L,
n . | .
.7me LEE [unmet to,
RID A. MOGURDY, Resident.
_-. ».
m" 1;"
can.
7 S lateent for the Year ‘Ildilg Dec. 3159 .
According to the Standard of the Insurance Department of the State of New York.
INCOMEO
. $42,693.20! 99
11,469,406 24
$54,162,608 23
O 0
Received for Premiums
From all other Sources
nrsnunsnmnnms.
To Policy-holders for Claims by Death
To Policyaholders for' Endowments, Dividends, etc.
For all other Accounts
. $13,279,630 66
12,712,424 7-6
'10.132.oos 57
$36,124,060 99
O O O O
Assnns.
United States Bonds and other Securities
' First Lien Loans on Bond and Mortgage
Loans on Stocks and Bonds
Real Estate . - , .
Cash it)! " nksggnd Trust .0 ‘pganies '
Accrued Interest, Net Deferred I'Premiuiiiis, étc.
$131,6i§,§4i 4.!
69:433s937 31
12,880,398 00
armhole-.93
[- 1,705,195 8:
o._:i~4i:;..aoc so
:21: .278m43 .97
Resefi? not:apoiicies- and other Liabilities
' T HE EVENI N-GAZ~LTTE '
NEW . YORK LETTER.
New York and all its surrounding
territory is now bottle fed. The “dip-
per” has vanished. Even milk
is now served in glass jars.
There is nothing about which the
New York board of health is more par-
iicular than the city’s milk supply.
The benefit of this stringent supervis-
ion is shown in the lower death rate
and the lessening of those diseases of
which bad mil-k is so fruitful a. source.
No one can sell milk in New York
Every wagon distributing
milk must show conspicuously the
number of the dealer’s license. If
stopped 'by one of the numerous in-
spectors who roam about at all hours
of the day and night, and the milk
fails to come up» to the legal stand-
ard, the milk is poured into the near-
est sewer and the dealer is at once
arrested. Heavy fines and forfeiture
of the license to sell may follow. The
magistrates have no mercy on this
class of offenders. Dealers have been
made to see that it does not pay to
sell adulteralted or impure milk. .The
experience of the milk superVIsers
here leads them to approve 'Of the
bottle system of delivery as the clean
est and safest method. An advocate
of the return to the ancient “‘dipper”
plan would be regarded as quadntly
archaic in'his ideas. The whole trend
of the business now is to have the
bottle brought directly from the farm.
The bottling has mainly been done at
the Wholesale depots. , Milk bottles
are washed. severe! tines; first “" “ ‘
householder, then rtWice at the deal‘
9175’ where Special steam appliances
have been invented and are used for
this purpose. The latest bottle dis
cards the old-fashioned tin lid. In its
place is one of vitrified ware with a.
paper cap under it that keeps the
mouth of the bottle clean and air-
tight. An ordinance prohibiting the
distribution of milk in glass jars
wOuld fill New York with amazement,
even with all the queer things we do
health.
»_ 535.508.1941 so
59.36.634.493 33
Surplus, . . a . p ‘
Insurance and Annuities in Force
0 9
-. ., --.-—~->-"v-~"r‘~ ..-..._. ‘.L .m..- ~_.
I have carefully examined the foregoing Statement and find the some to be conceit
liabilities calculated by the Insurance Department. CHARLES A. PRELLER, AuditOr.
I
From the Surplus a dividend will be apportioned as usual
,chort of the Examining Committee.
7 Office of the Mutual Life Insurance Company of New York.
'IO mg AHONORABLE, THE BOARD or TansTEEs OF
THE MUTUAL LIFE lllSllflAllllE' GOMPAIY OF NEW YORK.
The umlersigned, a Committee appointed by your honorable body, on the twenty.
second day of December, I 897,to examine the Annual Statement of the Company and
to verify the ,same, respectfully—w .
REPOR
That, pursuant wghe power and authority thereby conferred, the Committee have, at Various dates between the
date of the said reference and the date of this Report, attended at the office of the Company, and have been Waited 9“
by the Treasurer, the Oomph roller/one Auditor, and the Cashier, together With the respective assistants of such officers
and have carefully gone Wm, _a.11 the items contained In the said Statement, and have found the same to be com it They
have examined and counted eve. ry ceutificate of stock, bond and other obligation held by the Company, and comparea
the prices at which the same are ‘garrled in said Statement W1th the market quotations, and find the same not exceeding
.such quot ati ons—in fact, in many em‘esqbelow them. They have examined and counted the bonds and mortgages on real
.property held by the Company, and fire. the same to be as stated. They, have also verified the valuation of the Com-
Z‘Pany’s holdings of real estate and liars. _ verified the deposits 0f money 111 13.136 var'iOus banks and Pl‘hst companzgs and
have counted the cash on hand held by the 935111915 " ‘ ' ’
And the Committee certify that all the usoks. papers, documents, and eVidenc'é 5f titl
. . ., eofev"‘”- ,1...~ . ..
nary in such examination have been freely submitted to the Committee by the said officers ery desellptlfm ht 0‘35
here in disregard of public health and
comfort. . y
The 'Aqua'rium at Cutie Garden.
fiOne l'ofl‘the most popular places in
New York, “although it is rarely noté
leed in the newspapers, is the Aqua-
rium, which occupies the old Castle
Garden, [in the Battery. Here, be;
tween 10 a. m. and 4 p. m., there is a
constant. stream of men, women and
children, passing in procession before
the countless specimens of the fish
tribe from almost every quarter of the
globe.- It seems a pity that the hours
the A‘muarium is kept open are so
short. Thousands of people who
might otherwise be glad to visit the
collection are prevented from d-Oing so
by reason of the limited time. No
stranger to the city should fail to
visit this attractive place. There is
no other fish collection equal felt in
this country, except, perhaps, the one
in Washington. Whatever may be the
evils of the “paternalism” that pro-
vides these places of entertainment
for the people at the expense of the
fifty "treasury, there is certainly no
other investment of pill??? funds that
'3
pleasure and instruction. except, of
course, the. money that is spent on the
public schools. The Aquarium. the
”made with a tight fitting "back, the
'material in. the front gathered on to a.
without a license from the board of i
J. uy uno‘
yields so large a dividend of public
. Dru” Silk Blouu. __ .
In spite of tho- cdict which has gone
forth declaring tight bodices to be the
pro or attire this fall and winter, many
ha dsome blouse waists are still shown
for evening and dressy wear, and it is ’
safe-to predict that this becoming style
of garment will remain in favor with a
large majority of the feminine world. _
A smart bodice in Cuban red silk is
. )1- s
V-shaped . yoke which ‘ is - trimmed
across both=Ways wlth straps of black;
velvet ribbongwith appliques of lace
arranged inside the. squares thus forms
ed. , The sleeves are trimmed'in it aims
liar manner and are finished with lpufls.
oil-gill: at the top. -
J A
va-
- _.
.3: ‘
.2 .
o n”
17
W. .-. -A_-./
7 . pref lab to the :neck. 02:81
dress is‘ at! 'all’ time! desirable, the plain
linen collars being only? suitable-iron
morning grnbpaines; Wear. - Cravats
are made .in' silk," silkmuslin, lace, and
chiffon, and the foundation of each is a
plainband, arwell fitting linen collar
bells useful for this purpose. ,
White silk is employed for a. dainty
neck finishing. The material is slight
ly lulled on the band and is edged top
. g,
i " Elma: £33.“ 76.213133... “(F‘s-:1 ,
Art and Natural History Museums,
the parks, the playgrounds for Shil-
dreu, the free ba‘ths, the recreation
piers, roofed over and opened as
breathing places for the inhabitants of
the crowded tenement. houses, ”the
Botanical and Zoological Gardens that
are t0 be. and the great public library,
. and Ih ' ' -- _ ‘n
ithe same are accurate, in good order, and well kept.» eir a.ss'smut3. and-fix 3
And the Committee further certify that the investments of the Company 93.5 of 3. iii 11‘ 0rd" .
. . . . e
'and methods adopted by the Company in recording its transactions and caring for the assets ire en" r, and that the System
. n" ' .
All of which is respectfully submitted. CHAS. R. HENDERSON ELBRID GE T. GERRY “Edit? cggmendation
NEW YORK, January 21, 1898. - . - - ATERHOUSE
s. V. R. CRUGER J. HOBART HEEEICIE JAMES C. HOLDEN
Board. of Trustees-
i, Hmlnr H. Rooms
' Jim; W AUCHINCLoss
THEODORE MORFOBD
WILLi‘Aili BABOOCK
Snowstorm FISH
AUeEE'TUS‘Di J CILLIABD
CHARLIE!B E." MILLER
WALTER E. ‘GIIQIJETTE
H. WALTEE' WEEE'
FREDEBIC CROM‘WELf.
J ULIEN T. DAVIES
A. N. VVATERHOUSE
S. V. R. CRUGEB
CHARLES R. HENDERSON
RUFUS W. PEOKHAM
J. HOBART HEBRICK
WM. P. DIXON
ROBERT A. GRANNISS ,
ISAMUEL D. BABCOCI’
RICHARD A. McCain)!
.JAMEs C. HOLDEN
» . HERMANN C. VON Posi-
WILLIAM J. SEWELI.
' OLIVER HABRIMAN
ROBERT QLYPHANT
.. GEORGE F. BAHEE
r‘DUDLEY OLOOTT
GEORGE G. HAVEE'
ADRIAN ISELIN JR.
GEORGE S. Bowbom
WILLIAM C. WHITNEY
WILLIAM: ROCKEEELLEE
JAMES N. JAEVIE
CHAS D. DICKEY J3
ELBRIDGE T. GERRY
JAMES Srnrmr;
1
ROBERT A. GRANISS, Vi'eeafirpssidem.
. f ‘_ WALTER R. GILLETTE, General Manager.
i: ISAAC F. LLOYD: ‘2d Vice-President DUEH du-P. BRECK, Corresponding Secretary
WILLIAM J. EASION, Secretary. - , ALBERT zKLAMROTH, Assistant’S’ecrctary,
. FREDERIC CROMWELL, Treasurer. ‘ , .
wag I: mnggffi 3:12;“; Treasurer. gngVES TIM l’SON. 2d Assistant Treasurer.
. .l , as er. g ‘.IARDP.HOLDEN,A 'tatCal ' .
iOHEiNII'IQRCELnCIG%LINTOGK’ Actuary. -- .8815 n slucr
. A C , JR A ' ta. tAc ' .
CHARLES A, PRELLER, Auditor. ’ sliginimitiuw
.0. CLIFFORD .GRETSINGER, Aacistant Auditor. HENRY S.
JOHN C. ELLIOT, Superintendent of Domes
EDWARD LYMAN SHORT. General
'. 7 ‘ . MEDICAL DIRECTORS: .
ELIAS J- MARSH. M. D- GRANVILLE 11 WHITE, n D
RICHARDS, Comptroller.
BROWN, Assistant Comptroller
tic Agencies.
Solicitor.
“311.011 _Onl_y. awaits the official action
or the Board of Estimate, all free gifts
of the people to themselves, serve to
make life in the city broader, happier
and safer. The city money that is
put into them’ is as well spent as if
put into aqueducts and docks. .g
Cornelius Vanderbiits. ‘1
The name Cornelius in the Vander-
bilt family has not been attended with
I
father rto son. Cornelius I. was father
of thirteen. children, one of them be-
ing Cornelius II., who inherited but
a. small portion of the Commodore’s
millions because the latter regarded
him as a youth of narrow intellect.
He was nearly d-isi-Hh‘erited, as a mat-'
ter of fact, and th‘e‘larger' part of his
f rtune was derived from“: his brother,
William, H. It appears now that Cor-
n‘eli‘us III. has disinherited his son,
Cornelius: IV., not on account of men-
taJWeaigness, but for,“ to the father,
goOd andrsatisfa‘ctory‘ reasons, no mat-
ter how'fihe world may view it. There
is a. diminutive COrnelius V., who, to
follow precedent, must have his share
of paternal dislike.
0n 'the' other hand; the sons of the
great fortune when handed down from '
.—._._
’2’
I . .,-
AN INVENTOR’S LUCK. .
SHOLES' FAILURE TO PROFlT BY THE.
TYPEWRITER.
Died Poor in Spite ol the Wealth Hi; In-
vention Brought to Others. Densmore’s
Influence Over Him. -Tra.lt’s of ,. “It '
TWo Men. , ‘-
“What a huge- fortune the inventor
of the typewriter machine must have.
made,” said a man who was im<
pressed 'by a statement of the num-
ber of instruments in use.
As a matter of fact the man to
whom the first successful typewriter
was due died poor. He was Laitham
Sholes. This story of his experience
came mostly. from his own lips. He
had not left his bed for years before
he died at the age, of 71, in the full
use of an active and unusual mind.
Only a. short time before the end
came he made another, a more com-
palct machine, on another principle.
The work was done with his own
thlinVlrands. If he ‘had lived only a
little longer he would have been (16‘ _
pendent on his children. , ‘
His failure to obtain a larger share
of the profits of the invention was due,
judging from the standpoint of his
friends, to the power of a strong. per
.§1Sllen'ta-Dl(l domineering character over
avgentle visionary. He could not or
‘WOuld not himself explain the influ.
ence on him of Densinore, the man
who undertook the business of ex~
ploiting the machine; but it was or};
, parent that he shrank from the" vio-
lent temper of the mam. ,
Densmore, who nourished a passion
for exploiting a great invention, had
seen the writing machine and believ‘
ed in it. He had himself invented a
'car now in general use, but at this
time $600 was all he could command.
This he gave to Sholes, taking an in.
terest in the machine for it. He has
idertook to find the Capitalist, with“-
out Whom nothing could come of the
-. ,~ '4 toil and money. In New
years c. . , .
York, among lain? WQSPMMG men 013
money, he needed all his tenacity find
insensl-bility. There was only an un-
wavering confidence in himself to sus.
. Itain him under the daily rcbufls. For
months he lived in a gamt, almost
bare of furniture, with a. dietary
strangely like the raw turnips of.
'Colonel Sellers. Raw apples consti-
tuted all 'his food during the period of
trudging from one repellan-t oflice to
another. '
Althoughone Of a changing croWd
of money seeking inventors, his strong
personality was long remembered in
the offices of investors. From this
bitter struggle with skeptics a more
' sensitive man would have retired with
defeat, but he won. Not all at once,
but he gained step by step, always.de-
serving more than he achieved. When
this hardest work was done, and the
manufacture of the machines was be-
gun on a small scale, his arrangement
was that Sholes should receive $12,000
a year. Four years went by, it is said,
and virtually all the inventor receiv-
ed was a frequent discouraging re;
port. At last Densmore induced the
weary inventor to 0.....-“ M“ “T ‘ ~
. ‘- ”savvy“ vlg,w.’ [01'
an that“ was due and for all of hifi
rights. .. .. ‘ g!
Dens‘inore was kind in his own
rough way ‘to the inventor. He in-
vited «him to New York for pleasure
and kept him wretched by public quar—
rels with waiters, conductors, police-
men, and everybody with whom they
had anything to do. Densmo-re now
lived in the east, and his income
from the machine was said to be more
than $60,000 a year. Sheles, 'Jlaving
had several liemorrhhgeg,“ $53: {If
Colorado for two Winters, and Dens-
more bore the expense of a winter in
Florida. When Sholes completed an
improvement to the machine, Dens-
”V.,.“
.—.—.
e
a
and bottom with narrow ruehe, of
Chiffon,fwhich also trims the MW. in
from ,which is strapped ,_,wi_tli ahead of
Whiteribbon. Another" cellarjais the
band covered with pale ,pink. tucked
silk. The bows and:l.ong ends are fin-
ished with tucks andifine lace.
_ ‘ Bed Candlesticks. .'
A particularly acceptable present af-
ter a visit to a country house or tea
bridal. pair who will possess snout-of-
,town residence is.a, set‘of. bed-candle-
sticks. "These infill-Wei pelvis: or old
brass are ,sureutobefoundpn the land-
ing at the staircase ,duly set out on a.
tabla-corms the English fashion.- Gas.
Oil,,l,amps,,,and,«electric- lights cannot
banish the bedecandle, whose lighting
by a merry house party in. an old Eng-
Corneliusos- who-have not borne that
name, and the _ Corneliuses who have
been sons of Other s‘ir'es' than the Cor-
neliuses, have‘ led an entirely satisfac-
tory line of existence‘s: Note, if you
please, William H., son of the Com-
modore, Cornelius‘ L; Cornelius III.,
son of William H.; Alf-red} son of Cor-
nelius III. It would appear fateful
to the Vanderbilt family‘f'or' COrnelius ‘
to,succeed Cornelius.
- ' : \—
Wanted To Make It Reach.
He was a genuine son of /Irela‘3n‘d,-
aud'as he Worked painting the fence
G. S. WINSTON M. D. Consulting.
l’r\
_ gents.
; means In eras-Eur, Cancun!
_ allpffajjsfufud‘éhjio finish the jOb.”
his face,,wore a troubled look. .Sud-i
den‘ly a smile shot across his counte- '
Huntedqandhastily dipping his brush
into the paint pol: h
faster and, faster. .
.‘fflliliyjfiia'relyOu paintng so fast?”
askcdnaLbystander. “You’re in a-rush
-,-"ssire.-an_' juices all right,” was his
e began to paint .
reply. “I haven’t much pain-t left, an’
I
' l
6"“
.,}> , . , I '
sewers a... he... _ '
It’s 5 nlshln’g the” ijoh Il‘mwafthcctbeforc
in all-‘jges_ne.",—.i:hugaeiphla' Call.
taker.” _ :
lien castle hall has been made the sub-
ject Ol‘ a fine-picturepv ‘
. Clive-e. S infl'wiflied.‘
Delicious. cheese sandwiches In“ '
made by cecking in a double boiler half
a pound 'Cf grated cheese with h'alfa
'-::p of cream.or..milk,_,a..tiny pinch of
;;ustard, and a little salt. Thicken with
teaspoonful of flour; when thorough-
cooked, .and, just before removing
.m the-fire, add a well-beaten eggév
.LVB ready some thin slices of toasted
-.ead or some crackers, and spread.
l'hese sandwiches must be eaten while
hot. » , . ‘
.—. -.-.—._..
\ . _ ..
Mrs.,Tinikins..was, taking her son co
school for the first time, and after im-
pressing the school-‘master with the ne-
cessity of. hishavin‘g athorough good
education, finished up by saying: “And
he'sure he learns Latin". . ..
t‘fBut; my :dear' ‘jmadamfi’ said the
schobl-master,’ “Latin is a dead lan-
guage." ‘ ' “
more demanded it as a right and got
I it. When Shane's fatally end friend“
raved. the inventor defended the gift
as a matter of conscience. He urged
that to sell. the improvement .to 0th?
' ei‘s would injure the" business of those
who had acquired the original ma-
chine, and that they had, a just claim
I on any improvements which Sholes
might invent-v While there were no
wmuen conditions, it was understood
that Sholes. would be taken . care of.‘
Atlast the inventor retired perm-w
'fiently :to his bed. Not that he was
wholly unable to move about, but he
had a theory. Every person, he said.
was endowed with a certain amount
of vital energy. If he dissipated it in.
physical exercise Ilie shortened his
life. He propos’ed'to conserve his en-
ergy by living almost prone. His bed
was a workshop. .W i th .the occasional
aid of a machinist, he undertook the
construction of a new kind of writ-
ing machine. He had made several
models and one that pleased him.
Densmore kept his eye on it, ridiculed
it, and then demanded it. He. urged
that but for- him the first machine
would never have been a success, and
that he had done well by the inven—
tor. He would make no written terms
but he would deal fairly if anything
should come of it, which he could
not believe.
A's Iris sons had an interest in the
new machine, S'holes . refused. This
enraged Densmore, 'wh-o threatened a
fight in the patent office and in the
courts. ‘His letters were savage, and
but for the ridicule, which touched the
inventor’s pride, Shale-s might have
eluded the vigilance of the sons and
won. /
Perhaps the lifeof this inventor is
not exceptional. It is a commonplace
that the inventor- is often, compelled
to surrender-all. his rights for a com—.
putatively small amount before the
invention reaches the stage of manu-
facture. But it.1-s certain that but for
the strange influence of DenSl'i’lOlee’ but
for the-shrinking of the sensitive in-
: “All right." said Mrs. Timklns; "he’ll
want it. He’s going to be an under;
comes millionaire?
ventor from or rylth'lng violent. ,Shol‘es ~,
might have regained a sufficient. in— '
"tierest iii-bisown creation to halfebe- ‘
H I Xl’tkl' nu.
Norwalk Chronicler