OF NEW
.1"
.w-
ill: MUTUAL [.le
INSURANGB I} ‘
RK. _.
" Brennan A. McG‘URDY, President?
.. According to the Standard of the Insurance
Statement for he Year Ending Dec. 31:97..
Department of the State of New York.
Reserve for Policies and other Liabilities
Surplus
Insurance and Annuities in Force
Inseam.
$35,508,194
lhave. carefully examined the foregoing Statement and find the same to be correct;
liabilities calculated by the Insurance Department.
From the Surplus a dividend will be apportioned as usual
4
To THE HONORABLE, THE BOARD OF TRUSTEEs on
THE MUTUAL LIFE INSURANCE
to verify the same, respectfully—-——
proper
' pany’s holdings 0f _
have counted the cash on hand held by the Cashier.
the same are accurate, in good order, and well kept.
All of which is respectfully submitted.
NEW YORK, January 21, 1898.
Report of the Examining Committee.
Office of the Mutual Life Insurance Company of New York.
GOMPAIY OF NEW YORK.
. The undersigned, a Committee appointed by your honorable body, on the twenty-
Second day of December, l897,t0 examine the Annual Statement of the Company and
REPORT
That, pursuant to the power and authority thereby conferred, the Committee have, at various dates between the ‘.
date of the said reference and the date Of this Report, attended at the Ofiice of the Company, and have been waited on i 0if the track, how that big boy made
by the Treasurer, the Comptroller,tbe Auditor, and the Cashier, together with the respective assistants of such 0
and have carefully gone over all the items contained in the said Statement, and have found the same to be corpf ct. They
have examined and counted every certificate of stock, bond and other obligation held by the Company, and compared I
the prices at which the same are carried in said Statement with the market quotations, and find the same not ex I
such quotations—in fact, in many cases below them. They have examined and counted the bonds and mortgages
by held by the Company, and find the same to be as stated.
And the Committee certify that all the books, papers, documents, and evidence of title of every description neces-
sary in such examination have been freely submitted to the Committee by the said officers and their assistants, and that
And the Committee further certify that the investments of the Company are of a high order, and that the system
and methods adopted by the Company in recording its transactions and caring for the assets are entitled to commendatior,
CHAS. R. HENDERSON
S. V. R. CRUG‘ER
ELBRIDGE T. GERRY
FBEDEBIO Cnouwnr.
J ULIEN T. DAVIES
A. N. WATERHOUSE
S. V. Ii. Canaan
CHARLES R. HENDnRson
Burns W. PEOKHAII
J. HOBART Harmon
WM. P. DIXON
ROBERT A. GRANNIss
Sum-EL D. BAecocx .
i .RIonAnD A. McCuaDr
J Aims C. HOLDEN
.HEBMANN C. VON‘PosT
WILLIAM J. SEWELL
'OLIVEB HABBIMAN
'Rom'r OLYPIIANT
Ozone: F. BAxEn .
.DaDLn! Omar-T |
1
Hana! H. ROGERS
Jim. W AUOHINOLOss
THEODORE MORFOBD
WILLIAM Bassoon
STUYVEBANT FIsn
Auousrus D. J UI'LLIAIID
CHARLES E. MILLER
WALTER R GILLETTI
H. WALTER wm
Board. Of Trustees-
GEORGE G. HAVEN
ADRIAN Isan Jn.
GEonGI: S. Bownom
WILLIAM C. W nrrunv
WILLIAM ROCKEFELLEB
JAMES N. JARVIE
CHAs D. Donnr JR
ELRRIDGE T Gamay
JAnzs Sperm;
ROBERT A. GRANISS, Vice-President.
.LI‘SAAC F. LLOYD. 2d Vice-President _
'WILLIAM J.}_EAS'I‘QN, Secretary. _ .f _ ,1 ,
_ ‘ FREDE RIC 'OROMW
JOHN A. FUN DA, Assistant Treasurer. ‘
WILLIAM P. SANDS, Cashier.
CHARLESIA, PRELLER, Auditor. .
C. GLIEFOBD GRETSINGER, Assistant Auditor.
. .. -.-..-
ELIAS J. MARSH, Al. I)-
G. S. WINSTON M.
WALTEs a GILLETTE, General Manager.
DUE“ du-P. BRECK, Corresponding Secretary
ALBERT KLA'MROTH, Assistant Secretary.
ELL,‘ Treasurer.
{AMES TIM t’SON. 2d Assistant Treasurer.
EDWARD P. HOLDEN, Assistant cashier.
:fiEMORY MdCLlNTOUK, Actuary.
JOHN TATLOCK, JR , Assistant Actuary.
WILLIAM w. RICHARDS, Comptroller.-
HENRY b‘. BROWN, Assistant Comptroller .‘
J OHN C. ELLIO I‘, Superintendent of_ Domestic Agencies.
EDWARD LYMAN SHORT. General Solicitor.
MEDICAL DIBEorons: ,
GRANVILLE )1. WHITE; M D;
D. Consulting.
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motions a stunner, @enenal Agents.
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$253,786,437 63
2 18,278,243
$936,634,496 3
CHARLES A. PRELLER, Auditor.
flicers
ceeding ! The
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They have also verified the Valuation of the C
real estate and have verified the deposits Of money in the various banks and trust companies
A. N. WATERHOUSE
J. HOBART HERRICK JAMES C HOLDEN
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MORNING PRAYER
Jesus. keep me all
this day.
When at school and
when at play.
When at work and
when at rest.
Bless me and I shall
be blest.
May I do all things as I ought.
May I hate each evil thought:
Let no false or angry word
From my lips this day be heard.
GEN. SHAFTER’S LESSON.
Received for remiums . ° ° ° ' 542’693920‘ 99 Bow, “‘lien a Boy, He Learned sur-
' 0 u . I I 6 06 2. Reliance.
From all other Sources . “69,; 8 24 (Tom by Himself.)
’ ' ' $54, I 2’ 0 3 “Once, when I was a boy at scliool—
' ' ’ - than ten or eeven
DISBUESEMWNT‘S ”Slim ........
I ' —r ”#1 9 called up the class in mental arith-
metic and began putting . questions,
To olicy-holders for Claims by Death . . , . $13,279,630 66 big?” Withathiigupliifvixihfogvlifii
' row an 0 0' .
To olicy-holders for Endowments, Dividends, etc. . 12,712,4?4 76 :he riot, 1mm Samesone could give
-For all other Accounts . . - . . . W the comet answer, I Show 83:11]):-
L 6 12 060 where near the middle, an nex -
’ $3 , 4, 99 low me was a boy w-hiiflwa:l flirt):
‘ years older and considera y a ea 0‘
ASSEVEJQO me in the various studies that we
had.
V « .. . , . - “ ‘How much one thirteen and nine
United States Bonds and other Securities . . $132,017,341 45 mi fight? the teacher asked‘
Eli-St Lien Loans on Bond and Mortgage ' ‘ ' 6994239937 3| r'Wh-ilo one lifter another of the
Loans on Stocks and Bonds - . . . . 12,880,308 00 bogsimigd at'irls :hfaldl Ki: lime $22863
' an ‘ai ogre i rg-, g
Real EState . i o . O . . 21’618’454 88 out what I thdught the answer ought
Cash in Banks and TruSt Companies ' ° ' ‘197059195 32 to be. The question had almost got
Accrued Interest, Net Deferred Premiums, etc. . . 6,141,200 20 to me when I heard the big boy Just
below me whispering, apparently to
himself, but. loud enough for me to
hear, “twenty-nine, twenty-nine, twen-
ly-ninc.’
“Finally, the pupil above the failed
to answer correctly, and then it was
my turn.
“ ‘Well, Willie,’ said
‘let’s see if yOu- know
Come, now, be prompt.’
“I mcked my head proudly on one
side, cast a triumphant look on those
who had ‘fallen down’ on the prob-
lem, and said so loud that everybody
all the school room could hear me:
"‘ ‘Twcnty-ninlel’
“ ‘Next. How many
ind nine and eight?’
“ ‘Aw.’ said the big boy below me,
with a look of supreme contempt at
5110 rest of us, ‘thirty.’
“That is what I had figured it to
lbe myself, and when the teacher said
'correct,’ I wanted to fight.
“I didn‘t assault‘him. but I made
up my mind there and then to depend
on my own judgment in the future.
and ever since, when I have had any-
thing to do, and have figured out what
[ consideredthe best way to do it, I
Uhave gone ahead, remembering, when
people criticised or tried to throw me
07
5'9
3
the teacher,
the answer.
are thirteen
:a fool of me in the mental arithmetic
gelass.”—Cleveland Leader.
A Litlle Dead Bird.
celebrated Russian novelist.
Turgeui'eff, tells a touching incident
om.,from his own life, which awakened
and I in him sentiments that have colored
,all his writings.
When he was a boy of ten his father
took him out one day' bird shooting.
As they tramped across the brown
stubble. a golden pheasant rose with
a low whirr from the ground at his
feet, and, with the joy of a sports-
man, 'he raised his gun and fired, wild
with excitement, when the creature
fell fluttering at his side. Life was
ebbing fast, but the instinct of the
‘mother was stronger than death itself,
land with a feeble flutter of her wings
[the mother bird reschedthe nest
where her young brood were huddled,
unconscious of danger. Then, with
such a look of pleading and reproach
that his heart stood still at the ruin
he had wrought (and never to his dy~
ing day did he forget the feeling of
guilt that Came to him at that mo-
ment), the little brown head toppled
over, and only the dead body of the
mother shielded her nestlings.
’ “Father! Father!” he cried, “what
have I done?” as he turned his horror-
strickcn face to. his father. But not
to his father’s eye had this little trag-
edy been enacted. and he said: “Well
done. my son; that was ‘wcll done
for your first shot. You will soon be
a fine sportsman.”
. ““Ncrer, father! Never again shall
' I destroy any living creature. If that
is sport,- I will have none of it. Life
is more beautiful to me than death.
and since 1' cannot give life, I will not
fake it”s—Dumb Animals.
.4.“
FoodLEaruer fo‘r a Tom].
There is a' feud in Kansas City
whose lines seem't'o have fallen in
pleasant places;~ It has its living pro-
vided for it. instead of having. mu:-
Other thds,-to worn“ for it. This ani-
mal lives in a wall near the outskirts
of the city, near which; hangs an
electric arc lamp for'the' illumination
of the street. Regularly every night-
the toad comes'out and watches under
the lamp for the insects"‘wh-ich,- blinded
by the glare, fall to the pa'vementa‘nd
crawl around.
The toad remains motionless until
a' beetle or a moth fallsnear him,
when his long. red tongue flashes out,
and the insect disappears down his
'thrOat. After feeding steadily for an
hour'he hops back lazily to his stone
wane—Kansas City Star. ‘
Drapery for Double \lindow.
A pretty way Of treating a double
window is to mark the division with a
set of shelves, which may be made for
books or bric-a-brac, and in a bed-
room a little cabinet filling one of
medicines.
window has a sash curtain of pale
yellow china silk (pink and white,
however, would be equally pretty),
with guipure applications at the top.
and has applied guipure edging at. the
bottom. The two windows are then
draped as one. with French chintz, in
white roses on a yellow ground, one
side being looped up and the other
hanging straight.
Sam.q Usés of Water.
A strip of flannel or a Soft napkin,
folded lengthwise, dipped in hot water
and wrung out, and then applied
around the neck of a child that has
the croup will surely bring relief in a
few minutes.
A linen towel folded several times
and dipped in hot water, quickly
wrung, and applied over the site of
toothache or neuralgia, will generally
afford prompt relief.
This treatment for colic has been
found to work like magic.
Nothing so promptly cuts short a
congestion of the lungs, sore throat
or rheumatism as (hot water, when
applied early in the case and ther-
oughly.
Hot water taken freely half an hour
before bedtime is an excellent ca-
thartic in the case of constipation,
while it has a soothing effect upon
the stoma-ch and bowels.
This treatment, continued a few
months, with the addition of a cupful
of hot water slowly sipped half an
hour before each meal, with proper
attention to diet, will cure most cases
of dyspepsia.
Ordinary headaches almost always
yield to the simultaneous application
of hot water to the feet and back of
the neck—Philadelphia Press.
The Saving of Steps.
A very little story, with a very big
moral, was told at a gathering Of
housekeepers who were considering
the “saving of steps,” and it will bear
repeating.
The story was of a wise Chinese
woman, who raised her family to rank
and wealth by her wisdom. One of
her rules was that they never should
go to or from work in the fields empty
handed. Going, they took from the
house garbage. ashes and something
else, which, a nuisance near the dwel-
ling, served as fertilizers further
afield. Coming back, they brought
nicks for fuel, or stones for walls, and
thus cleared the fields while they
provided for the house. The princi-
ple is a wise one, and many a trip
up and down stairs might be saved
[by its adoption in the home.
Semi? ”90K 13".“?1
A fine paste for scrap books Gilli bé
made from alum water and flour', one
and a half teaspoon-fuls of powdered
alum dissolved in enough cold water
to make a pint of paste. Pour the
water, when the alum is dissolved, on
enough flour to thicken it as stiff as
common paste. Bring it to a boil, stir
all the time, and when done add a
few drops Of oil of cloves. The alum
prevents fermentation, and the Oil of
cloves prevents or destroys all vege-
table mold.
Tarning the Other Cheek.
A new kiss has recently been intro-
duced, with more than a fair meas-
ure of success. among the women of
our most exclusive society circles. It
is not, strictly speaking, a kiss either,
but a touching of cheeks. The checks
meet instead of the lips. It is done
in this way:' The parties approach
quite close to each other and while
shaking hands each inclines the body
forward, the heads pass, and the right
check of one is pressed against the
left check of the other.
Something Worth Knowing.
Nothing frets a woman like a rough,
muddy skin. A cure-all for blemishes
is certainly simple enough. It is this:
Wash the fame in very salty sweet
milk every night and let it dry with-
out wiping.
small tablespoonful of milk and a tea-
spoonful Of salt applied to the most
obstinate blemish of the skin will cure
it almost like magic. This is the
remedy prescribed by one of, the best
skin authorities in England, and it is
said that the use of milk and salt is
half the secret of the English woman’s
smooth, beautiful skim
I . 6
apertures is useful for. valuables or '
The lower part of each .
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A' mixture made of one _
Broad Tires on the Farm.
My opinion has been asked as to
the benefit which would be derived
by the use of broad tires on country
roads and on the fields. .There is no
question in my mind that on hard
roads or solid ground broad tires are
the best. The broad tire is also best
on moderately soft ground, but on
ground soft enough for the wheels to
sink below the felloes the suction is
so great that in some instances it has
required four horses to move an emp
ty wagon. The lime carters in this
section have learned this fact and
when the mud is deep either use nar-
row tires or do not cart at all.
If broad tires were used exclusive-
ly on the roads the ru'ts would be cor-
respondingly wide, but with part nar-
‘ row tires the broad tires will sink in
, i the ruts in case of freezing and will
5 pull hard. The tendency of broad
tires to pick up dirt is a strong argu-
’ - ment against the use of steel wheels.
A neighbor purchased one of the low
down steel wagons and putting on a
load Of manure drove to the field; the
wagon felloes settled below the sur-
face, and four horses could not start
i it. With broad tires the wagon bodies
must be set high, which will require
more lifting to load it. for it must be
3 made long and narrow. In my opinion
‘it a farmer keeps two farm wagons?
éoue of them should be broad tired,
ito use when or where the ground is
isolid. The other should be narrow
E tired for use when. necessary when the
mud is deep. If but one is kept it
will be safest to have the tire not
over two inches wide.~—P. M. Hart-I
Iwen, New Jersey. in Agriculturist. _ ’
... ' ”i
616.5539 Attracts Lightning. ’1
It may seem strange that anyone
should place an invitation to lightning
upon his barn, yet such a thing is
frequently done merely for looks and
ventilation. A barn has no more need
of a cupola than it has for a chim-
ney. The lightning rod was much in
use a quarter of a century ago, but
no new ones haVe been put up of late
years. The object of the rods was to
steal away the fluid from the clouds
and transfer it to the earth without
precipitating an explosion. We do not
know that buildings were ever dam-
aged by lightning when thus protect~
ed. but for some reason the rods have
gone nearly out of use. Certainly
these projecting points are made out
of material that will attract lightning
better than the rest of the building,
and if the rod is sufficient to carry
the current the building would be
much protected by them. The ("“7013
presents sometimes several points con-
siderably higher than the rest of the
building. but the material is Of wood,
and if the bolt once reaches it the
wood is not a good enough conductor
to carry the current without rending
it. Besides, there is no direct com-
munication with the ground. If cu-
polas are to be erected, let them be
protected by lightning rods of suffi-
cient size to transmit the electricity
to the earth without following the
timbers of the barn.
Burr Kn anp’s Farm Fur-rows.
One Of the greatest faults is fault-
finding.
The milking steel is a poor curry-
comb.
He who eats more than he produces
robs the world.
Some men who pet their neighbor’s
children will only pound their own.
No grind, no grist.
Failure sighs while success hustles.
An Old field may produce new
grain.
Lazy bees. no honey; lazy farmer,
no money. 1
Who rof‘dscs to toil has no right to
the SOlll.
Every shine has its shadows, and
even a shadow has its use. _
If you do not want it, the greatest
of bar'ains is not cheap—American
Agricii turist. .; f
‘ "i1."
Ornamental Ducks. r
The mos-t beautiful varieties of
ducks, as of other fow‘ls, are not of
first rank for practical purpO‘Ses. The
crested duck corresponds to the crest-
ed Polish fowl, and, like that variety,
has been so closely bred for its pe
culiarities of appearance that its lay-
ing qualities and hardiness have been
impaired. For profit the crested duck
is not to be compared for a moment
with the Pekin, Cayuga or Aylesbury,
but the grower who is willing to take
beauty in place of a part of the cash
returns will find these and other or-
namental breeds a desirable addition
to the farm stock of poultry.
The Strawberry Bed In Winter.
Where heavy winds prevail and the
ground is not covered with snow, the
mulching materi-Al on the strawberry
bed is very apt to be blown off or be-
come displaced. It is therefore quite
important to examine the beds from
time to time and replace the covering
on the bare plants. It costs nothing
and is time well spent. Broken and
interrupted rows in the strawberry
bed are a discouraging sight at pick-
ing time.
Castor Oil “’in Remove Warts.
Apply it as often as necessary and
convenient, so that the warts will be
kept greased and moist with it. For,
instance with cows, put it on the
warts twice a day, once after each
milking. Inside of a week the warts
will come off and stay oil. . This cure.
will work on human that, also. ‘
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Norwalk Chronicler