'5’
RICHARD
THE MUTUAL lie-t [matinee
é
:/ ' *
OF NEW YORK.
A Mccunnv, President.
Statement for the Year Ending Dee. 31,’9 ’ .‘
According to the Standard of the Insurance Department of the State of New Yerk.
,tReceived for Premiums
fFrom all other Sources
>4
5 INCOME.
54296939301 99
11,469,406 24
$54,I62,608 23
DISBU’HSEMENVES.
. ' --‘- , 7
‘ 7 \-~ 0.
. 11:11:. E v ENI RGGA Z 1:: lib
. p ,_ ' .)
JUST MY LUCK. -'
By Mary F. Haynes.
“It’s just my luck!” said Reuben
Starbi-rd. . “Just my luck! Never
knew it to fail. It’s always just $0.”.
' “What is“ your luck?" asked Melissa
Bird, to whom this speech was ad-
dressed. _“What do you mean by luck,
any way?”
“Why, just what I say,” responded ‘
Reuben, ‘his chin a trifle less in the I
air than it had beenduring his first)
speech. The crisp, impatient way in
which Melissa had spoken was not
without its influence. Her voice was
pleasant, her smile was pleasant: yet
they made him feel that she meant a
good deal.
“I mean—ewhy, I mean just this,”
continued Reuben, making another be-
ginning, since the first’did not seem to
amount to much. “I mean that, what-
ever I try to do, things seem to go
against me, somehow. I don’t see why
it is, but I never seem to have no
luck,” he concluded. This seemed,
even to himself, to be rather a lame
conclusion, but he did not see his way
towards making it any better.
He stood rather awkwardly before
her yet much inclined to hold his own,
even against his sweetheart.
“What have you been trying to do?”
Melissa. went outwith the most ex-
asperating coolness and precision.
__
On that question hung her whole fu-
ture. .She had set her foot down. and
'she must be firm. Long enough had
she endured Reuben’s shilly-s‘hallying;
either he must change, or she must.
Oh, if she could but make him change!
Reuben was sokind, so pleas-ant, so
full of fun, so nice, so agreeable; she
was so fond of him.
But on the other hand, he was so
irresolute, ‘so easily dlsastisfied with
things about him. If he did not stop
pretty soon and turn square" round
and try to stick to something, he
would come to be just nothing at all.
He would be just like his father, Old
Isril Starbirdl '
Melissa could not bear the pricl-:~of
that thought. She sprang up and
walked on fast Until she got into the
orchard. She paused to wipe away all
traces of her tears before she went up
the little path, half. hidden in the tall
grass, up to the back door. Poor girl:
She thought it was all for Reuben that
himself down, because he was not go-
ing to be the man he might have been.
But some of it, too, was for her own
pride, for the loss of that secretly
longed for, that comfortable and digni-
fied position as the wife Of the village
storekeeper who alwayswore a silk
dress on a Sunday, andhad her bon-
nets from the city. She, too, "had had
her fine little air-castles, though they
were built upon more solid founda-
she was crying, because he was letting.
OUH NRWEST CITIZENS.
Education as Applied to Cubans-all.
Porto' Ricnus.
With Porto .Rico and Cuba under '
the protectionof the United States
the colored populations of those is
lands will derive benefits and/receive
rights which unjustly were withheld
from them by the Spaniards. The no ‘
gro of Cuba, in particular, is a sadly
demoralized creature, worse in habit:
and surroundings than was the Afro-
American before generous-hearted Lin
coln taught the slave holders 2. lessor
in history. The average negro of Ram .
.{ico and Cuba knows little or noth‘
ing. He is obliged to work hard or
the sugar, coffee and tobacco planta
tions and in the rice fields, but [he
knows nothing of the higher class 01
industries, because nobody has taught
him. He does not-fear God, because
nobody has shown him the wisdom of
doing so. There is nothing absolutely
new in stating these facts, but there is _
something new in saying that a num-
ber of influential Americans have de.
termined to lift the negro of both is-
lands from his lowly surroundings by
teaching him not only the value oi
learning a trade scientifically, but also
the necessity for acquiring some
knowledge of the Christian world.
At the head of this benevolent corps
is William H. Baldwin, In, the pro-st
dent of the Long Island Railroad.
Mr .
Baldwin for several years has been
~ 'To Policy-holders for Claims by Death 0 _. . $13,279,630 66 “Well,” said Reuben, desperately, tions than Reuben’s. It was partly interested in the good work of the
rTo Policy-holders‘for Endowments, Dividends, etc. . 12,712,424 76 after a considerable muse. during for these am She wept; but more— fi‘i‘fktege‘; gorfaj “illnd‘c’rsgi‘ai 1}?
For a“ other Accounts '. . . . . 10,132,005 57 which Melissa'stood composedly sur- how much!_for her life which was go. 8 .u e 0 us egee, a: is lflSLl'
‘ .—__..—__..__ veying him With her shapely hands ing' to be wasted on, account of Reu- tutlon is devoted exclusxvely to the
$36,124,060 99 quietly folded over each other. “Well, ben’s folly, for the home and the hap- advancement of the colored people oi
- .- ._ f’ instance, now, I started this morn- piness which were never .to be. $12211 Riggs :pdt lhassdmzte 111111511 WE; :3;sz
lug to get on that seven-thirty train Yet she could not yield. She could , , e on . , ~
ASSEESQ for New York. There’s the whistle, not even go to him and say, “If yqu greptfigdgfii (gt 11:53:? and the create;
_ and here’m I, a. good half mile away.” love me, Reuben.” No; she. must put . 1,
' ' ‘~ “Lu-ck!" s ' M lissa. “I shouldn’t - - n n The Tuskegee Institute being recas-
United States Bonds and Other Securities . ' $132,017,341 4’5 think luck hauled]i mifch to do with that. 22:11:13; 589011;: “offing-11:58:53,111; nized .as the most successful of its
FifSt Lien Loans 01! Bond and mortgage ° ' ' 6994239937, 3' If you had managed to get up half an there was hope that Reuben might kind In the world, it hasfbeen sog-
Loans on Stocks and Bonds . . . . . 12,880,308 00 hourfearlier, gay, orhhad walk-951 a it: yet be 3 mm worth loving and in“ gill? 1:13:13; x2133 :pepgétegicstfs
' ‘ - :1 ”-—~ s so e. an ‘0 ' . '. , ,_‘_ ' L
Real EState ' , ° . __ ° , ° ' ' .2196I894S4 88 31181165th spitfergf alleher egg,“ 2:31;!)ng tvgstggiteifld’ why hen . Cuba some provision be made for the
68311 in Banks and Trust Companies . - - o [1,705,195.82 "If I had not stopped to see you, Here she brOke down utterly. She immediate education of the Degrees of
Horned Interest, Net Deferred Premiums, etc. . . '6,14[,zoo' 30 that is,” interposed Reuben, eager to could not help it. Melissa was a hero- ?Eghsasgdgcis- dTh0sethvvll‘ovhliave dgtyfn
25,. . -' . ., -_ _ .- . sm- seize the first advantage which he had lne in her way; bpt heroines are hu- . _ J . eep .' oug- , an r‘.
. . ‘ ~ ~ ’7 ’437 been able to get In the whole conver~ man, affer all. She meant to be 'a Baldwm IS one of these. think that};
Reserveitor Policies and other Liabilities . . 218,278,243 07 satim , . , ,, heroine; but she suffered just like any the governmgnt import from both ,3.
d' _, Siifiilus . . o . . . $35,508,194 59 “You, shouldn’t have stopped for any- other woman, _ ' ,_ Stag:ggfiagsupmafifcgagqgftiiggg
1...“... and Annuities meme. - - - fine—““3“” dates. “58:: sees?temperatures. ......,.. bemgm m... m...
I have carefully examined the foregoing Statement and find the same to beech-cot;
liabilities calculated by the Insurance Department. CHARLES A. PRELLER, Auditor.
From the Surplus a dividend will be apportioned as usual
'you to buy goods?" I ~
that train this morning, you should
have been there without any regard
to anything else. Did Mr. Travis send
“No, no; I’m going on other bush
u” ~., Fact is, Melissa,” he said, one
deavoring to put on an air of superior
smartness and elevating his chin in
air, in that aspiring, ineffectual fash-
ion Wh'ich was as characteristic of
him as rthe pretty air of decision with
headache," and that was the last of
her for that day. Thenlg‘ot was long
down stairs, and tried to take up the
burdens of life again; '
“Melissa,” said her mother, :‘you
must go down 'to the store before
breakfast, and see if those things came
yesterday; spices an’ things, you know.
I want ’em to cook with the first thing
this forenoon.”
and sleepless. Next morning shecame.
Vvanced kind, and give them, at the
government's expense, thgabglefit of
the various branches of learning at
Tuskegee, they will be able, when
finally graduated t that institu-
tion, to go back tot Mislands and in-
struct their. less favored brethren lg
the trades and industries they have
learned.
NEED OF GOOD ROADS. . i
Re ort of the ‘Examinin Committee W“ Mm A... .... 13:: Wm
v p g 0 softy rounded chin slightly inclined never slept at all, and I have such a ' °“" “- 1""9'
downward WflS.0f her; “the fact is, headache. I don’t believe I can!" Although much We been done 150
’ Office Of the Mutual Life Insurance Company Of New York. ‘ ' I’m tired of a country store. You She shiv‘ered at the very thought. tmproye the condition of the roads 911
‘ ‘ ‘ never get ahead any; drudge all your “But you must go. Your father this Side Of the Atlan‘g, there 18.5“”
To THE HONORABLE; THE BOARD OF TRUSTEES 0F , life, and. never get anywhere. Now, says just‘ask Mr. Travis which mow- a gireat deal llto be will?! Ehlstlls
' - in New York just see what luck a fel- er’s the best.” ma e 951’9‘31'5l y man 98 W' 611 e
"E ““TUAL ,LIFE Insunfinci GOHPAIY or "E“ YORK. low gets into sometimes. Look at all She stood still for a moment; then roads here. are compared With the
, The undersigned, a Committee apponpted by your honorable body, on the twenty. those rich old Chaps who went there she took down her hat and went out. highways In nearly all 17116 European
" second day of December, I897,to examine the Annual Statement ofthe Company and from the country without a dollar Once on her way, she walked with countries Were the government of
' feverish haste. It would 59011 be the United States to expend millions
_ ..... ._--\_.__..-¢
and met
NEW YORK. January 21, .1898. .-
SAIIUEL D. BABGOCK
- RICHARD A. MCCUBDY
JAMES C. HOLDEN
-: HEBMANN C. VON POST
PK WILLIAM J. SEWELL
- OLIVER HARRIMAN
ROBERT OLYPHANT
GEORGE F. BAKER
DUDLEY OLCOTT
}
All of which is respectfully submitted.
to verify the same, respectfullyfi—w
REPORT
have counted the cashon hand held by the Cashier.
And the Committee certify that a
S. V. R. CRUGER
a
That, pursuant tenthe power and authority thereby conferred, the Committee have, at various dates between the
date of the said reference and the date of this Report, attended at the office of the Company, and have been waited on
by the Treasurer, the Comptroller,the Auditor, and the Cashier, together with the respective assistants of such officers
and have carefully gone over all the items contained in the said Statement, and have found the same to be corrc ct. Thev
have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared
the pricesat which the same are carried in said Statement with the market quotations, and find the same not exceeding
such quotations—in fact, in many cases below them. They have examined and cOunted the bonds and mortgages on tea:
ll the books, papers, documents, and evidence of title of every description neces-
sary in such examination have been freely submitted to the Committee by the said officers and their assistants, and emf,
the same are accurate, in good order, and well kept. .
And the Committee further certify that the investments of the Company are Of a high order, and that the system
hods adopted by the Company in recording its transactions and caring for the assets are entitled to commendation
CHAS. §§HENDERSON
ELBRIDGE T. GERRY A. N. WATERHOUSE
J. HOBART HERRICK JAMES C. HOLDEN
FREDERIC CROMWELL
J ULIEN T. DAVIES
A, N. WATERHOUSE
S. V. R. CBUGER
CHARLES R. HENDERSON
RUFUS W. PEOKHAM
J. HOBART HERRICII
Wu. P. DIXON
ROBERT A. GRANNISS ,
Board. of Trustees.
HENRY H. ROGERS
JNo. W AUCHINCLOSS.
THEODORE MOBFOBD
WILLIAM BARcocx
STUYVESANT FISH
AUGUSTUS D. J UILLIARD
CHARLES E. ann
WALTER R. GILLETTE
H. WALTER WEBB
GEORGE G. HAvEN
ADRIAN ISELIN JR.
GEORGE S. Bownom
WILLIAM C. Wmmm
WILLIAM ROCKEFELLEB-
JAMES N. J ARVIE
CHAS D. DICKEY J R
ELBRIDGE T' GERRY "
JAMES SPEYER3
ROBERT A. GRANISS,Vice-President.
JOHN A. FONDA, Assistant Treasurer.
WILLIAM P. SANDS, Cashier.
CHARLES A, PRELLER, ‘
C. CLIFFORD GRETSINGER. ASuistant Auditor.
WALTER R. GIL LETTE,I_GeneraI Manager. -
ISAAC F. LLOYD. 2d Vice-President
WILLIAM J. EASTON, Secretary.
DUEH du—P. BRECK, Corresponding Secretary
ALBERT KLAMROTH, Assistant Secretary.
FREDERIC CROMWELL. Treasurer. .
JAMES TIM-ESON. 2d Assistant Treasurer.
, EDWARD l’. HOLDEN, Assistant Cashier.
EMORY MCCLINTOCK, Actuary.
JOHN TATLOCK, 3‘8 a As
Auditor. ’ '
Sistant Actuary. ' -
WILLIAM W. RICHARDS, Comptroller.
HENRY S. BRO WN,ASSistant Comptroller 3
JOHN C. ELLIOT, Superintendent of Domestic Agencies. »
E‘) WARD LYMAN SHORT. General Solicitor.
MEDICAL. DIRECTORS:
' Yerk? Where could yon get a place?
and just see what luck someof ’cm
dropped into!”
Up went Reub’s chin, higher and
higher, as he felt himself lifted upon
the tide of his own eloquence and am-
bition.
’“They had pluck, and you haven’t,”
said Melissa, with that horrible,,1‘e-
lentless directness of speech which all-
ways made Reuben tremble in his
shoes; “they had what some folks
call stickativeness, and you haven’t;
they—”
“Here are you and I, that have been
what you may call courting these two
years, and this is the way you talk
to me, just as I'm really starting out
to do something at his And it’s for
you as much as for my. f-that I want
to try- and be somebody, and get
money, and all that.”
* “Then Why don’t you go back and
attend to the business that you. know
how to do and can do well, if you
only choose to giYe your mind to it,
instead of mooning off after things
you can never get?”
Melissa’s own heart was sore; but
she dared not give way to weakness
now. She felt that the critical mo-
ment had come for both of them. It
was now Or never.
“If you take that view of it,” said
Reuben slowly, “perhaps—-"
“I’m trying to take a common-sense
view of it”, returned Melissa, reso-
lutely choking down a rising sch.
“Common sense is the surest thing to
depend on in this world. You have a
good place here, Reuben. and you will
not lose it, unless you lose it by your,
own fault. Mr. Travis has‘a good
trade, and he is growing old and get:
ting tired of the business. You, might
just as well have it as anybody. But
who is there that you know in New_
Do you know anything about the way
people do things there?"
“I suppose I’m not such a fool but.
that I could learn,” said Reuben, with
much dignity. . , - . .
He lifted his hat; he turned away.
Melissa’s heart feltllke lead within
her breast. But she. had done her
duty; she had delivered her soul. The
issue lay in the hands of Providence.
She was a devout believerifln'Provi-
dencc; she trusted-that _“Providence
would overrule everything for good."
over now. The first glance behind the
counter would tell the story for her.
Oh, sight of joy! There stood Reu-
ben, in his blue overalls, briskly open-
ing a cask of molasses, and drawing
off 'two gallons for old Miss Symonds,
who stood by, with a Shaker on, in-
tently inspecting the operation.
The sudden relief was too much for
her. She felt as if she should have to
sit down on the steps of the store.
She put her hand on one of the wood-
swaying about her eyes; old Jacob
Pa-rkins, in the tilted-back chair by
the rusty, tireless stove, was dancing
.up and down, and the hollows and
ridges of the uneven floor kept com-
ing up to meet her like the deck of a
ship.
Mr. Travis came down from his
perch and got the spices for her him-
self. chuckling, and saying that as
Reuben was so busy he didn’t suppose
she would want to disturb him!
.‘Melissa smiled sweetly, and said,—- ‘
“Oh, no! certainly not!”
And she never spoke to Reuben at
all. But as she came back across the
floor their eyes met, and he colored
very red, while she grew pale, Bur.
they understood each other, though
they did not speak; to say the truth,
she could not.
It was all that she could do to walk
steadily along the road, and answer
the ignorant, unconscious people who
addressed her. They did not know
that anything had happened. They
did not dream that she had lived her
life all through since'yesterday morn-
ing—lived her life all through and
given up everything in it that ever
she wanted; but now here it was, all
before her again, to do just'as she
pleased with it. . .
And there was ReubepL back again
in his place, with his 'bl , overalls on.
just as if nothing ha
was nothing, to,the rest Of thewOrld,
but it was a great deal to them.
Got It Right at Last. ‘
A farmer who had lost a son in the
war, employed the village poet to
write an obituary, which ran as fol-
lows:
“He for his country fit an" foul:
Until Death ‘blo‘wed hisvcandle out."
"appened. It '
every year it would still be a long
while before. Uncle Sam could rank
His .roads'in the same class with those
of John Bull. In addition to the ad
vantages generally recognized .as in-
separable'from good highways, meth-
ods of communication would be cheap-
ened and bicycles become an ordinary
means of conveyance in the country
as well as city. Machines driven by
electricity would gradually come to
supersede the horse. This would re-
property held by the Company, and find the same to be as stated. They have also. verified the valuation of the Com- “Now look here, hold on, Melissa!" en pillars which supported the piazza, quire more elevating manual labor in
pany’s holdings of real estate and have verified the depos1ts of money in the various banks and trust companies, and cried Reuben, immensely aggrieved. to steady herself. Everything was the manufacture 0‘3 3-11 the machinery
' needed to replace the horse. In Eng-
land, France and Germany the roads
already admit of the use of electrical
vehicles, which are becoming more
and more popular each year. In‘some
parts of Germany it is said that fdrm
produce is now being transported on
electric wagons. The use of electric-
ity as a motive power is as yet but
imperfectly understood and the con-
struction of horseless carriages is still
I1 its merest infancy. Great develop-
ments may cOnfidently be expected
here in this line, but American inge—
nuity will be hampered until highways
are constructed over which it will be
feasible for such vehicles to travel.
, Empty Talk.
Higgins Hall—Have you heard that
empty box Story? _
'Rustic Bridge—No.
Higgins Hall—It’s just as well you
haven’t; there’s nothing-in gt—Chan-
tauqua Assembly Herald. '
NOT HER FRIEND.
But in spite of all her faith, a h‘orribh
secret unbelief kept hinting, “But sup
ELIAS J. MARSH, M. D' GRANVILLE 31 WHITE. \vi D
. G. S. WINSTON M. D. Consulting. - '
“That won’t do."_Said the bereaved
. Neonates a stunner, sea-emf Agents, 5
Ac Age ©AMP3 Lflmal Angta h
I
,pose‘ra Reub should be let to go,» after
all!” ._ ‘ ~
She. was very miserable, as she sat
down on a green bank beside thevpatb
through the fields. She could not go
any further. The tears began to come
thiék "a‘no fast'iinto the gray eyes. Alli
the fire was gene out 'ofythe-In now. ‘
Would ,Reulben go, or woold he not? "
‘ farmer.
That was the only thing which made~
any distinct impression upon her mind.
parent, “kaze they don't use candles
now. Take another whirl at it.”
The poet squared his jaws and pres-
ently produced the following:
“He 1% and font with" gun and knife,
.Till Death blowed out the gas of life.”
"‘That’s. better . new," exclaimed the
' “I’ve 'blowed out the ‘
myself manya time.”—Atlanta Con
inflation .._.-_.... - .
ll
x-Q .
. a,“ ' ~ , .
_ {'2'}
"Hell met Mrs. sneerwell. Friend
0’ yours, isn’t Shef20_.She_toid me people
at the hotel think you and I are brother
gas. j and Sister.
, She—NTnO: she’s no friend 0: mine,
, » ‘ ’ "_':‘.~.
. :3 ‘
Norwalk Chronicler