OF NEW YORK.
RICHARD
A. McG'U'RDY,
In 1811111th
I , a“
fill.
President.
Statement for the Year Ending Dec. 31:97;
According to the Standard of the Insurance Department of the State of New York.
J
Received for Premiums
From all other Sources
INGOMEo
4’
f $429693r201 99
. ' 11,469,406 24
$54,162,608 23
Drsnunsnmnnms.
T0 Policy-holders for Claims by Death .
To Policy-holders for Endowments, Dividends, etc.
For all other Accounts
Cash in Banks and Trust C
assume.
United States Bonds and other Securities ' .
_ First Lien Loans on Bond and Mortgage . .
Loans on Stocks and Bonds . , . .
Real Estate . . . .
ompanies . .-
Accrued Interest, Net Deferred Premiums, etc. .
Reserys rm’roneies and other Liabilities " .
S I , Uh ‘ ‘ 0' o o o 0
Insurance and Annuities in Force . .
-' $13,279,630 66
. - 12,712,424 76
. '10,132-,005 57
$36,124,060 99
- $132,017.34! 45
- 69,423,937 3!
. 12,880,30, 00
. 21,618,454 88
. 1 1,705, 195' 82
. 6, 141,200 20
$2.53 7,816,437 66
- 5.2173 5343- 07
. $35,508,194 59
- - $936,634.496 33
I have carefully examined the foregoing Statement and flnd the same to be correct .
liabilities calculated by the Insurance Department.
CHARLES A. PRELLER. AudItOI'.
From the Surplus a dividend will be apportioned as usual
Report * of the Examining Committee.
Office of the Mutual Life Insurance Company of New York.
To THE HONORABLE, THE BOARD OF TRUSTEES or
THE MUTUAL LIFE IIISIIBMIGE COMPANY OF 'IEVI YORK.
The undersigned, a Committee appointed by your honorable body, on the twenty-
second da'y of December, I897, to examine the Annual Statement of the Company and
to verify the same, respectfully—--——
REPORT
That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the
date of the said reference and the date of this Report, attended at the ofiice of the Company, and have been waited on
by the Treasurer, the Comptroller, the Auditor, and the Cashier, together with the respective assistants of such officers
and have carefully gone over all the items contained 1n the said Statement, and have found the same to be corre ct. They
have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared
the prices at which the same are carried In said Statement with the market quotations, and find the same not exceeding
such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on real
property held by the Company, and find the same to be as stated.
They have also verified the valuation of the Com-
pany ’s holdings of real estate and have verified the deposits of money in the various banks and trust companies, and
have counted the cash on hand held by the Cashier.
And the Committee certify that all the books, papers, documents, and evidence of title Of every descriptmn nose.-
sary in such examination have been freely submitted to the Committee by the said officers and their assistants, and th‘s't
the same are accurate, in good order, and well kept.
And the Committee further ce1 tify that the investments of the Company are of a high order, and that the system
and methods adopted‘ oy the Company In recording its transactions and caring for the assets are entitled to commendation
All of which isrespectfully submitted.
NEW YORK, January 21, 1898.
CHAS. R. HENDERSON
S. V. R. CRUGER
ELBRIDGE T. GERRY
J. HOBART HERRICK JAMES C. HOLpEN
\
A N. WATERHCUSE
Board of Trustees.
SAMUEL D. BAucoct FBEDERIC
RICHARD A. MOCIIRDI
Jane C. HOLDEN
HERMANN C. VON PosT
WILLIAM J. SEWELL
OLIVER HARRIMAN
ROBERT OLYPHANV'VIV'
GEORGE F. BAKER
DUDLEY OLOVOTT
S. V. R.
J ULIEN T.
A. N. \VATERHOUSE
CHARLES R. HENDERsON
RUFUS W. PEOKHAM
J. HOBART HERRIOE
WM. P. DIXON
ROBERT A. GRANNIss ,
CROIIWELL HENRY H. ROGERS
DAVIES
WILLIAM BABCOCK
STUYVESANT FISH
CRUGER
H. WALTER WEBB
JNO. W AUOHINcLoss
THEODORE MORFORD
Aneusrus D. J UILLIARD
CHARLES E. MILLER
WALTER R. GILLETTE
GEORGE G. HAVEN
ADRIAN ISELIN J B.
GEORGE S. BOWDOIN
WILLIAM C. WHITNEY
WILLIAM ROCKEFELLEB
JAMES N. JARVIE
CHAs D. DICKEY JR
ELBBIDGE T. GERRY
JAMES SPEYEB}
ROBERT A. GRANISS, Vice-President:
WALTER R. GILLETTE, General Manager.
Egggfgi‘lgfi Bitggg, Corresponding Secretary
A H, Assi ta t S tar .
FREDERIC CROMWWELL Tr.easurer B n ecre y
ISAAC F. LLOYD, 2d Vice—President
WILLIAM J. EASTON, Secretary.
JOHN A. FONDA, Assistant Treasurer.
WILLIAM P. SANDS, Cashier
JOHN TATLOCK, JR, Assistant Actuary.
WILLIAM W. RICHARDS, Comptroller.
HENRY S“. BROWN, Assistant Comptroller
CHARLES A, PRELLER, Auditor.
C. CLIFFORD GRETSINGER,
JAMES TIMPSON. 2d Assistant Treasurer.
EDWARD P. HOLDEN, Assistant Cashier.
EMORY MOCLJNTOCK, Actuary.
Assistant Auditor.
JOHN. C. ELLIOT, Superintendent of Domestic Agencies
EDWARD LYMAN SHORT. General Solicitor.
ELIAS J. MARSH, M. I)-
MEDICAL DIRECTORS:
G. S. WINSTON M. D. Consulting.
GRANVILLE M WHITE,
VI ‘1)
,Nmuons a stunner, General. Agents.
A. H.142 GAME, Recall Agent.
l
~—
' dead self does not .feel.
THE MAKING OFA MAN
It had been a great game. Because
of its sensational finish, it would oc-
cupy a place of its own in college
history. The older men were all talk-V
ing of Sargent, the lips of beauty were
busy with Mr. Sargent, while the
throng of students gathered around.
the dressing-room to aWait the ap-
pearance of their idol, could find no
other theme than Baby Sargent.
It was characteristic of Baby that
a‘fter the game. in which he won so
great glory he should elude his ad- ,
miring companions and make his way
to his own room. There 1he found a ‘
stranger awatting his coming. The
visitor was a man just past the prime
of life. His dress was that Of a gen-
tleman, and when he spoke, it was as
an educated man. Yet in the hard,
cold glint of his eyes and in the lines
of the month, there was something
that bplied the bearing and the speech.
Lookihg from one to the other, an ob-.
server would have said that the older
man was the younger with the ideals
of youth gone from him, and with the
knowledge that they were gone for—
ever.
“May I ask what you want?” said
Baby, rather stifliy.
“Why, of course,” said the stranger.
“I forgot. You can‘t be expected to
know me. Sit down and I will tell
you."
The manner was one of singular
courtesy, but there was a ring in_ the
voice that evidently grated on the sen- ,
siblities of Baby. He obeyed, and the
stranger looked him —up and down
very carefully. Finally he spoke.
“I‘ {new you as soon as I saw you,"
he said. “It was at the game to-day.
If I were capable of the feeling, I .
should be prorud. Did you ever hear
of your father? Yes, he’s dead. I
thought so." This last as if to him-
self. “When a gentleman signs an-
other man’s Danie to a cheque he is
dead, and I suppose he had better stay
dead. ” -_
Baby salt with white,Qrawn face
and the man continued as if in 901110-
(11137-
“Yes, I have been dead and in hell
for twentyvtwo years. And What is
more, the ghost of my dead self has
always stood before my face. Out— V
side, I am as when I married your
methane. gentleman. Inside, I look
upon myself as a corpse, and know
that I shall never again be honora-
ble; what is worse, I have no desire
to recover my lost manhood. This,
too, I comprehend. I have lost my
self-respect, _ and I know it. There-
fore, I say I am in hell.”
The voice was heavy with the
weightof un'alterable judgment. In
._ Baby’s eyes The horror of the thing
was written plain. Now, like a hunt-
ed animal, «he turned instinctively to-
wards [the mantel, on which stood an
Old portrait of a man in 2the uniform
of a cavalry officer. He looked back
to the face before him, and the cer-'
tuinlty of it was overwhelming.
There was silence between them
for some time, and then the man spoke
again.
"My welcome is not cordial, but my
The rest of
me, however, must live, and there is
no life except at the gaming table.
For that I gave my soul, for that I
lost your mother, for that I am here.
She has come into some property, I
am told. Well, I shall return to my
family. My dead self will be easier
in its coffin if I am able to move in
the circles where I belong. As long
as I am supplied with money I shall
not injure your prospects, I shall not
disgrace your mother’s name. But
money I must and will have. Come,
let us go home now at once.”
The voice had grown fierce, and the
eyes shot a red glare as the demon
of his passion for gambling laid hold
of the man.
At the mention ofhi-s mother’s name,
’Baby was transformed. He rose and
stood before his father. Hi's lips
were shut like a vice, and his eyes
gleamed as steel gleams in the moon-
light. He took some bills from his
pocket, and threw them "on the table
with, a powerful gesture. Then the
words came slowly and s-ternly from
between the clinched teeth.
“What you want ” said -,he “is
money. Take it. When yOu want
more, come here and get it. But if'
'ever you show yourself to my mother,
I will most certainly kill you. New
I”
Without a trace of feeling, the man
took up the bills and left the room.
I! t * a ’3 . * QIV * .
That night the studelits :celebrated
their victory. They cheered for Sar-
gent, they sought him high and low.
They rushed to his room, but it was
dark, and repeated poundings on the
door brought no answer. Yet inside
Roy Sargent (Baby no longer) was sit-
. ting with the ruins of, his shattered
family idols around him. From the
wreckage he was gathering materials
wherewith to build new gods. In the
anguish of his soul 'he was working
out the salvation; of his manhOOd.
Witout, 'his' name was borne high
upon the midnight air. Within, a por-
trait in his hand, he. sat in the dark-’ '
ncss, staring at a face he could not
see.
The following letter, Written byl‘Big'
Hemt, a Sicilx at the Rosebud Agen-
cy. to the United States
seems to be capable oftwo interpre-
tations: “I want to make complaint
against my brother for shooting fit
my mother. He'misséd her'at’l‘eastu
foot." '
“I have tried to'make Monsieur
America'ine’s apartments as homelikq
as n0531ble'“ said the French 'land-'
lord
“Yes?” queried the American. '
“Oui, monsieur‘.
pirlor. "—Plril'adelp‘h‘la.
can. ' '
North Am'eri-‘V
Marshal, '
19'
See, here ees' z‘e cusé -
[VL
‘ ”a '1’»... 7.
'- s-‘ Hand-one Street Gown.
It would be hard to enumerate half ‘
'of the coat and jacket effects which
the couturieres are showing. Jacket
and coat gowns are extremely modish
for fall and winter and are the safest
models to choose for gowns that one
wishes to wear without a wrap.
A chic costume is made 0; a tobacco
brown rough cloth. The, jacket is
tight fitting slashed in front with the
belt carried through the slashing and
fastened in the center of the front.
The: jacket is lined throughout with:
satin; It is fastened slightly to one
side‘ Of’tbe fioiit with fancy buttcns‘
and the rulers and collar are faced
wlbl; satin we embroidered in black
and silver. '
’ ma use. Bands."
Children slfould be taught to use both
bands; they will find the knowledge"
useful in after lift? Writers' cramp is"
a thing which can only be cured by
rest; the 111811 Or wbman who must sit
doWnV and write for eight or mere hears
a day, is bound to suffer sooner or
later, unless unusually strong. We
have muscular bands and nervous con-
nections which: are liable. to be over-
strained and wt- :11 out. If a wire used
by a telegraph Operator gets out of or-
der, he sends his messages over another
wire; if the owner of a few horses rides
one till he can do no more work, he
gives him a rest for a while. ,
~Just so—lf a man suffering from
cramp in the hand and arm wants to
get cured, he must rest. To think of ef-
fecting a cure by liniments is nonsense.
Nature, and Nature alone, aided per-
haps by bathing with cold water, which
acts as a tonic,-can restore a. cramped
or tired arm.
rWhy should not people who have a.
great deal of writing to do learn to
write with bothhands? Then, when one
needs a rest, the other can go on duty.
We shudder and pity a person if we: see
him using a knife 01' pair Of scissors
with the left hand, but we really ought
to envy' him and strive to do likewise,
but at the same time not allOw the
right hand to get out of practice.
V About Babies.
In Ireland a belt of woman’s hair is
placed about a. child to keep harm
away.
:Garlic, salt, bread and steak are put
into the cradle of a new- -born baby in
Holland.
Roumanlan mothers tie red ribbons
around the ankles of their children to
preserve them from harm, whilst
Welsh mothers p'ut a’pair of tongs or a
knife in the cradle to ensure the safety
of their children. This custom 1,3 3,130
extant in some parts of England;
In the Vosges, peasant children born
at the new moon are supposed to have
tongues better hung than others, While
those born at the last quarter are'sup-
posed to have less tongue 'but' better
reasoning powers. A 'da‘ughtér born
du1_.ng the waning 1116011 15' always pre-
cOcious. a“ ..
-. At the birth 'of a child in Lower Brit-
tany the neighboring women take gin
charge. wash _,it crack its joints, ndV
rub its head with oil to solder the
cranium bones.
a tight bundle and its ups are anointed
with brandy to make it a full “Bi-etch, V
The Grecian niOthVer,‘ before putting
her child in its crane; turns three times
around before the fire Whilst singing
her faV OVI'ite song to ward off st 11 spir-
its. . .
The Turkish mother loads her child
with amulets as soon as it is born, and
, a small bit (if mud, steeped in hot Water
' prepared by previous charms, is stuck'-'
on its forehead.‘ '
In Spain the infant's face is swept
with a pine-tree bough to bring it good
luck.
V ()ueen “’1lhehi1ina._
Queen 'Wilhemina of Holland is a
pretty girl with almost golden hair,
blue' eyes, an Oval face, and a bright
complexion She is' remarkable for her
intelligent and frank expression. She
is rather abOve the middle height, and
has a pretty figure. 011 thOse occasions
When she is seen in public it is always
noticed how devoted she is to her
mother, and how deferential she is to
her, quite sinking the queeh in the
Vidaughter in her relations Vtowaid's hex
parent.
‘2 The Russian Imperial crowr is val-
Iued at £1.2th0, 090. _
. tio.
lblacken all the teeth but two
, tinge their nails with a blue color. 7
It’is then Wrapped in}, '
Queer Notions or Beauty.
It is cu‘gious to note the queer id.”
015 healily which characterize differen-
nations: In Fiji, the native women
paint their “faces with red and White .
stripes as an ornament. The women 01
Greenland cover their faces with blue
and yellow, while Arabian beauties
stain their lips blue and their fingers
and toes red.
The Dearly teeth of the poet and 1111ng V'
ellst would not be valued by semefiof"~<’
the Eastern and Polynesian nation's Ids,
Macassar the women. "paint their t'eethVV
red and yellow, in such a way thata
red tooth folloWs a. yellow one, 'and
alternately. The teeth .ot the T011-
quinese areas black as art can make
them. ,The dyeing occupies three or
four days, and is done to both boys
and girls when they are about twelve
years of age. .
During the whole operation they
never take any nourishment, for fear
of being poisoned by the pigment ii‘ "
they swallowed what required mastica-
Every person, high and low, rich
and DOOr, is obliged to undergo this
somewhat objectionable operation, as i
is alleged that It would be a. disgrace
to human nature to haVe teeth white
like those of dogs or elephants: ‘
In Japan fashion coiii' eVls married.
women to blacken thel teeth, not,
however, as an ornamembut to make
them more ugly and save themVV frOm
temptation.
The Sunda
bulned cocoa-nut, covering the two e‘x-
cepted teeth with thin plates of gold or
silver. The same tribe are in the habit
of employing their old women to dress
.up the teeth of the youths and maiden5!V
at wooing -.tlmes The canine teeth are
filed to a line smooth edge, and the
body of the tooth madeconcave, or
they will notch the edge of the teeth
like a fine saw as an additional means
of beautifying. «J
This mutilation of the teeth is ob-
serVed by any of the savage or un-
civilized races in various parts of the
world. In the Malay Archipelago the
:natives file their teeth into points like
- :those of a saw, or pierce them with
-' holes into which they insert studs. The
Macassar people sometimes pull out
, two front teeth, in order to supply their
,place with teeth of pure gold or silver.
Some African tribes knock out their '
front teeth, on the ground that they do
not wish to 106]: like béa'sts. On the
Upper Nile four frOnt_ teeth are always
knocked out, but farther south only the
two upper incisors are dispensed with.
In some parts of the world the shape
of the head is of great importance
Many American'lndians admire a head "
so extremely flattened ‘as‘to appear tO'
us idiotic. The natives of the north-
pointed cone, while the inhabitants of
Arakhan admire a. broad, smooth fore-
head, and in order to produce it they
fasten a plate of lead on'the head of
the new-born children.
In some countries'the feminine head-
' gear is carried to singular extrava— f
games. The Chinese lady’carries on
her head the figure or a bird, which is ‘
composed of copper or gold, according
to the quality Of the owner. The
Myantse women carry on their heads 3 ~
thin board, about a foot long and six
.inches broad. With this they cover
”their hair and seal it with wax. ,
to be called.
With. the Tabltlans
“long-nose” is considered an '* insult,
and they compress thenoses and tore-
heads of their children for the sake of
beauty. The same custom. is prevalent
among the Malays and the natives of
Brazil. In some parts Of the world the
nose is pierced, rings, sticks, feathers
and other ornaments being inserted in V
the holes
The ancient Egyptians and Assyrians
used paint to make their eyebrows
seem wider; the Arabians of the pres-
ent day go a step farther in the use of
paint. They endeavor to produce the
impressiOn that their eyebrows grew
down to the middle of the nose and
meet there. Persian women paint a
black line around their eyes and orna-
ment their faces with a variety of
figures. The Indians 05 Pagaguay
eradicate their eyebrows and eié’lashes,
saying that they do not wish to look
like horses.
In China and neighboring countries
the finger-nails are allowed to gr’ow to
‘a monstrous, lengthnas aV‘VsVVymbOl of nO-
bility, ladies wearing silver cases to
protect them. In some parts of Africa.
yellow or purple nails are considered
fashionable, while the Turkish women
'~~."‘
Dainty 'l‘t'a Cnsoy. ‘ 3
For the woman with a large circle of
friends and therefore niany littlé nié- ‘
mentos and gifts to make it is none to
early to start on the Christmas pres-
ents now, and suggestions and new
ideas are always welcome. V
The acéompanying pattern (Or a tags
’5
cOsVey is pretty. It. is made Of cIeam
white satin with an applied design Of-
pink crepe :de. Chine poppiesgsyitb light
green velvet leaVes and budsedl‘he: hairy , .‘.
stems of the flowers are wOi‘ked [With-V-
silk. Above this design eccentric scrolls
‘ai'e couched, Japanese fashidn heavy .
with gold thread each' one ending with
a gold pailé'tte. A White and gold s.ik‘
cording finishing the edges.
Islanders sometimes 'V
.with ' ~
Norwalk Chronicler