.', 1qu G" ‘ EVEN 1 N I} 6 AZ E1 f1“ E7 .4 g , .fi : . i _ 1113mm [:1 .~ ,.._ J . OF :Ls‘EW 'YORK. 1 , RICHARD A. MCGURDY, PreSIdent. atement fOI‘ the Y“flP EIldlIl D ' 31' ’9 ‘ ' , ' U 60. 1 ' According to the Standard Of the Insurance Department of the State of New York. . - INGQMEC Received for Premiums V, . I. . . . $42,693,201 99 From all other Sources . . ‘ . _ _ . _. 11,469,406 24 ' . " g ‘ 1 ~ $54,162,608 23 DISBUESEMENT’S.» To Policy-holders for Claims by Death . . ., $13,279,630 66 r _ To Policy's-holders for Endowments, Dividends, etc. , . 12,712,424 76 For all other Accounts - . , . . . -. 10,132,005 57 ASSET’S. United States Bonds and Other Securities . . First Lien Loans on Bond and Mortgage . . . Loans on Stocks and Bonds . . . . Real Estate . . . . g . . Cash in Banks andtTrust Companies . . .. Accrued Interest, Net Deferred Premiums, etc. . . Reserve fOr Policies and._other Liabilities . . . ' Surplus . . . . . . . Insurance and Annuities in Force - . . .. From the Surplus a dividend will be apportioned as usual Report of the Examining Co To THE HONORABLE, THE BOARD or TRUSTEES or TIE MUTUAL LIFE INSURANGE COMPANY OF NEW YORK. The undersigned, a Committee appointed by your honorable body, on' the twenty- ' second day of December, I897,to examine the Annual Statement ofthe Company and to verify the same, respectfully—-—-r REPORT That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the and have carefully gone over all the items contained in the said Statement, and have found have examined and counted every certificate of stock, bond and other,.obligation held by property held by the Company, and find the same to be as stated. They have also verifi pany’s holdings of real estate and have verified the deposits of money in the various banks and trust companies have counted the cash on hand-held by the Cashier. And the Committee certify that all the books, papers, documents, and evidence of title of every description nece‘g 1" sary in such examination have been freely submitted to the Committee by the said officers the same are accurate, in good order, and well kept. And the Committee further certify that the investmentsof the Company are Of a high order, and that the g" ' i," and methods adopted by the Company in recording its transactions and caring for the assets are entitled to cornmendgi’zidam ELBRIDGE T. GERRY n CHAS. R. HENDERSON S. V. R. CRUGER All of which is respectfully submitted. NEW YORK, January 21, 1898- J. HOBART HER 1 HENRY =H.ujRerRs . JNO.'W :AUCHINOLOSS THEODORE MORFORD WILLIAM; BAECOCK STUYVESANT FIsH AUGUSTUS D. J UILLIAED CHARLES E. MILLER WALTER R. GILLETTE ' . ”H. WALTER WEBB | FRED‘ERIC CRoMWELL J ULIEN T. DAvIEs A. N. IVATERHOUSE CHARLES R HENDERSON -RUEUS: W. PECEHAM J .' HOBART HERRICK WM. P. DIXON ROBERTA. GRANNISS . SAMUEL D. ,BARCOCE RICHARD A. MCCURDY JAMES C. HOLDEN HERMANN C. VON POS’I‘ WILLIAM J. SEWELL OLIVER HARRIMAN ROBERT OLYPHAN'I GEORGE F. BAKER DUDLEY OLCOTT I I 'f'WALTEa R. GILLETTE, e V . ISAAC F. LLOYD, 2d Vice-President ' enerai Manager WILLIAM J. EASTON, Secretary. ' ALBERT KLAMROTH FREDERIC CROMWELL, T- . ' ’ JOHN A. .FONDA, Assistant Treasurer. Ieasurer WILLIAM r. SANDS, Cashier. ' , EDWARD P."HOLDEN JOHIIEI'IOR'ELMCCLINTOCK, Actuary. A OCK, J A ' t t c . CHARLES A, PRELLER, Auditor. B ’ 8818 an A wary E-‘D WARD LYMAN SHORT, General Solicitor. MEDICAL DIRECTORsz' ELIAS J. MARSH, M. D' GRANVILLE BI WHITE. ‘ G. S. WINSTON M. D. Consulting. § l have carefully examined the foregoing Statement and find the same to be.c0rrect; liabilities calculated by the-Insurance Department. CHARLES A. PRELLER, Auditor. Office of the Mutual Life Insurance Gempany of New York. date of the said reference and the date of this Report, attended at the office of the Company, and have been waited on by the Treasurer, the Comptroller,the Auditor, and the Cashier, together with the respective assistants 'of such officer's the prices at which the same are carried in said Statement with the market quotations, and, find the same not exceedin such quotations—in fact, in many cases below them. They have examined and counted the bonds andmOrtgages on read 'BOard of Tru'SLees- ROBERT A. GRANISS, Vice-President. DUEB du-P. BRECK, Corresponding Secretary JAMES TIMI-SON, as Assistant has... J ‘ . WILLIAM w. RICHARDS ‘ I V' ' " C. CLIB FORD GRETSIN GER, ASsistant Auditor. HENRY S. BROWN, Assistajngcggfntggfiler "‘ JOHN C. ELLIOT, Superintendent of Domestic Agencies. " grantees do CILDHRT. Senoraldgents. *3 . - ' A... H. CAMPALWQEAQSMD . . 1 $36, 124,060 99 $132,0l7s341 45 69.423.937 3! 12,880,308 00 21,618,454 88 11,105,195 83 6,141,200 20 $153,786,437 6'6 W $35,508,194 59. $936,634.496 6.3 - M. mmittee. the same to be corrr ct. Thev the Company, and compared ed the valuation of the Com- and and their assistants, and tillit A. N. WATERHOUSE RICK JAMES C. HOLDEN GEORGE GHAVEN ADRIAN ISELINJR. GEORGES. BOWDOIN . WILLIAM 'C. WHITNEY W'ILLIAM ROCKEEELLEE JAMES N. J ABVIE CHAS DrDICKEY JR ELBRIDGE T. GERRY JAMES Srnrsa; Assistant Secretary . , ASSistant Cashier. 'V' D was-afraid of Mrs. Albatross, for she m-..— ,- A WOMAN’S WILL. “It’s no use tryin-g,’_’_ said Phemie,. “mother hates me, and everything I! do is wrong.” , “Your mother can't help it, Phemie. said Doctor Jasper. He was the new; medical man, in huge favor withAIrs. l Albatross, Phemie’s mother. “Your ' mother is highly strung—quite a we- man of genius—and allowances must? be made for her temperament. my: dear young lady. Temperament rules, everything.” 3 Indeed, Mrs. Albatross’ temperament I seemed to rule Doctor Jasper, the pur- . son, the squire, (the parish, but it did; not rule Phemie. , “Look herefi’ said the girl—she was just past twenty—“you and mother are i always creaking about me, I know,’ but you 'do nothing to help me. At least I think you would, but you're afraid—” “Your mother used to take an'inter- est in you, «but you did not meet her half way. Is not that so?” “NO, it isn’t. When I was sixteen she had a fad of dressing me up in last century costume and making a (1011 of me-not my style at all—just to ShOw Off 'her own cleverness and queerness at my expense. She said I was ugly and only dressing could make me fit 'to be seen.” "Well?” said Doctor Jasper, who was a rising young medico of thirty, as he looked gravely and judiciously at the pretty, much tried girl, who only half believed in his good will. “Well,” said Phemie, “every one laughed, and I showed mother I would not stand it.” “And then?” “Then she packed me off to school. The mistress said I was sort of dazed for a time, as if I had been ill treated —-and so I had—and quite neglected, but they were kind to me there, and I was very happy for more than a year except in the holidays, which were al- ways odious. Then you came along.” And Phemie paused and stole a doubt- ful glance at the doctor. “What then?" said the doctor, [like a person coldly inquiring for ordinary information, yet with a certain little twinkle in his eye which did not es cape the aggreived Phemie. "Then,” said the girl, “I thought you were my friend at first, but I don't now. At least-3’ At this moment Mrs. Albatross en-, tered, and, turning sharply on Phemie, said with a snap: “I suppose you haven’t fed the fowlsf or sorted the linen or done anything but’ idle away your time, as usual?” “I was called when Doctor Jasper, came. because you could not be' found.” ' “I’m Sick of your excuses. Doctorl Jasper does not wish 'to see you.” Then, in quite an altered tone, asl Phemie shrunk away out Of the room: “DO you mind coming up to my sit-l ting room? I want to have a talk with you about thosé’ changes at the infirmary. I am sure that you will. agree with me arid you will be mosi' useful. We can’t allow things to go on.” et cetera. Dr. Jasper always did agree with Mrs. Albatross, but somehow he mold- ed her, and she usually came round; to his Opinion. He listened and Shel talked. He could wait, and when he had taken her bearings—without ever'; interrupting or contradicting—she list- ' shed and he talked, and not then, but , next time, she echoed his opinions and fancied they were all her own. “It is such a comfort to find a sen-f sible man to talk to in a stupid place like this,” said she, laying her arm con- fid-ingly upon the doctor’s as he sat smiling and agreeing with her. Mrs. Albatross had worried one bus I hand into the grave—she was too clev-! er for him~but her intellectual vivac- no! .ity, imagination and enterprise made her an interesting companion. She was only a little past forty, and very . well preserved, and she meant to mar- _ ry Doctor Jasper. ? Whether it was hypnotism or will power, the doctor came again and. again and would not send in his bill, ' and the doctor’s bill never was paid.' He paid himself. “Don’t speak to me,” said Phemie. hurriedly, as she met the doctor com-f ing down stairs after a long confab 3' with her mother. “Mother’s. about. She’s out all to-morrow afternoon. I’ve got to paint the doors.” And Jasper. passed out with a sympathetic smile, She knew he would call and advise her about pain-ting the doors. He did call. ' .“What a dealyou know about mixw ing paints and things! I’m sure I' want good advice at great deal more , than. mother does. But then, I’m not clever : like mother,” added Phemie, with a little aggrieved pout. “So it’s not worth while talking to me.” ,“I do feel for "you,” said the doctor, ' with an‘unusual warmth Of manner. “I have dOne all I could to get your mother to be fair to you, Phemie’i—i he had never-called h'er Phemie be, fore, and she felt her color ,rise.i “What’s the matter?” he added hastily, . for suddenly Phemie’s eyes filled with1 tears, and she just went off then and there and left the paint pots and things without. saying another word. .* * ' * 23 * * * * Doctor Jasper’s visits became more aifi'equent. Mrs. Albatross was. con- stantly . seen about the village with him. .They met in cottages. She was devoted.» so shesaid, to nursing the sick. Itrwas certainly a new develop! ment. She was never seen with her daughter, nor was Jasper”, but he saw her daughter often’er than” she knew. Still it seemed less and lless‘possible to do without Mrs. Albatross. Her ability, her 'cooked foods and pOrt wine in “cases;” her influence. with the Squire, Whondisliked and obeyed her; with the poison; Whose good Will-1 was important to the doctor, and, who 'b'rowbeat h-l-m in the chair at parish meetings, picked holes in hissermons and organized the penny readings, which he disliked, under his very nose ——all this and a good deal more—for ' Mrs. Albatross was a woman and not above feminine arts—put Jasper in rather a tight place. He knew that Mrs. Albatross want- ed to marry him, and there were days —yes, whole days—when he really thought he should be obliged to marry Mrs. Albatross. _ . The moment came. It was in the little sitting room up stairs. ’ Something had happened. Doctor Jasper saw that plainly enough. The lady was flushed and excited. and he missed the usual confidential hand squeeze. “I—I wanted to see you,” she said. and paused. “Nothing has come to your ears, I suppose?” The doctor looked inquiringly. “Well, then, I’m dreadfully troubled, annoyed beyond measuregput out. Of course, you know my maid, Susan. She has been with me ten years, and is not a gossip—” “What on earth do you mean? Do be plain. Surely with me you might be quite plain.” And he moved a lit- tle nearer, feeling at that moment a curious kind of attraction which al- most compelled him to lay his hand upon her arm and force her to be quite honest. “Don’t keep me on ten- ter‘ho‘oks,” he said eagerly. “Tell me." “I will,” said the lady. “I feel I can tell you anything. I don’t think I have any other friend in the world— wt least, not like you. NO one under- stands me, no one has helped me as you have, and we’ve got to part. Chat is 2111—” “What on earth?” said Jasper, real-1y shaken and 'troubled—he had never seen her grow pale like that, or her lips quiver like that, and she was not of the‘ crying sort, and she did not cry now—“what—what has Susan been saying?” “Only that it’s all over the place, and that she thought at last she ought to tell me—” “You don’t mean, you don’t mean”— He couldn’t quite say it. "Yes I do.” she said. And She rose and walked up and down the room full of a sort of angry vexatlon, mingled evidently with a conflict of passionate feeling She could neither conceal n01 subdue. “Sit down,” he said. .He ‘had risen. He took her arm She was positively trembling. He led her to the sofa by the fire. “I shall have to leave this place,” she said in a sort Of hard voice. The angry tears came in-tb her eyes. He had never seen her weep. This was the nearest approach to it. “I know what you are going to say,- Don’t say it. No, you shan’t go. You are useful. The people trust you. It is your sphere. I am the mmrplot. Why should you go?” said Jasper, hardly measuring his words. “Why should either of us go? Why not stay —and stay-stay together?” “You don’t mean it?” Men at such times are more fools than knaves. “Yes, yes—I do.” Jasper had taken her hand. The woman with the iron- will, the keen intellect, the nature self-contained, which seemed at times as hard as nails, turned toward him, and in an- other moment fell crying and laugh- ing hysterically into his arms. At that moment, as ill luck wOuld have it, Phemie, hearing unusual sounds, and thinking some one needed assist- ance, entered. “Go and fetch some sal volatile. Your mother is not very well.” Indeed, at that moment Mrs. Alba- tross seemed to have really fainted away. Whether she fainted or not no one will ever know. The doctor him- self was doulbtful. I8 * * It * Jasper never entered the house again. He went home, packed up his things, wrote a hurried note in a dis- guised hand to Phemie, who on the following day would be twenty—one years Old, and come into five hundred pounds a year, which had been left her, to the disgust Of her mother, by her fond father—and Jasper went to befl- . . . it , =1! * ¢ * He must have risen early. NO one at his lodgings saw him go out. His 'hot‘wnter was brought up at eight O’clock. His boots had not been put out over night. The servant knocked again at nine. The door was not locked. She enter ed. She saw boxes packed and la- beled “Left till called for.” The bed was empty. ' The station was a mile Off. There were only two passengers by the early train. ’ 4 When Mrs. Albatross came down to breakfast she inquired for Phemie Phemie was gone. - - A Beggar’s Retort. :An anecdote of Bishop‘ Thomas W. Dudley reveals in his own words the , secrets of his success: When: it was first known in the city. in which he was settled that-he was to go to Kentucky some of his friends were disposed to be critical. “You are not going to Kentucky, are you?” asked one. - “Yes, indeed.”_ , _ .. “Do you know what kind of a state that is? Isaw in a paper that one man killed 'anoth-er. in a Kentucky town for treading on a dog.” " , The bishOp ”said nothing and the Innocentinued impatiently: . “What are‘you going to do in a place like that?” . ‘ “I’m not going-to tread on the dogs.” was the calm replyfiSioux City Jouré nal. ‘ , . PORTO RICANS‘LIKE‘SAGASTAST- . He is a liaithful Friend to the Queen antl- Boy King. , Porto, Ricans have a liking for Sue gasta, though they detest the govern- ment of which 'he is the head. All things considered they have got along better under him than under any other . Spanish premierr He granted them a. large measure Of the reforms they ask- ed for and they are grateful, though. they admit the granting was by no means voluntary, but'was done reluc- tantly and under protest. Still the aged statesman has met many of the islanders, and all of them agree that personally he is charming. He is jolly, and interesting and speaks frankly. In this he differs Spaniards in Madrid. There is noth- ing‘ of the rhetorlcian about him; no flourishes of speech; no elaborate and ornate periods about the honor and dignity of the nation. He knows all about these two Spanish attributes; and he would rejoice to find they ex— _ isted elsewhere than in the imagina- tions of the orators in the Cortes. As he does not find anything tangible about this honor and dignity, he ac- cepts the condition and does the best he can. He warships the god of things as they are, and does not attempt to lnstil practical, hopeful common sense into minds unfitted to receive it. He does not urge the. rhetorlcians to move forward toward high ideals, but he lets them talk and manager: them. That is the Ports Rican view. Sagasta has done well for himself, but he has done mere. for Spain than any other;mlnister of recent times. He has lived among pilferers and possibly is a pilferer himself, but his simple life and the commonplace lodgings he occupies on the first'y'floor. of an ordi- nary apartment house on the'Pl'ar-a Ce- lenque' do not indicate that he has amassed great wealth. ' ' He is almost the only Spaniard in‘ official life that uses the word “steal.” The others say .“_lnt‘erfiltratlon,” or “pcrcolathn.” ‘ He will have none of the elaborate euphonlstlc Vocabulary of the official class: -He is as frank as Dean Swift and as keenlnwlt, but he has a ‘suavltyr the Dean“ sorely ' lacked. He bellevesiin himself ‘and'k'ls sure he can does we'll by Spain as‘any other man, consequently. . as he loves power, he accepts. office. ,-:When~he is out he does not worry. Indeed,.h_e has stepped out voluntarily severaltlmes. He used to see-saw gracefully with Canovas, and apparently was on the best under-- standing:with his political opponent. The “up and down” Scheme was car-- ried on with courteous consideration. Although Sagasta is a Grand Master of the order of Masons, he is the inti- mate friend of the high functionaries of the Roman Catholic church in Spain. This speaks volumes .for his. urbanity and tact, ~ He. has been a sort of grandpa to the boy king, and has won the confidence of the queen regent so that she trusts him implicit— ly. He was minister of state under Alfonso XII, under Marshal Serrano. during his regency (1868-’70).. un‘der Amadeus of Aosta, the second son of Victor Emanuel, who resigned in 1873, and under General Prim, who, in 1868, was president of the council, minister of war and commander-in-chief of the army, with the rank of marshal. Some- thing in this reminds one of Talley- rand, who took care to Stand well with whoever was in power, saying, in ex- planation that by so doing he could best serve France. . l Best Time for a. Bath. The best time for taking a bath is just before going to bed. There is no practice, more objectionable than to go to bed closely wrapped; up in the dust and dirt that accumulate on the sur. face of the body during the day; nor is there anything I know of so conducive to sound Sleep as a tepid douche just before getting into bed. I have many times knownflbad Sleepers become the best of sleepers from the adoption of this simple rule. Bobby: “Pop, does» ‘mlssive’ mean a letter?" Fond Parent: "Yes, Bobby.” Bobby: "And does ‘sub’ mean un- der?” ‘ , Fond Parent: “Right, Bobby." Bobby: “Then ‘submissive' must mean a postcript, musn’t it?" THE AMERICAN CUP. —-—_ : f kid-fl,§3'frl" ' _ . ,' r f . \qu- <'~ attithmymwx / h'flwi "f.’ " .4: woe-1,, .. . —\- This'is' the trophy which Sir-Thomas Litton has challenged for an'dr'whidh “America-n yatrhsmmx. will‘defend; in" September, 1899. from all other-\