s part, always played emotionally, to say the least of it, and Ainger smiled in anticipation of the big hit they would make next week when they played in another town. He in another pipe. 0n the stage he was ‘a villain and had to conSume several cigarettes every (ev- ening, but in private life he preferred the less romantic pipe. He was really tired. tonight, and he changed his mind about working. After a few minutes he fell fast asleep in the easy chair, and the pipe dropped from his mouth unheeded. When he awoke he noticed that the lamp in the room had, burned very, low. He looked at his watch-it was half-past two. He stepped into the hall, found a candle, lit it, put out the lamp in the sitting—room, and went upstairs to bed. Mrs? Afinger awoke with a start as her husband entered the room. “Sorry, dear, to wake you,” said Ainger. “but those beastly stairs will creak, and—what have you been cry- [ng about, Alice?” “I—-—cr—haven’t been crying—much. [ couldn’t get to sleep, so I read ‘Rom- so and Juliet’ till my eyes ached, and the—” “Well, Shakespeare doesn’t usually make you cry “Uh, Herbert, you needn’t be so un- kind. No, it wasn’t Shakespeare that ——I’m so unhappy. Can’t you guess why? You are going to play again with that woman, Ella Denton, and—l. —-s11a11 be out of the bill.” Ainger put his candle down, and sat on the edge of the bed. He was try- ing to think of the best thing to say. “Well, my dear, I’m sure—" Mrs. Aingei raised herself from the. pillow. “Don’t you know. Herbert, why that makes me miserable? Don’t you re- member all that people used to say about you and Ella. Denton'before we were were married, and can’t you think what the same people will say now if she takes my part? Oh', give me just one more chance; Herbert, I’ll play my best to-I'n'Orrow, I prom- ise you I will—let me have another try . ” Ainger was not a brute. He bent. down to kiss his wife. I .will see, dear—I will—" He started back. “Why, Alice, I have it! You shall play to~morrow. and you shall make a big success—if now. Be tomorrow as you are now, and you'll bring down the house.” And the following evening Mrs. Ainger remembered, with sthe result that the nextunornlng a little para- graph appeared in the local paper: “Enthusiastic scene at the Lyceum. ——Theatre-goers were afi'orded a gen- uine treat last evening by the superb acting of Miss Alice ,Fellowes. We must candidly admit that until last evening, the inhabitants of Pcdling- ham had not seen Miss Fellowes at her best, owing, we understand, to a recent attack of influenza. Last night, however, Miss Fellowes showed no signs of her recent illness, and in her final scene in which she. as Jessica Bryans, the heroine of the play, has to confess .her love to the villain (Mr. Herbert Ainger), the talented young actress fairly brought down the house, We have seldom seen such a display of enthusiasm as was exhibited last .r. nightat the Lyceum when the final ' curtain was lowered.” Eager Inquirer—Are there any good mining location-s still open up there? Returned Klondiker—I should say so. You can go there and take your pick. Eager Inquirer—Great Scott! If I can go and take my choice— Returned Klondike'r—I. didn’t say that. .I said you could take your pick. But you’ll have In use it in some- body's elsc's diggings. Eager Inquirer~ 1h!