(Continued frmn Page One)
Womb-expected. eontahiag a di-
agaods ee-the President's‘ease.
The real eauq. of the nectuive's
tillage.“ explained yesterday by Dr.
Myer. ii. in some crabs he ate on
board the naval transport Henderson
just before reaching Vancouver. 8. C.
The crabs in the opinion. of Dr.
Sawyer were “copper-tainted" or like
sea food taken from‘small areas of
Ala-flan waters. had become impreg~
bated with copper from the deposits
of that mineral along the coast lines.
Eating the crabs gave the President
a touch of ptomaine poisoning from
which he seemed to be recovering un-
til his visit to Seattle last Friday. The
exertion caused by the strenuous pro-
gram he followed. there aggrevated
the poisoning. and the disorder be-
came more serious than before.
The heat Saturday as the presiden-
tial train traveld through southrn
Orego nand northern California. also
worked to hinder recovery. He got
a fair night's sleep S.turday night
aboard the train and on arriving here
yesterday morning. walked from the
train to an automobile.
For several hours after arrival at
the hotel. all seemed to~go well. but
late in the afternoon the new symp-
toms indicating complications spoken
of by Dr. Savvyer in his bulletin be
came noticeable.
Although Mr. Harding’s illness at
the present stage is not comparable at
all with that of President “’ilson
during the League of Nations tour in
1919. there is‘somewhat of a similari-
ty between the two.
San Francisco had been preparing
to act as host. beginning tomorrow.
but with the abandonment of the Yo-
semite trip and the arrival of the
President here. the city became a
nurse. Filling their part. the citizens
have remained away from the hotel
where the President is and have
shown their solicitude by numerous
telephone calls to the hotel inquiring
as to his condition.
Their inquiries today were aug-
mente. by numerous telegrams from
all overt)" country cxprcsring the
hope that the President would soon
recOver.
Train
(Continued from Page One)
parents were said to be in Atlantic
City. - '
Edwin John Scott. gateman at the
Merrick road crossing. told the au-
thorities he had lowered the crossing
gates for the last Babylon Theatre
crowd train from New York when the
headlights of Oottllcb's cur appeared
through the gloo mand the car came
hurtling up the road. “'ithout slow-
ing down. he declared. the machine
plowed through the gates Just in
time to be struck by the train which
was traveling at nearly sixty miles an
hour.
Engineer F. X. Kaeger added his
testimony that the gates had been
vlowered.
Terre Haute. Ind. July 30.~—Nine
Ipersons were killed late yesterday
.when a Pennsylvania eastbound pas-
senger train crashed into an automo-
bile on the tracks at Liggett. eight
miles west of here. The train was
traveling at about 60 miles an hour
and was two hours late because of
-another accident near Highland. Ill..
in which four persons were killed.
? According to O. G. Gillispie, in
.chrge of the Liggett telegraph tower.
'who witnessed the accident. the trago
iedy was caused by the attempt of the
islrivsr to cross the rack ahead of the
.train. The automobile was struck
.diroetly in the center. the occupants
:being hurled about 200 yards.
Train Speeds Up.
. The tran sped on for about three-
huartsrs of a mile before it could be
stopped. As soon as it was backed
‘to the scene of the tragedy work was
started at once to gather the mangled
bodies.
The dead: Mrs. Vella Bostwick. 41.
of Danville. Ill.. Richard Bostwiclt,
10: Clarence Bostwick. 1! months.
her sons; May Bestwick. 18; Thilla
Bostwiek. 13; Etta Bostwick. 8. her
daughters: Mrs. Ethel mavens. 21. of
Terra Haute. Ind., Anna Leona Slav-
one. 8 months. her daughter. and Ray-
mond Thomason. 31. of Danville. the
driver.
The victims at‘ Highland are John
Bess. 40; Sera IAnka. 30; Lengyle.
35; John Seas. Jr.. at of Highland.
OBITUARY
Mrs. C. A. lalkin
Mrs. Catherine A. Denton Malkln.
wife of Albert R. malkin. of 76 Van
Buren avenue. prominent building
contractor. died at her home last
night after an illness of several weeks.
Malkin was a native of Norwalk
scores of friends mourn her loss.
ides her husband. Mrs. Malkin is
. ved by three sons. Raymond.
ard and Albert 1).. one daughter.
Hrs. Gibson Smith. and one brothe'r,
George H. Denton.
Funeral services will be held from
the late home at 2:30 o'clock Tucs-
day afternoon. Rev. J. Benton Wer-
ner. rector of Grace Episcopal church.
will omciate. Burial will be in River-
side cemetery. The funeral services
will be private..
* Joseph H. [Mu-cod.
Joseph H. Lockwood died Sunday at
his home in Pleasant Valley. N. Y.
Hr. Lockwood was the son of the late
Dennis and Sarah E. Lockwood of
loath Norwalk. For a number of years
he was engaged in the drug business
in various cities of Connecticut. At
one time he was proprietor of a local
drug store. He served also as Repre-
sentative from (heenwieh in the State
IAghlsture. He is survived by a
widow. four children and two sisters.
Iranritt of Stamford and Mrs. E. W.
finderson of White Plains. Interment
will be at Middle Patent cemetery.
mun Patent. N. I. on Wednesday.
Augmt ist. at 18:80. ‘
Once more the freak insurance
”w“ "'0 trovmng up in the news.
There was the group of Western col.
1989 students who insured themselves
against failure to pass their examina-
tions; and then the college which in-
.“red "9011 against rain on commence-
ment day.
Yet every day insurance brokers
write policies more freakish than
these. To get some ideh of the things
that are insured an anonymous writ—
er for the New York Times. visited
first an American insurance brokerage
ofiice. then an office which deals in
policies under-written by Lloyd's of
London. His story follows: A mem-
ber of the firm of Cornwall & Stoves
told of unusual policies that American
companies will handle.
"It is hard to say which is the
usual and which is the unusual pol-
icy." he sold. "\Nhat is usual today
was unusual ten years ago. Educa-
tion and invention have a great hear-
ing on the growth of the insurance
business. Ten years ago. for instance.
the average man was not interested
in golf. Today he is. So we have
golfers' policies. Some years ago we
did not have water sprinklers in of~
flees. Today we have. As a result. a
policy against damage by water
sprinklers is written. .
"We received a letter from one On
our clients with a list of all the in-
surance he carried on his business.
asking whether he was completely
covcr an individual for the property
fire insurance was thcrc. so was tor-
nado. (fly wheel. sprinkler and al-
most every kind of insurance. But
we were able to find several holes in
his protection blanket. One was rent
insurance. .l’irc insurance will cover
an individual for the property losses
he suffers but it will not pay him the
losses incurred by stoppage of rent in-
come. He can be insured to mcct tint
loss."
"But what about golfers' insurance?
Is that a fact or a joke?"
“A fact. absolutely. More and more
men are turning to golf. Many look
forward to wcck-cnds or Sundays “0-
causc. these mean golf. “'hcn it rains.
thcv are cheated of this pleasure. In-
surance is essentially a balm for ill
luck and disappointment. A man can
estimate what his game is worth to
him and take out an insurance policy
to cover any loss. Golf insurance
policies have a. wide circulation. Thor-1‘
are golfers' combination policies
which insure a man for any contin-
gency connected with the game. One
is an accident to himsr-if. Another is
an accident of which he is the cause.
If a man hits a ball that lands in an-
other pcrsons‘ cye instead of in the
hole. his insurance company will pay
the bill. It is practically the same as
automobile insurance in the aspect.
"Another form of recreation policy
is the one covering vacations. Amer.-
cnn companies will handle these. A
man or woman planning a. vacation
can take out a policy to cover any
loss of pleasure from bad weather.
They decide what the trip is worth.
take out a policy for that amount. and
then collect in whole or part. accord-
ing to the weather.
“That type of policy has been in
vogue for some time. It began with
the rain insurance policy. Today such
policies may be written for many
events. Auction sales. aviation meets.
baseball games. building contracts.
concessions. conventions. bazaars. ex-
hibitlons. golf matches, lawn parties.
celebrations. these are some of the
things that can be covered. They are
all legitimate risks. Take the matter
of concessions. A man will buy the
right to sell pepcorn at Coney Island.
let us say. If the season is rainy. he
loses. Selling pop—corn in the sum-
mer is his business. There is as much
reason for his insuring that as for a
insuring a cargo a sea.
man Insuring a Special Sale.
"Another interesting angle to the
rain insurance policy is the depart-
ment store. . It is no unusual thing for
a‘depar‘tment'store to insure against
rain during a holiday season or for one
special sale. Bad weather during the
Christmas holidays naturally means a
loss in business. That loss can be side-
st‘cp’ped this measure by s. bad-weather
policy. .
, "There has been a great increase
in what is commonly called the ‘poison
pie’ policy. This covers a multitude
of food sine. The poison pie is one of
them. A much older and more pre-
valent form of food policy is that cov-
ering poisoning by ice cream. Either
or both the manufacturer and dealer
may take out policies. In case of poi-
soning and'subsequent lawsuit the in-
surance company faces the music. The
finding of glass in milk or, tacks in
soup has led to the writing of special
restaurant policies. A verdict for
$25,000 was handed down to an indi-
vidual who found a tack in his soup.
The insurance company. paid.
“A well-known soda water manu-_
facturing company recently insured
against liability from explosion of
soda water bottles. Not infrequently
a bottle pops before it is intended.
Sometimes a person is hurt.. The
manufacturers are liable. They can‘
pass the responsibility into the insure
ance company if they are insured..
"A form 0‘ insurance fast coming
into vogue is that for the beauty par-
lor specialist. Sometimes noses are
not straightened, hair that was sup-
posed to shimmer with golden glints
turns green. or the patient is infected
with a. disfiguring skin disease. To
cover these risks. the beauty specialist
takes out a policy. The premium de-
pends upon the reputation and skill
of the policy holder. American com-
ponies will handle that kind of insur.
ance. but we cannot say that they will
handle the insurance of the person
who goes in for a job at the hands
of the specialists. The risk is much
greater. Without doubt... however.
'Lloyd's in England' would handle it.
They are more liberal.
"Airplane Murmurs" and own-
ers are'insured for damage and lea.
They are not insured for accidents to
passengers. However. a person taking
a trip in an airplane can arrange in-
surance for that one new t.
'“hralongtime American com-
‘ panics would not write policies cover-
ing crops and live stock. Today this.
is being done. )(any tobacco growers
have their crops, insane slain-then
and pro. an offhese‘
Manama mm
’ boar.
sparks. The value of his product lies
in the retention of the whole leaf. . To
cover fire losses he‘ takes out a policy.
“Insurance against labor strikes.
riots or walk-outs is another form of
underwriting grown up during the last
few years. Many employers have poli-
cies of this sort. Insurance against
breakdown of machinery is still anoth-
er. form for the manufacturer.
"All this doesn't mean that Ameri-
can companies will insure any person
against the things. They must first be
assured that the risk they run is pro-
portionate to the requirements of the
situation. American companies do not
take the long chance. They are wary.
They step lightly. That accounts (or
the email number of freak policies
they hold compared with those written
by Lloyd's in London."
Lloyd’s. which has the reputation of
refusing practically no risk within tho
bounds of business reason. has a ro-
mantic history. Lloyd‘s originally was
a. coffee house in London frequented
by seafaring men. Out of the news
and gossip and wagers about ships and
their cargoes grew the insurance com-
pany now known as “Loyd's in Lon-
don." Its biggest income is still de-
rived from marine insurance. The
same gambling instinct that prom.‘ta‘i
Oit'. Edward Lloyd way sack in 1688
or thercahouis to “assure” a sea cup-
tnln his losses in case of wreck siiii
prevails in the dignified offices in the
Royal Exchange today. The company
wul insure a man for anything rang—
ing from the birth of twins in the fam-
ily to safety of his job.
Laws Are Stricter Hero.
American. insurance companies can-
not take these chances. It is against
the law. An American who wants a
Lloyd's policy can take out one
some States. brokers may not write.
them. This dilemma is met by renting
offices in States where statutes are
more flexible.
Bur-well .‘l. Crosthwaithe is an in-
surance broker writing policies for *
Lloyd's. "Perhaps the newest kink in
insurance." he said. "is liquor insur-
ance. Many companies today—Ameri-
can companies. I mean—will insure a
man's stock. In case of loss. damage
or theft they will pay but only a pre-
prohibition value. Lloyd's will let a
man place his own value on a bottle
of liquor. It may be worth 850 to
him. He. can insure it for that sum.
and in event of loss. he will collect the
full price. strangely enough. I know
of no claim of this sort that Lloyd's
has had to meet in the East. although
there have been several in the West-
ern States.
"Insuring a man against his wife
having twins is no new feature with
Lloyd's. Taking care of two children
is more expensive than taking care of
one. If a man wants to cover the risk
of thus doubling his family expenses.
he can do it by taking out a policy.
Five per cent. is no unusual rate. That
is. if a man wants to insure himeelf
for t5.ooo- he will pay a premium of
8260." If his wife has twins ha
$5.000; if she‘doesn't he is out' e
0250. ' , .
“Occasionally a man asks-to be in-
sured against the loss of a job. A
political appointee in one county of-
nce was afraid that a change in ad-
ministration would force him out.
There was a chance that the same ad-
ministration would continue.~ It was
a. gamblcr's chance. I don't know
whether Lloyd's took it. but it is cer-
tain they would not hesitate at. con-
sidering it.
"One type of Lloyd's insurance that
American companies will not handle
covers a boxing bout. An American.
company will insure the men. for acci-
dent or death. but it will not give the
managers a policy to insure their ap~
pesrance. If Jack Dempsey should re.-
fuse to step into the ring. the fight
manager could not collect from an
American company. Lloyd's will givs
him a. policy to cover this ”8K.
“Some time ago American film ac.-
tors went into Africa to take pictures.
American companies refused to cover
all risks. They would take the ordi-
nary accident. death or marine risks.
Lloyd's virtually let them make their
own conditions and then figured its
premium on that basis. The ship-
ment of all the films to .America was
absolutely guarantieed. Lloyd's col-
lected a large premium and incurred
no losses. An American company.
more veniuresome. might have made
the money.
"Insuring the hands of musicians
long has been a branch of the work
at Lloyd's. Jan Kubslik was reported
to have puid 1.500 a year on his right
hand. and Paderewski 4.000 tor“ both.
Sometime ago an English magician
came to motor a policy of 825.000
covering both hands.
"I ruceivedr a. letter from an insur-
ance man out in Nebraska asking
whether he could place insurance of
0100.000 on a prise boar. Here are
two paragraphs of the letter:
“ ‘This man is one of the foremost,
if not at the very head. of hog.pro~
ducers of the world. His hard is
headed by a grand champion boar for
which I personally know that its re-
centiy refused 3100.000 in cash. He
wants to plans. ,if po-ible. $100,000
of insurance on the life of this boar
for two or three years. by which
time the boar will have paid for it-
self and he can then e'arry'his own
risk. If. however. the boar should
die prior to that time. its owner will.
undoubtedly come in for a trench-I»
dous lom.‘ ' 5
" 'The bear, as you may well imag-
ine. has far more constant care and
careful supervidon than is ”riled.
to 00 per cent. of the children bftbe3
country. so. malesty's WflW-t
tersarealsoanoughtomakeaglotof‘
human beings envious. The boat- .
been made immune to cholera and.
in fact. receives every care and at-
tention that modern science can‘de-
vise for his welfare and ..feguard-I
I
“The matter was referred to
mayd'ayithey ones-ed a. poiieyvjor a!
premiumofiopsreent. mutiy
itwastoemueh for the owner-oft!»a
Beretusedit.” . .. ,3
“ um cherutress My
m_Cityuw—nust.oswmctwu
I
in.
Will Act as Floor
For Bucking Branch“-
And Rs’rin’, Steers
. -_
Coco Mat.
The Yankee“ Stadium ball lot.
which breaks out with a rash of
wooden ringside seats for the boxing
customers now and them. is 'having
prepared another change of make-up.
consisting of a rug or carpet cover-
ing the field. This is being prepar-
ed to cover the turf when the buck-
ing broncks and plunging wild
steers of Tex Austin's dodeo begin
their ten days showing what: they
can do as hooters begining August
{5. Four hundred head of stockhavo
been engaged for the championship
cowboy contests in which 850.000
prize maney is to be awarded by Ten.
The entire infield is to be covered
by a gigantic coco mat laid in three
sections. which are to be laid to-
gether with the outer edge pegged
down. This enormous rug has been
thoroughly tested. and will shield the
Yank's expensive playing ground
from the hoofprints of the most agile
bronk or steer. The great mat'pre-
scnts a. surface which gives the
bronks and steers a footing on which
to strut their most violent stuff.
In addition to this covering of the
infield other alterations will be made.
The race track encircling the bail
lleld will be widened from its pres-
ent width to a suitable width for the
cowboy's and girl's relay races. it
was announced that the riding horses
to be used wear smooth shoes with
no corks to penetrate the "rug."
while the fiery. untamed bronks weer
no shoes at at. being quite scornful
of touching their feet to the ground
for more than a fraction of a second
while trying to toss their riders for
a. goal.
Tex Austin has promised New York-
n. rodeo which will overshadow all
the similar cowboy contests which
annually attract thousands of sport
lovers across the country to Chey-
cnne. “'yo.. or Pendleton. Ore.
has been promoting championship
cowboy meets for years throughout
the “'est. but this. he states. is to be
the biggest ever. with a total of prizes
to draw here the country's best
brook riders. steer wrestlers-and rop-
ers.
He introduced the rodeo to New
York last November at Madison
Square Garden. under the direction
of the Argonne Association. Now
this event is to be out under the skies.
with prizes 1 creased and many con-
tests added hich could not be held
under roof. It is projected as the
biggest cowboy competition in the
world. in the biggest amphitheatre
in the biggest city. for the greatest
prizes and championships. -
The whole series is to be under
real cont to start to finisirand
not enhi by“; d orformers.
The co to pay he own‘ex-
pauses and try feel. inst as they
would in any other sport contest. It
is estimated that 200 entrants will
compete. among them the title-hold-
ers fresh from winning supremacy at
the famous \i’estern meets.
Championship events are the bronk
riding. steer wrestling. calf roping.
cowgirls‘ bronk riding and oowgirls'
trick and fancy ‘riding. In Addition.
prizes are offered- for the best in
steer riding. bareback bronk riding.
wild horse racing. cowboys' relay
racing, cowgirls' relay racing. cowboy
trick and fancy riding and roping.
Chats With
Your Gas Man
-
.3
"3
e
if
a}
35
' if
a.
autumn-t. ...“... letrsi'w“
C
and‘ night $9? PM. $
. It!" ‘1‘; W
' points won in‘ the course
‘dsye.
He,
Western Contest Association rules. .
awfu‘mube m
“ J ' a trend.
, tout-rot
jot the ten
ewes-Months)“
Early entries indicate that practic-
ally every Btate’west of the Iii-is-
sippi River will be represented. b
Slimmer Resident at
' Compo Neath Drowns
Mrs. Anna Kan-o. one of the sum-
mer cottagers at Oompo beach. came
hear. drowning yesterday. Mrs. Kay-
re. who is a good swimmer. was in
the water near the cannon. and out-
side the portion“ waterpatsollad by
life guards. when she suddenly be-
came numb and Ink: She struggled
to the surface only to go down the
second time. i >
Basil Clark of Birmingham. Ala...
' room at the pavilion. and name
,ings from poems written principally
surface. Que-of the “guards. .Gran-
n‘iiio ‘Colyar. m on tho scene
quickly and 'adsted' ‘Xr. Clark. Hrs.
Kay“ was at“ to .010 We,
Dayton was called as Ill-s. Kayro was
veryill. Itwasmthanan use
before she could be taken to her home
in William Dickson's car. .
Poetry and Song at: i
the SilvermineRoom
Kr. and Mrs. fiayward Davis and
Mr. and Mrs. Roger Howsoa enter-
'tained at The. Village Room. Silver.
mine. Saturday evening.
Mrs. Davis sang old family songs
and Grace Isabel Colbron gave read-
by well-known potesses. contrasting
the woman of today with the woman
of yestéday.
who is spending the summer at. Com-
po besetnwent to berkrescu'e and got
. ‘ , ‘ c
we»... when: :‘s'ho rose», an.
mun, JULY 3», '
. I .
Italian 1government
or 31.68 in our mo
power. subsidy for 1;
new 2 hydroelectric p
”when part of am
will
ney, h
”In to , .
Voice:
““117.
In this country u... Am
carved in wood and in E“
figure of Punch. of 1h Sam M
formerly decorated the from, "
btores. °‘
\
There are more fogs 0,, th-
northeaet Coast of Maine 1 '
other part of the L’nlted m. a
being an average of 1.
,a year.
The average monthly 161:.
part of a new bridge 0...”...
among the large cities of m.
in st. Paul during the 93-3,.
_\
Bicycles made in Germany u,
Dancing was also enjoyed and re-
freshments were served.
sold there at less than cost of . .
tlon to compete with tizore in)“;
land.
-.us. - ~-~
LESS than usual.
-10c KARI-OX
..saun e “is. t
.sises. Reorganisation
sale Price
marked tape measures.
Reorganization
Sale Price “......
100 PEARL BUTTONS
Fish eye and four holed.
Reorganisation
Sale Price . ..
450 1301‘ ROI-11338
with asbestos lining.
ganlntion Sale
Price
”Glam 00ml
" ton. Reg. 25c also balls.
Reorganisation
Sale Price
ibclAI'ITYIJlI
. us...‘ .fuiiiniokle plated.
r 'adle'Prioe ......”
nation file" at—
‘M‘ ”So
-/s-. .t\
~ M
was» ...
..3‘ 99
u ». a.
finish.
crimped and straight. in all
51:
1543 TAP! “L80“!
-——Weil *- made. accurately
10c.
—-—Genuine Pearl Buttons.
-—Well-made iron holders
Reor-
media—fl
305m sum:
Norwslk's
Largest Dept.
Store
m
Every Advertised Item . a Real Berg {[11 in This
' Reorganization Sale
19¢ Inn's LUST“
TWIST
i—Iooyardspoolaofhlaek
and whitslustretw‘rltss
organisation Sale 1 5c
10c Danette noon
am: am
—P‘amous Delong Hooks
and Eyes. colors black and
Selling at Greatly Reduced Prices! Save!
Every woman will find some article in this sale that she needs, and no matter What
that article may be, you can depend upon it that the price advertised is FAR
59¢ SUEDE LEATHER
mars
, 9—0.... suede or leather
in all colors and sizes
organisation
Sale Price
lie-
19::
800 IEITLANDJ'LOSS
-—Oatn_ on balls of
Shetland rlom.
genuine
all colors.
whit . Reorganina- Reorganisation
tloneSalePrice.... 63 Sale www.19c
10o not!!! ._ so." me
amass WOW
—Genuine English Needles.
known as sharps. in this
Reorganisation Sale 6c
at ..
mum rm
rm
——Aunt‘ Lydias linen finish
.....sueo-ss..
—mnerva knitting worsted
and heatherdown wool. cad
colors. to close out
256 03003311116 SILK
r—A-orud colors
of elec-
600 hm‘
is lowest in San Francisco and .
trim novelty
isation mes
—Clark's No. 8 Lustre Cot-
10¢
v—Clintoa. “fly Plus. All
—Mefiick'swilt edge darn-
ing cotton. In this Reorganl.
thread. in all colors. ite-
organisation Sale 9°
Price ...........-
35s 80!!
SUPPORTERS
-—-Velvet Grip Hose Sup-
!tohlgttzrs. all since. black and
w . Boom}..-
{ion Sale Price 19c
newness
DY!
-—Washes and dyes at the
same tune. all colors Re-
,otsaaisstioa sale 5
mussseesseseeso c
be "A"? snare
-—All lines of buck and
white snappy amps. sale
..2?”5°:
10o 8200!.
fill-KAT!!! ' -..-'3
-—Odd shades of siikateon.
full 100 yard spools. Sale
PflOO-v
2 “"51!
tric silk for crochetlng. Re-
organisation Sale
150 mu ILABTIO
——for children‘s garters.
colors pink. blue. white and
it'S‘ff'Ifiiif’fT 10¢
Issues-see
15° Omani-“’3
saunas-s
—All colors of children‘s
fancy socklets. in this Re-
organimtion Sale so
u essoessssessesss
.390 ”WAGE! sum
—Ail colors of Boutsche
Braids in this sale at—
,12’”““°'12ic
150 am: name
—oes colors. just' the thin
f to: binding canal-en'- dres-
ses—
. arr _.,_. x
, 14¢“.
1% ugly-rust
.4 mum
8m9'bedsheets. the
cams— nerve“!
m'eiosuy ms
asbest‘graiae cotton.
b-msd ready 10"
Norwalk Chronicler