'1 ' 11 11} E??? “v Ia: N I f " ’_ fl T11. MUIIIII. 1.1111111111111111: 1 OF NEW YORK. RICHARD A.McGD'RDY,,Preside11t. Statement forthe YeaIEnding Dec. 31:97. According to the Standard of the Insurance Department of the State of New York. ‘1 INGCDMEE Received for Premiums . . From all other Sources . . . _I . . . $42,693.20! '99 . 11,469,406 24 $54,162,608 23 DISEEHSEMENVES. To Policy-holders for Claims by Death . . To Policyaholders for Endowments, Dividends, etc. , . ‘ For all other Accounts $13,279,630 66 12,712,424 76 10,132,005 57 $365124.060 99 . Assume. United States Bonds and other Securities . . $132,017,341 43 First Lien Loans on Bond and Mortgage . . . 69,423,937 31 Loans 011 Stocks and Bonds . . . . 12,880,308 00 Rea1 Estate . . . . 21,618,454 88 Cas’11 i11 Banks and Trust Companies . . . 11,705,195 82 Accrued Interest, Net Deferred Premiums, etc. . - . 6,141,200'20 ' ‘ ' $253,786,437 66 - - 51785243 07 I 115.. . ' - - W Insurance'and»Annuities in Force .' . . $936,634,496 63 Ihave carefully examined the foregoing Statement and find the same to be. correct . liabilities calculated by the insurance Department. CHARLES A. PRELLER, Auditor. From the Surplus a dividend will be apportioned as usual ' Report of the Examining Committee. Office of the Mutual Life Insurance Company of New York. . To THE HONORABLE, THE BOARD OF TRUSTEES OF THE MUTUAL LIFE IISUBAIIGE GOMPAIY 0F IEW YOIIK. The undersigned, a Committee appointed by your honorable body, on the twenty. second day of December, l897, to examine the Annual Statement of the Company and to verify the same, respectfully—fl REPORT That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the date of the said reference and the date of this Report, attended at the ofiice of the Company, and have been waited 9“ .by the Treasurer, the Comptroller, the Auc'uter, and the Cashier, together with the respective assistants Of such ofiicers and have carefully gone over all the items contained 1n the said Statement, and have found the same to be corrc 3t. They have examined and counted every certificate of stock, bond and othero Obligation held by the Company, and Compared the prices at which the same are carried In said Statement with the market quotations, and find the same not exceeding such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages on real property held by the Company, and find the same to be as stated. They have also verified the valuation of the Com- pany ’s holdings Of real estate and have verified the deposits of money in the various banks and trust companies and have counted the cash on hand held by the Cashier. 2 And the Committee certify that all the books, papers, documents, and evidence of title of every description Decca. sary in such examination have been freely submitted to the Committee by the said Officers and their assistants, and tlfit ~ the same are accurate, in good order, and well kept. And the Committee further certify that the investments of the Company are of a high order, and that the system and methods adopted by the Company' In recording its transactions and caring for the assets are entitled to commendation All of which“ Is respectfully submitted. CHAS. R. HENDERSON _ELBRIDGE T. GERRY NEW YORK, January 21,1898 S. V. R. CRUGER J. HOBART HERRICK JAMES C. HOLDEN Board of Trustees- GEORGE G. HAvEN ADRIAN IsELIN JR. 'GEORGE S. Bownom WILLIAM C. WHITNEY .WILLIAII ROOKEFELLEB JAMES N. J ABVIE CHAS D. DICKEY JR ELBBIDGE T. GERRY JAIIEs SpEYER; HENRY H. ROGERS JNO. W AUCHINoLoss THEODORE MOBFORD WILLIAM BABCOCK STUYVESANT FISH Aueps'rus D. J UILLIABD CHARLES E. MILLER WALTER R. GILLETTE H. WALTER WEBB FREDERIO CROMWELL JULIEN T. DAVIES A. N. WATERHOUSE S. V. R. CBUGER CHARLES R. HENDERSON Rurus W. PEOKHAM J. HOBART HEBRICK SAMUEL D. BABCOCK RICHARD A. MGCUBDY J AMES C. HOLDEN ERMANN C. VON Post- VILLIAM J. SEWELL . OLIVER HARRIIIAN 7' ROBERT OLYPHAN'I' _ GEORGE F. BAKER WM. P. DIXON _ DUDLEY OLCOTT ROBERT A. GRANNISS , .1 '5’ ,ROBERT A. GRANISS, VICe-President. ISAAC F L OYD 2d V P <WALTER R. GILLETTE, General Manager. :4 me— mm on DUEH du-P. BRECK, COIres ondin Secre INVILLIAM J. EASTON, Secretary. ALBERT KLAMROTH, Assis111mtSegc‘2retz‘1.ryfutry JOHNA FONDA A t t IEREDERIC CROMWELL, TIeasurer. ssis an reasurer. JAMES TIM PSOII 2d Assistant Treasurer. WILLIAM P. SANDS, Cashier. EDWARD l’. HOLDEN, Assistant Cashier. EMORY MOCLINTOCK, Actuary JOHN TATLOCK, J-B, Assistant Actuary. CHARLES A, PRELLER, Auditor. ’ ._ WILLIAM W. RICHARDS, Comptroller. C. CLIFFORD GRETSIN GER. Assistant Auditor. HENRY S. BROWN, Assistant Comptroller ’ JOHN C. ELLIOT, Superintendent Of Domestic Agencies. ' ' EDWARD LYMAN SHORT, General Solicitor. . MEDICAL DIRECTORs: ’ ELIAS J. MARSH, M. D GRANVILLE M WHITE, 31 D G. S. WINSTPN M. D. Consulting. wrenches 111.1111. oehersl Agents. A. H." enhanced Agent. :3” A. N. WATERHOUSE _ TRUE FRIENDS. Maiy Ann stood on the back porch d11urning.Hc1 dress was neatly tucked away from the contact of splashing buttermilk, and her eyes rested on the blue flecks of sky, show- -‘ing through the leaves of" a Virginia creeper which covered the lattice; but her thoughts were remote enough from flecks of sky, green leaves or splash: ing buttermilk. ' Inside the dim sitting room her mother nodded to the musical rythm of the churn, and the buzzing of two files, high on the window pane. The needle, stuck half way through the cross stitches in the heel of Mary Ann’s stocking, was held perilously close to the gray head bending over it, and bob-hing up again at regular intervals. The warm, languorous June day courted sleep, the churn dasher outside rose and fell monotonously, and its cadence mingled with Mrs. Smitliel’ s dreams. , Presently there came a rapof bony knuckles at the front door. Mrs. Smithers’s head gave a final jerk up- ward and her eyes blinked Open. She rose and hastened to the door, the stocking still in her hand. “Oh, is it you, Liza?” she said. “Come right in. I Was half asleep when your knocked—these long summer days make one so drowsy.” ' Liza gave her skirts a shake. “It’s awful hard for people to keep clean in Kansas,” she complained, “with the wind blowin’ the dust all over creation.” She seated herself and glanced smilingly about her. “It’s nice in here, though,” she added, “and I’m mighty glad I found you at home, because I came on special business.” “I hope you didn’t come beggin’ for the church,” said, Mrs. Smithers. “There ain’t a red cent in the house, and won’t be until Mary Ann finishes the churn-iu’ and sells the butter.” “That’s .her churnin’ now, ain’t it?” asked Liza. ' “Yes. Why?” “I’ve got somethin’ to say I don’t want her to hear, that’s all.” She took off her mittens and smoothed them out across her lap. “SE-rah,” she began solemnly, after an awkward pause, “I’ve always been a good friend to. yOu, haven’t I?” “’Bout as good as any friend I’ve got,"hn§Weréd~ Mrs. Smithers, with a curious intonation which was lost on ;_I -, ..' ;. 11,152 .' 4Q " ,Iziza, so infant was she upon the sub- ject in hand. “Well, I’ve come to do you a friend‘s turn now.” Here she paused again. and Mrs. Sm'ithers, drawing her nec- ' ,dle through, held it suspended, waiting to liear. “Sometimes,” Liza went on, “people’s own kinfolks is the very last ones to hear things that’s goin’ on— talk, I mean—and that ain’t right. If there’s talk goin’ on the ones nearest of kin ought to be the first to hear it. Leastways that’s my opinion. Ain’t it yours, Sarah?” “It depends,” said Sarah dryly. Liza. rolled the mittens neatly to- gather and turned the hem of one over both. “New, sup-posin, she said, at a slight loss for words for once, “that I had a girl like Mary Ann—” Mrs. Smithers involuntarily started. For a second she shook as if with a chill. “And people was goin’ roun’ talkin’ about her? Wouldn’t it be your duty to come and tell me?” Mrs. Smithcrs did not reply. l-Icr wrinkled face had turned a polish yel- low under the tan winds. her lap. - “Of course it would,” Liza, “and so rm goin’ to tell this, because I think you ought know it.” She coughed twice behind her hand before she began again. “As near as I can make out,” she said, “it was this way: Jake Saun- ders was comin’ along the road from Mulvane Saturday night—I think it was; yes, I’m sure it was Saturday night—and he saw two young people driving towards him in a buggy in the shadow of 'the trees. It was bright moonlight, you know, and when they came out from under the shadow the young fellow threw his arms around the girl’s neck and kissed her! Kissed 3!, contin ued you to 'her right there in the moonlight where Jake Saunders could see, Where any- body could ’er seen what had a mind to look! Why, in the name of common sense didn’t he kiss her when they were 'in the shadow Of the trees? That’s what I’d like to know. Sarah, that young fellow was Charlie Sulli- van,- and the gir'l—w ell, the girl was—— Mary Ann!” Mrs. Smithers had mechanically taken up her work and was slowly running the long needle through the heel of Mary Ann’s stocking. She pressed the threads doWIr With her thumb nail and snipped off a stray end with her scissors. Her face was emo tionless, as if carved in stone, but the fingers that held the scissors trembled a very little. “You know Jake Saunders,” Liza went on. “He can’t keep nothin’. The: was Saturday night, and before morn- in’ the whole town was alive with It. Everybody knew it, even children. Such things go like wild- fire, once they get started, and the worst of it is they keep addin’ and addin’. You wouldn’t ’er known the story by Sunday, they’d put, so many frills and furbelows to- it.” She looked hard at. Mrs. Smithers. searching in her stony features fO'l some slight encouragement to proceed, but, finding hone, She proceeded any- way. . “Now, scein’ I’m your best friend, ‘Sarah, I thought it would be a kind- ness to come and tell you What "they . were sayin’. It seemed son: of pitiful like to hear everybody talkin’ about Mary Ann, and} you smilin’ mound ‘ l of the Kansas The stocking had fallen Into" the little I f unbeknownst—smilhn’ maybe. at the Very people what was doin’ the worst talkin’.” She fidgeted a mement, while the sound of the churn filled up the Si lence. ,“As I said to Jane Hawkins? she wound up lamely “it wasn’t right. If nobody else would come and tell you, I said, I would.” ’ Mrs. Smitlhers- clemed her throat, “I see by the mornin’« paper,” she said, “that’s wheat’s gone up. That’ll be a' good thing for Kansas—that is, if the railroads don’t charge mor’n it’s worth to haul it away. This ought to be a good year for Kansas with such big wheat crops and the corn so fine.” "Yes; the corn’s fine enough right now,” Ietorted Liza, “but. there’s no telling'what it’ll be before the sea- son’s over. will kill it, or the chinch bugs’ll eat; it all up.” She flipped a speck of dust from her’ sleeve and took up the Old sub- ject where she had left off. “If I was a lone widder with one daughter, and people was talkin’ about her, I’d thank somebody to come and tell me. That’s what I would do 7, “I fly not to think of the chinch- bugs,” said Mrs. Smithers. “If they come, let ’em come. Any way, half a crop in Kansas is better than a whole crop in any other state. That’s what the matter with Kansas. Her own people run her down.” Liza suddenly left her chair and stood erect, her starched skirts rusc- ling with indignation. “You’re a queer Smithers,” she said, creature, Sarah “You never were like other people, and you never will be, I guess. When a friend comes to do you a kindness you ain’t got a civil, word in your head for" her. This is the last time I’ll go out of my way to ac- commodate you—the very last time!” Mrs. Smithcrs remained seated. “You’ll excuse me not goin’ to the door with you, I hope,” said she, with- out offering any special- reason for not doing so; and her visitor flaunted out of the house and down the walk alone, heedlessly brushing against the inof- fenslve l'OWs of phlox and sweet wil- liams as she went. When the gate had closed upon her with a loud click, Mrs. Smithers raisI ed her head andlistened fer the sound- of the churn. It had ceased. “Mary Ann!” she called softly. “Ma’am,” answered Mary Ann from the pantry where she stood, moulding a shining pat of butter. “Co-me here a. minute." Mary Ann printed a clever leaf on the butter, laid it on a plate, and ap! poured in the doorway, holding it out upon the palm of her hand. “Look at this,” she said, yellow‘as gold?" ' “ch,” smiled her mother, “but put it down and come here.” She put the plate on the table and approached her mother, her face flushed with the exercise Of her work. She knelt‘down by her. _ 3 “There’s something I want to tell you,” she said, clasping the Old wo- man’s waist with her strong young arms, and throwing back her sunny head with an estatic gesture, her eyes aglow. “W'ait.” said Mrs. Smithers. “Maybe I can guess what it is. Let me see!” She pondered, her finger on her l-ip. “Saturday night you and Charley Sul- livan were out driving along in the shadow of the trees. You were driv- ing towards Mulvane. He asked you to be his Wife and you said you would. What a naughty girl, to promise with- out her mother’s consent! Just then you drove out Of th-‘I shadow into the moonlight, and he threw his arms around you—and kissed you!” The girl smiled and dimpled. “Why, mother!” she cried. “How did you know?” “I’m a mind reader,” Mrs. Sm-ithers answered; then, seeing the puzzled look on Mary Ann’s face, she added: “No, dear, I’m not a mind reader, but I’ve got so many friends—good, true friends who came and tell me things they think I ought to know.” “I heal one Of‘ them coming now,” said Mary Ann, rising from 1her knees. “You go to the door, mother. My face burns so.” 1 Mrs. Smithers put down her work and went to the door. She half op~ encd it and looked out. Entering the gate was a middle- aged woman of ample proportions. As she approached the house her wide skirts filled up the narrow walk, bending the slender stalks of the flow- ers to the right and-to;therleft. She panted as she climbed the steps, a broad smile further expanding her face across which the skin was stIetched, drum like, to its utmost ten- sion. . ' HOW pretty yourflowers always are, MIs. Smithers,” she gasped. “How do you ever get them to grow like that in Kansas?” “I suppose, stayin’ at home and tendin’ to ’em, has somethin’ to do with it,” answered Mrs. Smtihers glimly. At the same time she fast sued the hook on the inside Of the Screen dOOI. MIs. Hawkins stood outside, like a book agent, meekly waiting to be ad- mitted. ’ “Ain’ t you goin‘ to let me in?” asked. Mrs. Smithers answered the ques- tion with another. “Are you one of my friend’s?” ‘(Yes 97 “Have you come to tell me some- “ain’t it Shi: "thing you think I ought to know?” “Yes,” answered- ‘Jane Hawkins. "I " : “Well, then, I’m not at home" . qqid .IIIms Smithers, and she slammed the door ,:dIew the bolt and went back to her flaming—Petalsou’s Magazine. Like as not the hot winds open air. _, RARE OFFHAND sPEsCI-Ise. ‘ Not so Spuntgneous as They Appeared. Even Lincoln’s Were \Vrltte'n. A group of literary men were dis- cussing the other spontaneous eloquence .o-r wilt. - “I was at a" dinner once in New .Yor'," saidone, “and was seated next to Major Hay, who, you know, had been Lincoln’s secretary. Somebody making a speech exclaimed: come hot from the ,heart. No noble: speech was'eveI uItIteIed in America than Lincoln’s addiess at Gettysburg. and I am assured it was wholly spou~ taneous He had not given it a thought before he rose to speak.’ “ ‘While he was delivering it,’ said Major Hay to me, aside, ‘I had the fifth copy Of it in my pocket.’ “I, too, remember a dinner in New. foremost men in journalism and liter- ature were present. The speech of the evening was made by George W. Curtis. It sparkled with wit and apt allusions to the men present, evio denttly inspired by the moment. Once exclaimed: “ ‘I see my friend, Judge ID., looking at me doubtfully, but 'I must remind him that he, tow—going on with some bnilliant raillery that brought down pcals‘ of laughter. As we rose to go out I said to the editor of a Boston paper: “ ‘Wuho but Curtis could pour out impromptu wit like that? day the rarity of “ ‘Iu genuine eloquence the words ‘ York,” said another, ‘at which all the . he stopped, interrupting himself, and . “‘Impmmptu?’ said the newspaper ' man. ‘I had the proofs of all the speeches given to me this afternoon .to send to Boston tonight. Let us look at his.’ We looked, and. there it all was, word for word, even to the ‘I see my friend, Judge D, looking at me doubtfully,’ etc” “I knew Antcmus Ward," said a third man, “when he was a reporter on 8. Cleveland paper. One evening in the office he told a story, apparently a mere trifle, the flash of a moment. “ ‘Browne,’ said the chief, ‘how can you say such clever things offhand? “ ‘Off'hand!’ muttered Browne. ‘I told that to myself fifteen times this afternoon? Ten years afterward I heard him tell the Same .. story to a‘ brilliant London audience, without the alteration :Of a comma.” “Even to make a. good joke,” re- marked a listener, “work apparently; is needed as won as gemus.”—Youth‘s Companion." it" NEW PRACTICE SHIP CHESAPEAKE. ' Will Be the Only Single Topsail Ship Afloat Built for Cadets. A valuable addition to the new navy, will be the large steel practice ship now in the process of construction in the yard of the Bath Iron Works, at Bath, Me. This new vessel, 1301' the building of which Congress originally, appropriated $125,000 and for whose completion, including armament, $300,- 000 will be available, will be known as the Chesapeake. She is intended for the exclusive use Of the cadets at the Naval Academy at Annapolis, and 'i 14- 4- ~13 "i‘ . will be one Of the largest and by all odds the finest practice ship in the world. She will be remarkable. for her great sail carrying power, the area of her principal sails being 13,131 square feet and her sa‘l‘l area 19,975 square feet. She will also have the distinc- tion of being the only «single topsoil ship afloat. The day of sailing warships is past, but Uncle Sam still holds to the theory that the education of a navigator or ‘13’ commanding officer in the navy is not _ complete unless he thoroughly under- stands the handling Of a sailing ship. ‘ And he. must,be not merely theoretic- ally coImpeItenIt, but practically so. This applies to the ordinary seaman as well as to the officer, and school- ships for apprentices, propelled by sail power, are an important part: of the United States navy. Some one has said that it only requires months to make a good soldier, but years to make a good sailor, and every Ameri- can and English Admiral will tell you that the best Officers and seamen in the navy are men whose nautical training he: an on board a sailing ship. Uncle Sam believes this, thoroughly, and has seen it proved many times by experience. He now emphasizes this _ , belief by building the Chesapeake. On board Of this vessel and others like her, the Deweys, Sampsons and Schleys of the future will receive the foundation and the most important practical part of their professional» ed- .‘ucation. Electric Fans. 1"- “Electric fans have probably come to stay," remarked an electrician, “and, though they are decidedly pleasant to many during the stuffy and very warm weather, there are some things about them thut are not thoroughly enjoyable, as far gas after effects are concerned. My experience is that persons should net sit for any long time in the direct draft of them, especially if they are sensitive to drafts. It may not always feel so, but the fan is just as” cooling as if the wind produced by it 'does not strike you directly. Bettéi' have it strike you from either side, however, than full in the face or back, and. especially avoid having it play on the back of your neck. People who are sufiering from neuralgia have found this out for themselves, There is a peculiar- ity abOut electric fan’s,“"and~‘that‘ is that persons sitting so the wind plays on the directly in nine'cascs out of ten will have a. slight attack of sneez- ing the m0ment~¥théy go- out in the = The fans in stores tlIairszdy dle the breeze over‘the- head of the customers do less damage than the Wheels that shoot the air directly at ‘vou. If the chculatiou is abou- the "head it is better than if it is on the level of your head.’ ’-Wa'shington Star. In
Norwalk Chronicler